Disability · Reg 1123526
FUTURE DREAMS TRUST LIMITED
Charity rating & review
72/100 Clarity Score · 2 stars · Charity Commission filings · How we score
Clarity score
Needs improvement
Is FUTURE DREAMS TRUST LIMITED a good charity?
FUTURE DREAMS TRUST LIMITED scores 72/100 (Needs improvement) on our Clarity Score, with 62% of spending going to charitable activities and accounts late. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.
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Mission
FUTURE DREAMS TRUST LIMITED is a registered charity (no. 1123526) working in disability across the United Kingdom. Its latest Charity Commission filing directs 62% of spending to charitable activities, holding roughly 6 months of reserves, though its recent accounts were filed late. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
In short: FUTURE DREAMS TRUST LIMITED scores 72 out of 100 (2 stars). 62% average program spend (3-year average). Review the pillar breakdown below.
Overview
FUTURE DREAMS TRUST LIMITED has a Clarity Score of 72 out of 100 on CharityCompare (2 stars, Needs improvement). Charity Commission registration number 1123526. Status: Registered. Primary cause area: Disability. Latest accounts year 2020: total income £407k, with 62% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 6 months of operating costs. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
72/100
2★ · Needs improvement
Cause spend
62%
3-yr avg · charitable activities
Accountability
68/100
Finance beacon
Income
£407k
Latest year 2020
Reserves
6 mo
Months of running costs
Accounts filing
Late
Check register
£2.7 raised per £1 fundraising (3-yr avg) · 41% overhead · Website on register · Confidence: medium
How FUTURE DREAMS TRUST LIMITED compares
Clarity Score benchmarked against similar UK charities — higher is better.
Ranks higher than 38% of 2,492 charities in its income band.
Ranks higher than 32% of 742 charities in this cause.
Data & confidence
- Source
- Charity Commission (E&W)
- Accounts year
- 2020
- Filing date
- 2026-06-24 00:00:00.0000000
- Profile reviewed
- 2026-06-25
Medium confidence — some data missing or late
Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.
Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .
Beacon report
Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
68/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag). | 100% | 10 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
100/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts. | 100% | 6 months · 15/15 pts |
| Income stability / growth Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts. | 100% | 11% · 5/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
25/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio ≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts. | 50% | 62% · 5/10 pts (3-year average) |
| Fundraising efficiency Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income). | 0% | 37p per £1 income · 0/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts. | 100% | 40 volunteers / 13 staff · 10/10 pts |
Clarity Score
72/100 total · Needs improvement · 2 of 4 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
68/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
100/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
25/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
Revenue & expenses
Latest filed year 2020 · Source: Charity Commission annual accounts
| Category | Amount | % of spend |
|---|---|---|
| Total income | £407k | — |
| Total expenditure | £463k | — |
Where the money goes
Latest accounts (2020) · £463k spent
- Other spending100% · £463k
Trust indicators
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
Filing status: late
-
Trustee board size (3–12)
10 trustees on the Charity Commission register
-
Workforce on register
13 employees · 40 volunteers (3:1 volunteer-to-staff)
Fundraising Regulator
Status not yet checked
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 1123526
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- SPENCER ADAM LESLIE
- Philippa Brown since 2015
- Pamela Joyce Healy since 2016
- Dr JOANNA FRANKS since 2016
- DALE HENRY since 2012
- FHARAT RAJA since 2022
- Philippa Lambert since 2023
- Ella Louise d'Amato since 2023
- Susan Fox since 2025
- Dawn Cameron since 2025
How we score charities +
The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15), income stability (10), liabilities to assets (5).
Financial Efficiency
Scored from filings
20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data.
Overall score
Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).
Five-year trends
- Income
- Spending
- Cause spend
Values in £ thousands · Source: Charity Commission accounts
Key facts
- Overall score
- 72/100 (2★)
- Income
- £407k
- Cause spend
- 62% of expenditure
- Reg number
- 1123526
- Scope
- UK-wide
- Reserves
- 6 months
- Trustees
- 10
- Accounts year
- 2020
- Filing
- late
Compare & explore
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Red flags
Frequently asked questions
Common questions about FUTURE DREAMS TRUST LIMITED's rating, finances, and Charity Commission status.
What is FUTURE DREAMS TRUST LIMITED's charity rating? +
FUTURE DREAMS TRUST LIMITED scores 72 out of 100 on CharityCompare (2 stars — Needs improvement). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).
Is FUTURE DREAMS TRUST LIMITED a good charity to donate to? +
FUTURE DREAMS TRUST LIMITED scores 72 out of 100 (2 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 62% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is FUTURE DREAMS TRUST LIMITED a legitimate UK charity? +
Yes — FUTURE DREAMS TRUST LIMITED is registered with the Charity Commission for England and Wales under registration number 1123526. You can verify the entry on the official register.
What is FUTURE DREAMS TRUST LIMITED's Charity Commission registration number? +
FUTURE DREAMS TRUST LIMITED's registration number is 1123526. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1123526
How much income does FUTURE DREAMS TRUST LIMITED receive? +
FUTURE DREAMS TRUST LIMITED reported £407k total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: declining.
What percentage of FUTURE DREAMS TRUST LIMITED's spending goes to charitable activities? +
Approximately 62% of total expenditure went to charitable activities in the latest filed year. Fundraising was 38% and combined overhead (fundraising plus governance) was 41%.
Are FUTURE DREAMS TRUST LIMITED's accounts up to date? +
Filing status: late (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.
Where is FUTURE DREAMS TRUST LIMITED based? +
FUTURE DREAMS TRUST LIMITED is listed at London · UK-wide · WC1H 8BB and operates UK-wide, focused on disability.
How does CharityCompare score FUTURE DREAMS TRUST LIMITED? +
We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.
Does CharityCompare recommend donating to FUTURE DREAMS TRUST LIMITED? +
No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.
How can I compare FUTURE DREAMS TRUST LIMITED with other charities? +
Use our free compare tool to put FUTURE DREAMS TRUST LIMITED side-by-side with other UK charities on scores, finances, and filing status.