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The Primary Club

Charity rating & review

63/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Verified · Charity Commission data
63 /100

Clarity score

Needs improvement

Donate

Quick answer

Is The Primary Club a good charity?

The Primary Club scores 63/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£209k total income, 94% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Cambridge · CB10 2ZF Reg 285285 Registered charity Official website Charity Commission register

What does The Primary Club do?

The Primary Club is a registered charity (no. 285285) working in disability in Cambridge · CB10 2ZF. Its latest Charity Commission filing directs 94% of spending to charitable activities, and files its annual accounts on time. Reported income has been growing (≈11% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — The Primary Club hasn't added its own description yet. Work here? Add it free →

In short: THE PRIMARY CLUB scores 63 out of 100 (3 stars). 94% average program spend (Latest year, disclosed years only). Review the pillar breakdown below.

What is The Primary Club?

The Primary Club has a Clarity Score of 63 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 285285. Status: Registered. Primary cause area: Disability. Latest accounts year 2025: total income £209k, with 94% of expenditure on charitable activities. Accounts filing: up to date. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

63/100

3★ · Needs improvement

Cause spend

94%

latest year · charitable activities

Accountability

83/100

Finance beacon

Income

£209k

Latest year 2025

Reserves

Months of running costs

Accounts filing

On time

Charity Commission

£78.9 raised per £1 fundraising (latest year) · 2% overhead · Website on register · Confidence: high

How does THE PRIMARY CLUB compare?

Clarity Score percentile against similar UK charities — the share of peers THE PRIMARY CLUB scores higher than.

Income band (£100k–£500k)33rdpercentile

Scores higher than 33% of 972 charities in its income band · 63/100 vs 70 peer average (marker).

Disability charities14thpercentile

Scores higher than 14% of 711 charities in this cause · 63/100 vs 79 peer average (marker).

How reliable is The Primary Club's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is The Primary Club's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

83/100

Accountability & Transparency metrics for THE PRIMARY CLUB
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 12 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

30% 3/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

17/100

Financial Health metrics for THE PRIMARY CLUB
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

0% Not stated · 0/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

0% 0/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 0% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for THE PRIMARY CLUB
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 94% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

50/100

Community Support metrics for THE PRIMARY CLUB
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

50% 3 volunteers · 5/10 pts

How we calculate beacon scores →

What is The Primary Club's Clarity Score?

63/100 total · Needs improvement · 3 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

83/100
Accountability & Transparency
17/100
Financial Health
100/100
Financial Efficiency
50/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

83/100

Filing history (5 years)15/15 pts
Trustee oversight12 trustees · 15/15 pts
Declared policies3/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

17/100

Reserves (months of cash)Not stated · 0/15 pts
Income stability / growth0/10 pts · 3-year average
Liabilities to assets0% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio94% · 10/10 pts (3-year average)
Fundraising efficiency1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

50/100

Volunteer-to-staff ratio3 volunteers · 5/10 pts

How much does The Primary Club raise and spend?

Latest filed year 2025 · Source: Charity Commission filings

THE PRIMARY CLUB revenue and expenses for 2025
Category Amount % of spend
Total income £209k
Total expenditure £358k
Charitable activities Not disclosed

Where does the money go?

Latest accounts (2025) · £358k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

What trust indicators does The Primary Club have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    12 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 285285

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • PETER ALASTAIR ST JOHN BAXTER
  • MR MIKE BRACE CBE
  • ROSS MIDGLEY
  • JOHN ANDREW STERN
  • EUAN JOHN MICHAEL CAMERON SPENCE since 2012
  • PAUL DOYLE since 2017
  • ANDREW WARWICK DIXON
  • CLIVE HAMILTON FIETH since 2022
  • TIMOTHY MARK KELLEHER Chair · since 2022
  • CHRISTOPHER LARLHAM
  • NICOLE MARGARET AGNES POLLOCK since 2024
  • David Anthony Gavrilovic since 2025
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have The Primary Club's finances changed over five years?

£0k £200k £400k £600k £800k 2021 2022 2023 2024 2025 Income 2021: £136k Spending 2021: £52k Cause spend 2021: £0k Income 2022: £161k Spending 2022: £156k Cause spend 2022: £0k Income 2023: £530k Spending 2023: £175k Cause spend 2023: £164k Income 2024: £154k Spending 2024: £338k Cause spend 2024: £0k Income 2025: £209k Spending 2025: £358k Cause spend 2025: £0k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about The Primary Club?

Overall score
63/100 (3★)
Income
£209k
Cause spend
94% of expenditure
Reg number
285285
Scope
Local (cambridge)
Reserves
Trustees
12
Accounts year
2025
Filing
up to date

Where THE PRIMARY CLUB sits

The causes this charity is classified under, and other charities working nearby.

Similar disability charities

Top-rated peers by CharityCompare score

How can you share The Primary Club's rating?

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How do you add The Primary Club's rating to your site?

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Frequently asked questions

Common questions about The Primary Club's rating, finances, and Charity Commission status.

Is The Primary Club a good charity? +

The Primary Club scores 63 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 94% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is The Primary Club a legitimate charity? +

Yes — The Primary Club is a legitimate registered charity (charity number 285285). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/285285. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is The Primary Club's charity number? +

The Primary Club's charity number is 285285. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is The Primary Club's charity rating? +

The Primary Club scores 63 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does The Primary Club have reviews and complaints? +

CharityCompare does not host public user reviews for The Primary Club. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches The Primary Club? +

According to its 2025 regulator filing, 94% of The Primary Club's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are The Primary Club's overheads? +

According to its 2025 regulator filing, fundraising costs were about 6% of total expenditure and combined overheads (fundraising plus governance) were about 2% of total expenditure at The Primary Club. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what The Primary Club's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does The Primary Club receive? +

The Primary Club reported £209k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing.

Are The Primary Club's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is The Primary Club based? +

The Primary Club is listed at Cambridge · CB10 2ZF, focused on disability.

How does CharityCompare score The Primary Club? +

We calculate a Clarity Score of 0–100 from four pillars in The Primary Club's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and The Primary Club's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.