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Religion · Reg 1146299

Swansea Minster

64 /100

Clarity score

Needs improvement

Charity accounts, evidence & financial rating

64/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Register checked 4 October 2026 · latest accounts 2025

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Quick answer

Is Swansea Minster a good charity?

Swansea Minster scores 64/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£563k total income, 6% cause spend, latest year). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Income

£563k

Accounts 2025-12-31

Spending

£380k

Accounts 2025-12-31

Charitable activities

6%

latest year · share of spending

Accounts filing

Late

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Swansea · SA1 3LP Reg 1146299 Registered charity Official website Charity Commission register

What does Swansea Minster do?

The church as a charity raises money for Christian Aid, Royal British Legion (Remembrance Day), Armed Forces, Bishop's appeals (various). Missionary work via the Church and the benefice as a whole.

Activities reported by the charity on the official register · extract . This is separate from the accounts data used for its rating.

Swansea Minster hasn't added a description directly to CharityCompare yet. Work here? Add it free →

How much does Swansea Minster raise and spend?

Accounts period 2025-01-01 to 2025-12-31 · Source: Charity Commission filings

Swansea Minster revenue and expenses for 2025
Category Amount % of spend
Total income £563k —
Total expenditure £380k —
Charitable activities £22k 6%
Fundraising £17k 4%
Reported governance £0 0%

Governance can already be allocated within other expenditure categories. It is not a separate measure of all administration costs; do not add these rows without checking the accounts notes.

What changed in Swansea Minster’s latest accounts?

Reported totals for 2025 compared with 2024. Changes can reflect the accounting period, restricted grants or restructuring as well as the charity’s work.

Reported income changes from £98k to £563k. We do not show a growth percentage across this large discontinuity: check whether the two accounts cover comparable activities and periods. Read the evidence and context.

These are annual figures. The Clarity Score may use averages across several disclosed years. Source: official accounts.

6%On charitable activities

Where does the money go?

Latest accounts (2025) · £380k spent

  • Charitable activities6%
  • Fundraising4%
  • Remaining expenditure90%

From the annual return

What does Swansea Minster pay its staff, and where does its money come from?

Answers Swansea Minster gave in its annual return to the Charity Commission for the year ending 31 December 2025, plus its register entry. These are the charity's own disclosures, not part of the Clarity Score.

Where does Swansea Minster's money come from?

Swansea Minster reported £563k total income for the year ending 31 December 2025. The largest sources were donations and legacies £514k (91%), trading and fundraising events £34k (6%), investments £15k (3%).

  • Donations and legacies £514k · 91%
  • Trading and fundraising events £34k · 6%
  • Investments £15k · 3%
  • Other income £472 · 0%

Cash at year end: £281k · unrestricted funds: £281k · restricted funds: £369k. Restricted funds can only be spent on purposes set by the donor.

Can I claim Gift Aid, and are the trustees paid?

The register records Swansea Minster as registered with HMRC for Gift Aid, so a UK taxpayer can usually add 25p to every £1 they give by making a Gift Aid declaration. Work out your Gift Aid

Swansea Minster's annual return for the year ending 31 December 2025 reports that no trustee received remuneration or other benefits from the charity.

Registration details

Registered as a charity
Also known as
St Mary's Church Swansea
Previous names on the register
Rectorial Benefice of Central Swansea; The Parochial Church Council of the Rectorial Benefice of Central Swansea
Where it says it operates
City of Swansea

Source: Charity Commission register and annual return data, Open Government Licence v3.0. A blank answer in the return is shown as not reported, never as “no”.

How have Swansea Minster's finances changed over five years?

Income rose 525% from £90k in 2021 to £563k in 2025; spending was £380k in 2025.

