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The Chester Diocesan Board of Finance

Charity rating & review

87/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Verified · Charity Commission data
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87 /100

Clarity score

Good

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Quick answer

Is The Chester Diocesan Board of Finance a good charity?

The Chester Diocesan Board of Finance scores 87/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£15m total income, 99% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Warrington · UK-wide · WA4 4GE Reg 248968 Registered charity Official website Charity Commission register

What does The Chester Diocesan Board of Finance do?

The Chester Diocesan Board of Finance is a registered charity (no. 248968) working in religion across the United Kingdom. Its latest Charity Commission filing directs 99% of spending to charitable activities, holding roughly 2 months of reserves, and files its annual accounts on time. Reported income has been broadly stable over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — The Chester Diocesan Board of Finance hasn't added its own description yet. Work here? Add it free →

In short: THE CHESTER DIOCESAN BOARD OF FINANCE scores 87 out of 100 (4 stars). 99% average program spend (3-year average). Filings are up to date with no major concerns.

What is The Chester Diocesan Board of Finance?

The Chester Diocesan Board of Finance has a Clarity Score of 87 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 248968. Status: Registered. Primary cause area: Religion. Latest accounts year 2024: total income £15m, with 99% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 2 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

87/100

4★ · Good

Cause spend

99%

3-yr avg · charitable activities

Accountability

93/100

Finance beacon

Income

£15m

Latest year 2024

Reserves

2 mo

Months of running costs

Accounts filing

On time

Charity Commission

£133.8 raised per £1 fundraising (3-yr avg) · 1% overhead · Website on register · Confidence: high

How does THE CHESTER DIOCESAN BOARD OF FINANCE compare?

Clarity Score percentile against similar UK charities — the share of peers THE CHESTER DIOCESAN BOARD OF FINANCE scores higher than.

Income band (£10m+)83rdpercentile

Scores higher than 83% of 943 charities in its income band · 87/100 vs 77 peer average (marker).

Religion charities74thpercentile

Scores higher than 74% of 519 charities in this cause · 87/100 vs 78 peer average (marker).

How reliable is The Chester Diocesan Board of Finance's data?

Source
Charity Commission (England & Wales)
Accounts year
2024
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is The Chester Diocesan Board of Finance's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

93/100

Accountability & Transparency metrics for THE CHESTER DIOCESAN BOARD OF FINANCE
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 31 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

70% 7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

70/100

Financial Health metrics for THE CHESTER DIOCESAN BOARD OF FINANCE
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

67% 2 months · 10/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

60% 6/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 1% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for THE CHESTER DIOCESAN BOARD OF FINANCE
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 99% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

90/100

Community Support metrics for THE CHESTER DIOCESAN BOARD OF FINANCE
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

90% 80 volunteers / 46 staff · 9/10 pts

How we calculate beacon scores →

What is The Chester Diocesan Board of Finance's Clarity Score?

87/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

93/100
Accountability & Transparency
70/100
Financial Health
100/100
Financial Efficiency
90/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

93/100

Filing history (5 years)15/15 pts
Trustee oversight31 trustees · 15/15 pts
Declared policies7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

70/100

Reserves (months of cash)2 months · 10/15 pts
Income stability / growth6/10 pts · 3-year average
Liabilities to assets1% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio99% · 10/10 pts (3-year average)
Fundraising efficiency1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

90/100

Volunteer-to-staff ratio80 volunteers / 46 staff · 9/10 pts

How much does The Chester Diocesan Board of Finance raise and spend?

Latest filed year 2024 · Source: Charity Commission filings

THE CHESTER DIOCESAN BOARD OF FINANCE revenue and expenses for 2024
Category Amount % of spend
Total income £15m
Total expenditure £16m
Charitable activities £16m 99%
Fundraising £117k 1%
Governance & admin £70k 0%
99%On charitable activities

Where does the money go?

