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Inspire Community Trust

Charity rating & review

73/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Verified · Charity Commission data
73 /100

Clarity score

Needs improvement

Donate

Quick answer

Is Inspire Community Trust a good charity?

Inspire Community Trust scores 73/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£4.8m total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Dartford · DA14 5HS Reg 1107820 Registered charity Official website Charity Commission register

What does Inspire Community Trust do?

Inspire Community Trust is a registered charity (no. 1107820) working in disability in Dartford · DA14 5HS. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 5 months of reserves, though its recent accounts were filed late. Reported income has been broadly stable over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Inspire Community Trust hasn't added its own description yet. Work here? Add it free →

In short: INSPIRE COMMUNITY TRUST scores 73 out of 100 (3 stars). 100% average program spend (2-year average, disclosed years only). Review the pillar breakdown below.

What is Inspire Community Trust?

Inspire Community Trust has a Clarity Score of 73 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 1107820. Status: Registered. Primary cause area: Disability. Latest accounts year 2025: total income £4.8m, with 100% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 5 months of operating costs. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

73/100

3★ · Needs improvement

Cause spend

100%

2-yr avg · charitable activities

Accountability

63/100

Finance beacon

Income

£4.8m

Latest year 2025

Reserves

5 mo

Months of running costs

Accounts filing

Late

Check register

Fundraising efficiency not stated · 2% overhead · Website on register · Confidence: medium

How does INSPIRE COMMUNITY TRUST compare?

Clarity Score percentile against similar UK charities — the share of peers INSPIRE COMMUNITY TRUST scores higher than.

Income band (£1m–£5m)33rdpercentile

Scores higher than 33% of 2,776 charities in its income band · 73/100 vs 78 peer average (marker).

Disability charities30thpercentile

Scores higher than 30% of 711 charities in this cause · 73/100 vs 79 peer average (marker).

How reliable is Inspire Community Trust's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Profile reviewed

Medium confidence — some data missing or late

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Inspire Community Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

63/100

Accountability & Transparency metrics for INSPIRE COMMUNITY TRUST
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

0% 0/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 4 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

90/100

Financial Health metrics for INSPIRE COMMUNITY TRUST
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

100% 5 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

70% 7/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 4% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for INSPIRE COMMUNITY TRUST
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 100% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

10/100

Community Support metrics for INSPIRE COMMUNITY TRUST
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

10% 9 volunteers / 85 staff · 1/10 pts

How we calculate beacon scores →

What is Inspire Community Trust's Clarity Score?

73/100 total · Needs improvement · 3 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

63/100
Accountability & Transparency
90/100
Financial Health
100/100
Financial Efficiency
10/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

63/100

Filing history (5 years)0/15 pts
Trustee oversight4 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

90/100

Reserves (months of cash)5 months · 15/15 pts
Income stability / growth7/10 pts · 3-year average
Liabilities to assets4% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio100% · 10/10 pts (3-year average)
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

10/100

Volunteer-to-staff ratio9 volunteers / 85 staff · 1/10 pts

How much does Inspire Community Trust raise and spend?

Latest filed year 2025 · Source: Charity Commission filings

INSPIRE COMMUNITY TRUST revenue and expenses for 2025
Category Amount % of spend
Total income £4.8m
Total expenditure £4.5m
Charitable activities £4.5m 100%
Governance & admin £160k 4%
100%On charitable activities

Where does the money go?

Latest accounts (2025) · £4.5m spent

  • Charitable activities100%
  • Governance4%

What trust indicators does Inspire Community Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: late

  • Trustee board size (3–12)

    4 trustees on the Charity Commission register

  • Workforce on register

    85 employees · 9 volunteers (0:1 volunteer-to-staff)

Fundraising Regulator

Not listed as member

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1107820

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • RANJIT BHAMRA Chair
  • VINOD KUMAR KHANNA
  • HUGH NEVILLE MILLER
  • Mark Valpy LLoyd since 2022
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Inspire Community Trust's finances changed over five years?

£0k £1500k £3000k £4500k £6000k 2021 2022 2023 2024 2025 Income 2021: £5,676k Spending 2021: £5,474k Cause spend 2021: £5,474k Income 2022: £5,142k Spending 2022: £4,770k Cause spend 2022: £4,770k Income 2023: £4,421k Spending 2023: £4,580k Cause spend 2023: £0k Income 2024: £4,529k Spending 2024: £4,295k Cause spend 2024: £4,295k Income 2025: £4,780k Spending 2025: £4,491k Cause spend 2025: £4,491k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Inspire Community Trust?

Overall score
73/100 (3★)
Income
£4.8m
Cause spend
100% of expenditure
Reg number
1107820
Scope
Local (dartford)
Reserves
5 months
Trustees
4
Accounts year
2025
Filing
late

Where INSPIRE COMMUNITY TRUST sits

The causes this charity is classified under, and other charities working nearby.

Similar disability charities

Top-rated peers by CharityCompare score

How can you share Inspire Community Trust's rating?

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How do you add Inspire Community Trust's rating to your site?

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What red flags does Inspire Community Trust have?

Frequently asked questions

Common questions about Inspire Community Trust's rating, finances, and Charity Commission status.

Is Inspire Community Trust a good charity? +

Inspire Community Trust scores 73 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Inspire Community Trust a legitimate charity? +

Yes — Inspire Community Trust is a legitimate registered charity (charity number 1107820). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1107820. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Inspire Community Trust's charity number? +

Inspire Community Trust's charity number is 1107820. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Inspire Community Trust's charity rating? +

Inspire Community Trust scores 73 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Inspire Community Trust have reviews and complaints? +

CharityCompare does not host public user reviews for Inspire Community Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (2 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Inspire Community Trust? +

According to its 2025 regulator filing, 100% of Inspire Community Trust's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Inspire Community Trust's overheads? +

According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 2% of total expenditure at Inspire Community Trust. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Inspire Community Trust's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Inspire Community Trust receive? +

Inspire Community Trust reported £4.8m total income in its 2025 accounts, based on UK regulator filings. Five-year trend: stable.

Are Inspire Community Trust's accounts up to date? +

Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Inspire Community Trust based? +

Inspire Community Trust is listed at Dartford · DA14 5HS, focused on disability.

How does CharityCompare score Inspire Community Trust? +

We calculate a Clarity Score of 0–100 from four pillars in Inspire Community Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Inspire Community Trust's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.