Homelessness · Reg 1079070
Wirral Churches' Ark Project
Charity rating & review
80/100 Clarity Score · 4 stars · Charity Commission filings · How we score
Clarity score
Good
Quick answer
Is Wirral Churches' Ark Project a good charity?
Wirral Churches' Ark Project scores 80/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£1.7m total income, 97% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.
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What does Wirral Churches' Ark Project do?
Wirral Churches' Ark Project is a registered charity (no. 1079070) working in homelessness in Chester · CH41 1BF. Its latest Charity Commission filing directs 97% of spending to charitable activities, holding roughly 3 months of reserves, though its recent accounts were filed late. Reported income has been broadly stable over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
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In short: WIRRAL CHURCHES' ARK PROJECT scores 80 out of 100 (4 stars). 97% average program spend (3-year average). Review the pillar breakdown below.
What is Wirral Churches' Ark Project?
Wirral Churches' Ark Project has a Clarity Score of 80 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1079070. Status: Registered. Primary cause area: Homelessness. Latest accounts year 2025: total income £1.7m, with 97% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 3 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
80/100
4★ · Good
Cause spend
97%
3-yr avg · charitable activities
Accountability
75/100
Finance beacon
Income
£1.7m
Latest year 2025
Reserves
3 mo
Months of running costs
Accounts filing
Late
Check register
£40.8 raised per £1 fundraising (3-yr avg) · 3% overhead · Website on register · Confidence: medium
How does WIRRAL CHURCHES' ARK PROJECT compare?
Clarity Score percentile against similar UK charities — the share of peers WIRRAL CHURCHES' ARK PROJECT scores higher than.
Scores higher than 52% of 2,776 charities in its income band · 80/100 vs 78 peer average (marker).
Scores higher than 47% of 243 charities in this cause · 80/100 vs 79 peer average (marker).
How reliable is Wirral Churches' Ark Project's data?
- Source
- Charity Commission (England & Wales)
- Accounts year
- 2025
- Filing date
- Profile reviewed
Medium confidence — some data missing or late
Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.
Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .
What is Wirral Churches' Ark Project's Beacon report?
Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
75/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 10 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
97/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 3 months · 15/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 13% · 4/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 97% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 2p per £1 income · 10/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
10/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 10% | 12 volunteers / 41 staff · 1/10 pts |
What is Wirral Churches' Ark Project's Clarity Score?
80/100 total · Good · 4 of 5 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
75/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
97/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
10/100
How much does Wirral Churches' Ark Project raise and spend?
Latest filed year 2025 · Source: Charity Commission filings
| Category | Amount | % of spend |
|---|---|---|
| Total income | £1.7m | — |
| Total expenditure | £1.8m | — |
| Charitable activities | £1.8m | 97% |
| Fundraising | £58k | 3% |
| Governance & admin | £9k | 1% |
Where does the money go?
Latest accounts (2025) · £1.8m spent
- Charitable activities97% · £1.8m
- Fundraising3% · £58k
- Governance1% · £9k
What trust indicators does Wirral Churches' Ark Project have?
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
Filing status: late
-
Trustee board size (3–12)
10 trustees on the Charity Commission register
-
Workforce on register
41 employees · 12 volunteers (0:1 volunteer-to-staff)
Fundraising Regulator
Status not yet checked
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 1079070
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- Ian Lester Roughley since 2019
- Lorraine Taylor since 2022
- Gary Robert Edmund Jones since 2022
- Paul Nethaniel Anson since 2024
- Neil Drummond Westlake-Guy since 2024
- Monju Haque since 2024
- Laura Corbett since 2024
- Lorna Quigley since 2025
- MICHAEL WARNER since 2026
- Ian Robert Getty since 2026
How we score charities +
The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).
Financial Efficiency
Scored from filings
20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.
Overall score
Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.
How have Wirral Churches' Ark Project's finances changed over five years?
- Income
- Spending
- Cause spend
Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts
What are the key facts about Wirral Churches' Ark Project?
- Overall score
- 80/100 (4★)
- Income
- £1.7m
- Cause spend
- 97% of expenditure
- Reg number
- 1079070
- Scope
- Local (chester)
- Reserves
- 3 months
- Trustees
- 10
- Accounts year
- 2025
- Filing
- late
How does WIRRAL CHURCHES' ARK PROJECT compare, and where else can you look?
Where WIRRAL CHURCHES' ARK PROJECT sits
The causes this charity is classified under, and other charities working nearby.
Similar homelessness charities
Top-rated peers by CharityCompare score
- ROUNDABOUT LIMITED 98/100 · £9.4m
- DEAFBLIND UK 98/100 · £3.6m
- SIGHT SUPPORT HULL AND EAST YORKSHIRE 96/100 · £666k
- Churches Housing Action Team (Devon) Ltd 95/100 · £489k
How can you share Wirral Churches' Ark Project's rating?
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What red flags does Wirral Churches' Ark Project have?
Frequently asked questions
Common questions about Wirral Churches' Ark Project's rating, finances, and Charity Commission status.
Is Wirral Churches' Ark Project a good charity? +
Wirral Churches' Ark Project scores 80 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 97% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is Wirral Churches' Ark Project a legitimate charity? +
Yes — Wirral Churches' Ark Project is a legitimate registered charity (charity number 1079070). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1079070. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.
What is Wirral Churches' Ark Project's charity number? +
Wirral Churches' Ark Project's charity number is 1079070. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.
What is Wirral Churches' Ark Project's charity rating? +
Wirral Churches' Ark Project scores 80 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.
Does Wirral Churches' Ark Project have reviews and complaints? +
CharityCompare does not host public user reviews for Wirral Churches' Ark Project. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.
How much of my donation reaches Wirral Churches' Ark Project? +
According to its 2025 regulator filing, 97% of Wirral Churches' Ark Project's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.
What are Wirral Churches' Ark Project's overheads? +
According to its 2025 regulator filing, fundraising costs were about 3% of total expenditure and combined overheads (fundraising plus governance) were about 3% of total expenditure at Wirral Churches' Ark Project. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Wirral Churches' Ark Project's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.
How much income does Wirral Churches' Ark Project receive? +
Wirral Churches' Ark Project reported £1.7m total income in its 2025 accounts, based on UK regulator filings. Five-year trend: stable.
Are Wirral Churches' Ark Project's accounts up to date? +
Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.
Where is Wirral Churches' Ark Project based? +
Wirral Churches' Ark Project is listed at Chester · CH41 1BF, focused on homelessness.
How does CharityCompare score Wirral Churches' Ark Project? +
We calculate a Clarity Score of 0–100 from four pillars in Wirral Churches' Ark Project's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.
How often is this page updated? +
This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Wirral Churches' Ark Project's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.