Disability · Reg 248198
Hertford British Charitable Fund
Charity rating & review
45/100 Clarity Score · 2 stars · Charity Commission filings · How we score
Clarity score
Poor
Quick answer
Is Hertford British Charitable Fund a good charity?
Hertford British Charitable Fund scores 45/100 (2 stars, Poor) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£1.9m total income, 57% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.
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What does Hertford British Charitable Fund do?
Hertford British Charitable Fund is a registered charity (no. 248198) working in disability in London · WC2A 3LH. Its latest Charity Commission filing directs 57% of spending to charitable activities, holding roughly 315 months of reserves, and files its annual accounts on time. Reported income has been declining (≈13% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
Summarised from public filings — Hertford British Charitable Fund hasn't added its own description yet. Work here? Add it free →
In short: Hertford British Charitable Fund scores 45 out of 100 (2 stars). 57% average program spend (3-year average). Review the pillar breakdown below.
What is Hertford British Charitable Fund?
Hertford British Charitable Fund has a Clarity Score of 45 out of 100 on CharityCompare (2 stars, Poor). Charity Commission registration number 248198. Status: Registered. Primary cause area: Disability. Latest accounts year 2024: total income £1.9m, with 57% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 315 months of operating costs. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
45/100
2★ · Poor
Cause spend
57%
3-yr avg · charitable activities
Accountability
93/100
Finance beacon
Income
£1.9m
Latest year 2024
Reserves
315 mo
Months of running costs
Accounts filing
On time
Charity Commission
£3.2 raised per £1 fundraising (3-yr avg) · 83% overhead · Website on register · Confidence: high
How does Hertford British Charitable Fund compare?
Clarity Score percentile against similar UK charities — the share of peers Hertford British Charitable Fund scores higher than.
Scores higher than 2% of 2,776 charities in its income band · 45/100 vs 78 peer average (marker).
Scores higher than 1% of 711 charities in this cause · 45/100 vs 79 peer average (marker).
How reliable is Hertford British Charitable Fund's data?
- Source
- Charity Commission (England & Wales)
- Accounts year
- 2024
- Filing date
- Profile reviewed
High confidence — complete filing data
Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.
Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .
What is Hertford British Charitable Fund's Beacon report?
Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 10 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
13/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | 315 months · 0/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 0% | 0/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 18% · 4/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
20/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 20% | 57% · 2/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 20% | 33p per £1 income · 2/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts |
What is Hertford British Charitable Fund's Clarity Score?
45/100 total · Poor · 2 of 5 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
13/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
20/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
How much does Hertford British Charitable Fund raise and spend?
Latest filed year 2024 · Source: Charity Commission filings
| Category | Amount | % of spend |
|---|---|---|
| Total income | £1.9m | — |
| Total expenditure | £1.5m | — |
| Charitable activities | £975k | 67% |
| Fundraising | £489k | 33% |
| Governance & admin | £568k | 39% |
Where does the money go?
Latest accounts (2024) · £1.5m spent
- Charitable activities67% · £975k
- Fundraising33% · £489k
- Governance39% · £568k
What trust indicators does Hertford British Charitable Fund have?
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
up to date · last filing
-
Trustee board size (3–12)
10 trustees on the Charity Commission register
Fundraising Regulator
Status not yet checked
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 248198
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- IAN MCDONALD since 2025
- STEPHEN COWEN since 2025
- SANDRA ESQUIVA-HESSE since 2025
- JULIA BACHE since 2025
- Paul Johnson-Ferguson Chair · since 2025
- Matthew Kay since 2025
- JULIA HOWES since 2025
- Janet Stewart Goatly since 2025
- Frederick Bryan Simon HARTY since 2026
- Sir John Eaton Holmes since 2026
How we score charities +
The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).
Financial Efficiency
Scored from filings
20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.
Overall score
Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.
How have Hertford British Charitable Fund's finances changed over five years?
- Income
- Spending
- Cause spend
Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts
What are the key facts about Hertford British Charitable Fund?
- Overall score
- 45/100 (2★)
- Income
- £1.9m
- Cause spend
- 57% of expenditure
- Reg number
- 248198
- Scope
- Local (london)
- Reserves
- 315 months
- Trustees
- 10
- Accounts year
- 2024
- Filing
- up to date
How does Hertford British Charitable Fund compare, and where else can you look?
Where Hertford British Charitable Fund sits
The causes this charity is classified under, and other charities working nearby.
Similar disability charities
Top-rated peers by CharityCompare score
- POLKA CHILDREN'S THEATRE LIMITED 100/100 · £3.6m
- TREWEN MEADOWS 100/100 · £1.4m
- CAMBRIDGE RAPE CRISIS CENTRE 100/100 · £916k
- Kent Neuro Therapy Centre Limited 100/100 · £858k
How can you share Hertford British Charitable Fund's rating?
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How do you add Hertford British Charitable Fund's rating to your site?
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What red flags does Hertford British Charitable Fund have?
Frequently asked questions
Common questions about Hertford British Charitable Fund's rating, finances, and Charity Commission status.
Is Hertford British Charitable Fund a good charity? +
Hertford British Charitable Fund scores 45 out of 100 (2 stars — Poor) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 57% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is Hertford British Charitable Fund a legitimate charity? +
Yes — Hertford British Charitable Fund is a legitimate registered charity (charity number 248198). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/248198. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.
What is Hertford British Charitable Fund's charity number? +
Hertford British Charitable Fund's charity number is 248198. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.
What is Hertford British Charitable Fund's charity rating? +
Hertford British Charitable Fund scores 45 out of 100 on CharityCompare (2 stars — Poor). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.
Does Hertford British Charitable Fund have reviews and complaints? +
CharityCompare does not host public user reviews for Hertford British Charitable Fund. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (2 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.
How much of my donation reaches Hertford British Charitable Fund? +
According to its 2024 regulator filing, 57% of Hertford British Charitable Fund's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.
What are Hertford British Charitable Fund's overheads? +
According to its 2024 regulator filing, fundraising costs were about 43% of total expenditure and combined overheads (fundraising plus governance) were about 83% of total expenditure at Hertford British Charitable Fund. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Hertford British Charitable Fund's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.
How much income does Hertford British Charitable Fund receive? +
Hertford British Charitable Fund reported £1.9m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: declining.
Are Hertford British Charitable Fund's accounts up to date? +
Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.
Where is Hertford British Charitable Fund based? +
Hertford British Charitable Fund is listed at London · WC2A 3LH, focused on disability.
How does CharityCompare score Hertford British Charitable Fund? +
We calculate a Clarity Score of 0–100 from four pillars in Hertford British Charitable Fund's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.
How often is this page updated? +
This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Hertford British Charitable Fund's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.