Latest accounts (2024) · £16m spent

  • Charitable activities99%
  • Fundraising1%
  • Governance0%

What trust indicators does The Chester Diocesan Board of Finance have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    31 trustees on the Charity Commission register

  • Workforce on register

    46 employees · 80 volunteers (2:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 248968

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • DR GRAHAM CAMPBELL
  • JOHN JEREMY COLLIER FREEMAN
  • VEN DR MICHAEL GILBERTSON
  • REVD MICHAEL IAN ANTONY SMITH
  • Dr Alan Dowen since 2013
  • John Philip Mason since 2013
  • Rev Michael Laurence Ridley since 2014
  • The Very Reverend Dr TIMOTHY RICHARD STRATFORD since 2018
  • Julie Withers since 2018
  • Rev Christina Phoebe Upton since 2018
  • Esme Angela Hammer since 2018
  • Rt Revd Julie Anne Conalty since 2021
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have The Chester Diocesan Board of Finance's finances changed over five years?

£0k £4200k £8400k £12600k £16800k 2020 2021 2022 2023 2024 Income 2020: £14,481k Spending 2020: £15,446k Cause spend 2020: £15,299k Income 2021: £14,594k Spending 2021: £14,054k Cause spend 2021: £13,928k Income 2022: £14,568k Spending 2022: £14,901k Cause spend 2022: £14,802k Income 2023: £15,144k Spending 2023: £15,462k Cause spend 2023: £15,344k Income 2024: £14,986k Spending 2024: £16,413k Cause spend 2024: £16,296k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about The Chester Diocesan Board of Finance?

Overall score
87/100 (4★)
Income
£15m
Cause spend
99% of expenditure
Reg number
248968
Scope
UK-wide
Reserves
2 months
Trustees
31
Accounts year
2024
Filing
up to date

Where THE CHESTER DIOCESAN BOARD OF FINANCE sits

The causes this charity is classified under, and other charities working nearby.

Similar religion charities

Top-rated peers by CharityCompare score

How can you share The Chester Diocesan Board of Finance's rating?

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How do you add The Chester Diocesan Board of Finance's rating to your site?

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Frequently asked questions

Common questions about The Chester Diocesan Board of Finance's rating, finances, and Charity Commission status.

Is The Chester Diocesan Board of Finance a good charity? +

The Chester Diocesan Board of Finance scores 87 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 99% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is The Chester Diocesan Board of Finance a legitimate charity? +

Yes — The Chester Diocesan Board of Finance is a legitimate registered charity (charity number 248968). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/248968. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is The Chester Diocesan Board of Finance's charity number? +

The Chester Diocesan Board of Finance's charity number is 248968. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is The Chester Diocesan Board of Finance's charity rating? +

The Chester Diocesan Board of Finance scores 87 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does The Chester Diocesan Board of Finance have reviews and complaints? +

CharityCompare does not host public user reviews for The Chester Diocesan Board of Finance. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches The Chester Diocesan Board of Finance? +

According to its 2024 regulator filing, 99% of The Chester Diocesan Board of Finance's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are The Chester Diocesan Board of Finance's overheads? +

According to its 2024 regulator filing, fundraising costs were about 1% of total expenditure and combined overheads (fundraising plus governance) were about 1% of total expenditure at The Chester Diocesan Board of Finance. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what The Chester Diocesan Board of Finance's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does The Chester Diocesan Board of Finance receive? +

The Chester Diocesan Board of Finance reported £15m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: stable.

Are The Chester Diocesan Board of Finance's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is The Chester Diocesan Board of Finance based? +

The Chester Diocesan Board of Finance is listed at Warrington · UK-wide · WA4 4GE and operates UK-wide, focused on religion.

How does CharityCompare score The Chester Diocesan Board of Finance? +

We calculate a Clarity Score of 0–100 from four pillars in The Chester Diocesan Board of Finance's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and The Chester Diocesan Board of Finance's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.