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How to read charity accounts

In short: Charity accounts show income, spending and reserves — focus on charitable activities spend, fundraising ratio, and whether filings are up to date.

Data from Charity Commission register, last updated .

Every registered charity in England and Wales must file accounts with the Charity Commission. As a donor, you do not need to be an accountant — three numbers matter most.

Charitable activities spend

This is money spent directly on the charity’s purpose: research, beds, food parcels, animal care, and so on. Our Cause spend star rating compares this to total expenditure.

Fundraising costs

How much the charity spent to raise money. Some fundraising is necessary; very high ratios may appear as a red flag on the charity’s profile.

Reserves

Money held for future work. Too little is risky; too much for years may mean your donation is not used soon. We show reserves in months of operating costs where available.

What we do not score

We do not score “worthiness” of the cause, celebrity backing, or marketing polish — only what the filings show.

Information only — not donation advice.