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WHITEHAVEN COMMUNITY TRUST LIMITED

Charity rating & review

65/100 Clarity Score · 2 stars · Charity Commission filings · How we score

Verified · Charity Commission data
65 /100

Clarity score

Needs improvement

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Is WHITEHAVEN COMMUNITY TRUST LIMITED a good charity?

WHITEHAVEN COMMUNITY TRUST LIMITED scores 65/100 (Needs improvement) on our Clarity Score, with 82% of spending going to charitable activities and accounts late. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.

CA28 7AL Reg 1060245 Registered charity Official website Charity Commission register

Mission

WHITEHAVEN COMMUNITY TRUST LIMITED is a registered charity (no. 1060245) working in children & youth in CA28 7AL. Its latest Charity Commission filing directs 82% of spending to charitable activities, holding roughly 27 months of reserves, though its recent accounts were filed late. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

In short: WHITEHAVEN COMMUNITY TRUST LIMITED scores 65 out of 100 (2 stars). 82% average program spend (3-year average). Review the pillar breakdown below.

Overview

WHITEHAVEN COMMUNITY TRUST LIMITED has a Clarity Score of 65 out of 100 on CharityCompare (2 stars, Needs improvement). Charity Commission registration number 1060245. Status: Registered. Primary cause area: Children & youth. Latest accounts year 2020: total income £468k, with 82% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 27 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

65/100

2★ · Needs improvement

Cause spend

82%

3-yr avg · charitable activities

Accountability

75/100

Finance beacon

Income

£468k

Latest year 2020

Reserves

27 mo

Months of running costs

Accounts filing

Late

Check register

£90.5 raised per £1 fundraising (3-yr avg) · 2% overhead · Website on register · Confidence: medium

How WHITEHAVEN COMMUNITY TRUST LIMITED compares

Clarity Score benchmarked against similar UK charities — higher is better.

Income band (£100k–£500k)65 vs 77 avg

Ranks higher than 23% of 2,492 charities in its income band.

Children & youth charities65 vs 78 avg

Ranks higher than 19% of 3,988 charities in this cause.

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2020
Filing date
2026-06-24 00:00:00.0000000
Profile reviewed
2026-06-25

Medium confidence — some data missing or late

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

75/100

Accountability & Transparency metrics for WHITEHAVEN COMMUNITY TRUST LIMITED
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

33% 5/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 6 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Financial Health metrics for WHITEHAVEN COMMUNITY TRUST LIMITED
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

0% 27 months · 0/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

100% 12% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for WHITEHAVEN COMMUNITY TRUST LIMITED
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 82% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for WHITEHAVEN COMMUNITY TRUST LIMITED
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

0% Not reported · 0/10 pts

How we calculate beacon scores →

Clarity Score

65/100 total · Needs improvement · 2 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

75/100
Accountability & Transparency
50/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

75/100

Filing history (5 years)5/15 pts
Trustee oversight6 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Reserves (months of cash)27 months · 0/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets12% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio82% · 10/10 pts (3-year average)
Fundraising efficiency1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratioNot reported · 0/10 pts

Revenue & expenses

Latest filed year 2020 · Source: Charity Commission annual accounts

WHITEHAVEN COMMUNITY TRUST LIMITED revenue and expenses for 2020
Category Amount % of spend
Total income £468k
Total expenditure £357k
0%On charitable activities

Where the money goes

Latest accounts (2020) · £357k spent

  • Other spending100%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: late

  • Trustee board size (3–12)

    6 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1060245

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • NORMAN CLARKSON
  • DAVID LORD Chair
  • JANE NICOLSON
  • MARTIN PARLETT since 2014
  • Kurt Canfield since 2025
  • Michael Graham since 2025
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £200k £400k £600k £800k 2020 2021 2022 2023 2024 Income 2020: £468k Spending 2020: £357k Cause spend 2020: £268k Income 2021: £208k Spending 2021: £254k Cause spend 2021: £191k Income 2022: £446k Spending 2022: £368k Cause spend 2022: £276k Income 2023: £370k Spending 2023: £443k Cause spend 2023: £332k Income 2024: £593k Spending 2024: £481k Cause spend 2024: £465k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
65/100 (2★)
Income
£468k
Cause spend
82% of expenditure
Reg number
1060245
Scope
Local (—)
Reserves
27 months
Trustees
6
Accounts year
2020
Filing
late

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Red flags

Frequently asked questions

Common questions about WHITEHAVEN COMMUNITY TRUST LIMITED's rating, finances, and Charity Commission status.

What is WHITEHAVEN COMMUNITY TRUST LIMITED's charity rating? +

WHITEHAVEN COMMUNITY TRUST LIMITED scores 65 out of 100 on CharityCompare (2 stars — Needs improvement). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is WHITEHAVEN COMMUNITY TRUST LIMITED a good charity to donate to? +

WHITEHAVEN COMMUNITY TRUST LIMITED scores 65 out of 100 (2 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 82% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is WHITEHAVEN COMMUNITY TRUST LIMITED a legitimate UK charity? +

Yes — WHITEHAVEN COMMUNITY TRUST LIMITED is registered with the Charity Commission for England and Wales under registration number 1060245. You can verify the entry on the official register.

What is WHITEHAVEN COMMUNITY TRUST LIMITED's Charity Commission registration number? +

WHITEHAVEN COMMUNITY TRUST LIMITED's registration number is 1060245. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1060245

How much income does WHITEHAVEN COMMUNITY TRUST LIMITED receive? +

WHITEHAVEN COMMUNITY TRUST LIMITED reported £468k total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: declining.

What percentage of WHITEHAVEN COMMUNITY TRUST LIMITED's spending goes to charitable activities? +

Approximately 82% of total expenditure went to charitable activities in the latest filed year. Fundraising was 1% and combined overhead (fundraising plus governance) was 2%.

Are WHITEHAVEN COMMUNITY TRUST LIMITED's accounts up to date? +

Filing status: late (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.

Where is WHITEHAVEN COMMUNITY TRUST LIMITED based? +

WHITEHAVEN COMMUNITY TRUST LIMITED is listed at CA28 7AL, focused on children & youth.

How does CharityCompare score WHITEHAVEN COMMUNITY TRUST LIMITED? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to WHITEHAVEN COMMUNITY TRUST LIMITED? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare WHITEHAVEN COMMUNITY TRUST LIMITED with other charities? +

Use our free compare tool to put WHITEHAVEN COMMUNITY TRUST LIMITED side-by-side with other UK charities on scores, finances, and filing status.