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The White Ensign Association Limited

Charity rating & review

81/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Verified · Charity Commission data
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81 /100

Clarity score

Good

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Quick answer

Is The White Ensign Association Limited a good charity?

The White Ensign Association Limited scores 81/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£660k total income, 83% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · SE1 2JH Reg 206787 Registered charity Official website Charity Commission register

What does The White Ensign Association Limited do?

The White Ensign Association Limited is a registered charity (no. 206787) working in education across the United Kingdom. Its latest Charity Commission filing directs 83% of spending to charitable activities, holding roughly 1 month of reserves, and files its annual accounts on time. Reported income changed sharply in 2021 (likely a merger, transfer or reporting change) — year-on-year trend labels are not meaningful across that step. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — The White Ensign Association Limited hasn't added its own description yet. Work here? Add it free →

In short: THE WHITE ENSIGN ASSOCIATION LIMITED scores 81 out of 100 (4 stars). 83% average program spend (2-year average, disclosed years only). Filings are up to date with no major concerns.

What is The White Ensign Association Limited?

The White Ensign Association Limited has a Clarity Score of 81 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 206787. Status: Registered. Primary cause area: Education. Latest accounts year 2024: total income £660k, with 83% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 1 month of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

81/100

4★ · Good

Cause spend

83%

2-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£660k

Latest year 2024

Reserves

1 mo

1 month of running costs

Accounts filing

On time

Charity Commission

£10.6 raised per £1 fundraising (2-yr avg) · 8% overhead · Website on register · Confidence: high

How does THE WHITE ENSIGN ASSOCIATION LIMITED compare?

Clarity Score percentile against similar UK charities — the share of peers THE WHITE ENSIGN ASSOCIATION LIMITED scores higher than.

Income band (£500k–£1m)52ndpercentile

Scores higher than 52% of 2,187 charities in its income band · 81/100 vs 79 peer average (marker).

Education charities64thpercentile

Scores higher than 64% of 579 charities in this cause · 81/100 vs 74 peer average (marker).

How reliable is The White Ensign Association Limited's data?

Source
Charity Commission (England & Wales)
Accounts year
2024
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is The White Ensign Association Limited's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for THE WHITE ENSIGN ASSOCIATION LIMITED
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 12 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

67/100

Financial Health metrics for THE WHITE ENSIGN ASSOCIATION LIMITED
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

33% 1 month · 5/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

100% 10/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 3% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

90/100

Financial Efficiency metrics for THE WHITE ENSIGN ASSOCIATION LIMITED
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

80% 83% · 8/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 8p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

30/100

Community Support metrics for THE WHITE ENSIGN ASSOCIATION LIMITED
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

30% 5 volunteers / 10 staff · 3/10 pts

How we calculate beacon scores →

What is The White Ensign Association Limited's Clarity Score?

81/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
67/100
Financial Health
90/100
Financial Efficiency
30/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight12 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

67/100

Reserves (months of cash)1 month · 5/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets3% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

90/100

Program expense ratio83% · 8/10 pts (3-year average)
Fundraising efficiency8p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

30/100

Volunteer-to-staff ratio5 volunteers / 10 staff · 3/10 pts

How much does The White Ensign Association Limited raise and spend?

Latest filed year 2024 · Source: Charity Commission filings

THE WHITE ENSIGN ASSOCIATION LIMITED revenue and expenses for 2024
Category Amount % of spend
Total income £660k
Total expenditure £737k
Charitable activities £642k 87%
Fundraising £95k 13%
87%On charitable activities

Where does the money go?

Latest accounts (2024) · £737k spent

  • Charitable activities87%
  • Fundraising13%

What trust indicators does The White Ensign Association Limited have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    12 trustees on the Charity Commission register

  • Workforce on register

    10 employees · 5 volunteers (1:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 206787

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • James Michael Ross Saunders Watson DL since 2017
  • Commodore Inga Jane Kennedy CBE QHNS since 2018
  • Lieutenant General Edward Grant Martin Davis CB CBE since 2019
  • Commodore Robert William Dorey RFA since 2019
  • Admiral Sir Philip Andrew Jones GCB DL since 2019
  • Theocharis Panayiotou Theochari since 2021
  • Dame Ruth Cairnie since 2021
  • Caroline Philippa Haughey OBE QC since 2021
  • Toby Ellison since 2024
  • Lindsey Gilchrist since 2025
  • Admiral Sir Timothy Fraser since 2025
  • Robert Constant since 2025
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have The White Ensign Association Limited's finances changed over five years?

£0k £1400k £2800k £4200k £5600k 2020 2021 2022 2023 2024 Income 2020: £5,425k Spending 2020: £717k Cause spend 2020: £593k Income 2021: £434k Spending 2021: £496k Cause spend 2021: £0k Income 2022: £294k Spending 2022: £479k Cause spend 2022: £0k Income 2023: £565k Spending 2023: £543k Cause spend 2023: £431k Income 2024: £660k Spending 2024: £737k Cause spend 2024: £642k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about The White Ensign Association Limited?

Overall score
81/100 (4★)
Income
£660k
Cause spend
83% of expenditure
Reg number
206787
Scope
UK-wide
Reserves
1 month
Trustees
12
Accounts year
2024
Filing
up to date

Where THE WHITE ENSIGN ASSOCIATION LIMITED sits

The causes this charity is classified under, and other charities working nearby.

Similar education charities

Top-rated peers by CharityCompare score

How can you share The White Ensign Association Limited's rating?

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How do you add The White Ensign Association Limited's rating to your site?

Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our methodology.

Frequently asked questions

Common questions about The White Ensign Association Limited's rating, finances, and Charity Commission status.

Is The White Ensign Association Limited a good charity? +

The White Ensign Association Limited scores 81 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 83% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is The White Ensign Association Limited a legitimate charity? +

Yes — The White Ensign Association Limited is a legitimate registered charity (charity number 206787). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/206787. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is The White Ensign Association Limited's charity number? +

The White Ensign Association Limited's charity number is 206787. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is The White Ensign Association Limited's charity rating? +

The White Ensign Association Limited scores 81 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does The White Ensign Association Limited have reviews and complaints? +

CharityCompare does not host public user reviews for The White Ensign Association Limited. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches The White Ensign Association Limited? +

According to its 2024 regulator filing, 83% of The White Ensign Association Limited's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are The White Ensign Association Limited's overheads? +

According to its 2024 regulator filing, fundraising costs were about 11% of total expenditure and combined overheads (fundraising plus governance) were about 8% of total expenditure at The White Ensign Association Limited. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what The White Ensign Association Limited's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does The White Ensign Association Limited receive? +

The White Ensign Association Limited reported £660k total income in its 2024 accounts, based on UK regulator filings. Five-year trend: restructured.

Are The White Ensign Association Limited's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is The White Ensign Association Limited based? +

The White Ensign Association Limited is listed at London · UK-wide · SE1 2JH and operates UK-wide, focused on education.

How does CharityCompare score The White Ensign Association Limited? +

We calculate a Clarity Score of 0–100 from four pillars in The White Ensign Association Limited's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and The White Ensign Association Limited's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.