£0 £200k £400k £600k £800k 2021 2022 2023 2024 2025 Income 2021: £90k Spending 2021: £120k Income 2022: £68k Spending 2022: £78k Income 2023: £117k Spending 2023: £113k Income 2024: £98k Spending 2024: £111k Income 2025: £563k Spending 2025: £380k Cause spend 2025: £22k
  • Income
  • Spending
  • Cause spend
Swansea Minster income and spending by accounts year
Year Income Spending Charitable activities
2025 £563k £380k £22k
2024 £98k £111k Not disclosed
2023 £117k £113k Not disclosed
2022 £68k £78k Not disclosed
2021 £90k £120k Not disclosed

Cause spend is plotted only when the filing discloses a split · Source: Charity Commission filings

Financial context

How do its finances compare with similar charities?

Compare Swansea Minster with 98 other religion charities in our detailed dataset: the same regulator, £500k–£1m income band and accounts ending in 2025. Each period covers 50–54 weeks. These are reference points, not targets or a ranking of impact.

Swipe across the table to see the peer median and coverage.

Latest annual figures, accounts ending 2025-12-31. Peer medians exclude this charity; the median is the middle value.
MeasureThis charityPeer medianPeer coverage
Annual income £563k £663k 98 of 98
Annual spending £380k £604k 98 of 98
Charitable activities share 5.8% 99.2% 84 of 98

The annual spending share can differ from the multi-year average shown elsewhere. Missing disclosures are excluded, never counted as zero. We show a median only with at least ten peer disclosures. Different year-end months, restricted funding and delivery models can still limit comparisons.

How peers are selected Check this charity’s source accounts Choose between similar charities

How does Swansea Minster compare?

The share of each group scoring at or below Swansea Minster, including tied scores. A group matched on cause, income band and accounts year appears when at least ten records qualify. Broader groups below may mix reporting periods and operating models. Groups include this charity; percentiles measure our financial rating, not impact.

Same cause, income band and accounts year (2025) 14thpercentile

Scores at or above 14% of 101 charities with the same primary cause, income band and latest accounts year · 64/100 vs 78 peer average.

Income band (£500k–£1m) 16thpercentile

Scores at or above 16% of 2,127 charities in its income band · 64/100 vs 78 peer average.

Religion charities 26thpercentile

Scores at or above 26% of 514 charities in this cause · 64/100 vs 74 peer average.

How does Swansea Minster compare, and where else can you look?

Compare Swansea Minster with others More religion charities How we score charities

Where Swansea Minster sits

The causes this charity is classified under, and other charities working nearby.

Similar religion charities

Top-rated peers by CharityCompare score

Evidence and interpretation

What the evidence says about Swansea Minster

In 2025, reported income was £562,554 and expenditure was £380,499. Income exceeded expenditure by £182,055. This annual balance is not the charity’s available cash or unrestricted reserves.

More financial context

Reported income changes sharply between 2024 and 2025. A numerical jump alone does not establish growth, decline or a restructuring. Read both sets of accounts to establish whether their periods and reporting boundaries are comparable.

Calculated from our dated accounts dataset, refreshed 2026-09-06. This is not an audit or a manual review of every filing. Original register and accounts · How calculations work.

Find the right support

Who it supports and how to access its work

Reported beneficiaries: Other Charities Or Voluntary Bodies; The General Public/mankind.

How it works: Other Charitable Activities.

Use the official contact details to check eligibility, referrals, waiting lists and current service coverage. Broad register classifications and a contact address do not confirm that a particular service is available to you.

Explore source-checked support routes

Classifications supplied to the register; extract 2026-10-04. Register contact and activity details · Website listed for this charity

Look beyond the score

Results and impact evidence

We have not added a source-checked programme outcome for this charity. That is a gap in this profile, not evidence that the charity has no impact. Its annual report may contain results that have not been assessed here.

Reported grants to institutions: £0 (2025-12-31). This is spending reported in the annual return, not a measure of beneficiary outcomes or an open grant opportunity. It may already be included in charitable expenditure. Check the source accounts.

What these results can tell you

Counts of services delivered describe activity. They do not by themselves establish lasting change, what would have happened without the programme, or cost-effectiveness. Results with different definitions, populations or years should not be ranked against each other.

How to judge charity impact evidence

What is Swansea Minster's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

60/100

Accountability & Transparency metrics for Swansea Minster
Metric Score Value
Filing history (5 years)

No recorded lateness in available history = 15 pts · one late filing = 5 pts · two or more or unknown status = 0 pts. Missing data is not proof of late filing.

 33% 5/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

 100% 3 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

 40% 4/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

67/100

Financial Health metrics for Swansea Minster
Metric Score Value
Reserves (months of expenditure)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years = 0 pts. Reserves are not necessarily cash; needs vary by operating model.

 100% 17 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

 0% Comparability review needed · 0/10 pts
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

 100% 0% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

50/100

Financial Efficiency metrics for Swansea Minster
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

 0% 6% · 0/10 pts (Latest year)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

 100% 3p per £1 income · 10/10 pts (Latest year, disclosed years)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Community Support metrics for Swansea Minster
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

 100% 30 volunteers / 0 staff · 10/10 pts

How we calculate beacon scores →

What trust indicators does Swansea Minster have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: late

  • Trustee board size (3–12)

    3 trustees on the Charity Commission register

  • Workforce on register

    0 employees · 30 volunteers

Fundraising Regulator

Status not yet checked

Separate from our financial scores. Registration records a commitment to the Code of Fundraising Practice; it does not certify every fundraising activity.

Check Fundraising Regulator →

Official register

Reg 1146299

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Helen Murray since 2022
  • Rev Justin Davies since 2022
  • Paul Derrick Murray since 2025

How reliable is Swansea Minster's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Data refreshed

Medium confidence — some data missing or late

Scores reflect the accounts in our dated data extract. The live register may contain newer filings. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Check the current register entry · Report a data correction

Financial source extract: 2026-09-06. Organisation identifier: 5024925. Method version: 1.1. View method changes.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

Your donation decision

What should you check before donating to Swansea Minster?

  1. 1. Match the name and charity number

    Check 1146299 on the official register. A real charity number alone does not prove that a fundraiser or appeal is authentic.

    Verify the registration →

  2. 2. Read the accounts in context

    Our latest accounts data covers 2025. Compare the accounts period, spending and reserves. An administration cost ratio alone cannot tell you how effective a charity is.

    Explore the financial evidence →

  3. 3. Look for evidence of results

    Read the trustees’ annual report for activities, outcomes and limitations. The Clarity Score measures public reporting; it does not establish the impact of a donation.

    How to read charity accounts →

  4. 4. Compare charities serving your cause

    Compare up to four charities, check the dates behind their figures, and decide which work you want to support. Complete your donation through a verified charity channel.

    Start a comparison with Swansea Minster →
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How can you share Swansea Minster's rating?

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How do you add Swansea Minster's rating to your site?

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What red flags does Swansea Minster have?

Frequently asked questions

Common questions about Swansea Minster's rating, finances, and Charity Commission status.

Is Swansea Minster a good charity? +

Swansea Minster scores 64 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 6% of its spending goes to charitable activities (latest year) and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Swansea Minster a legitimate charity? +

The register data used for this profile lists Swansea Minster as a registered charity (charity number 1146299). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/charity-details/?regId=1146299&subId=0. Check the current entry and the identity of anyone requesting money. Registration does not verify a particular appeal; Clarity Score summarises filing transparency, not programme impact.

What is Swansea Minster's charity number? +

Swansea Minster's charity number is 1146299. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Swansea Minster's charity rating? +

Swansea Minster scores 64 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score (method v1.1) sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Swansea Minster have reviews and complaints? +

CharityCompare does not host public user reviews for Swansea Minster. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (one red flag on this profile: late accounts filing). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Swansea Minster? +

Across the recent disclosed accounts used for this score, 6% of Swansea Minster's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Swansea Minster's overheads? +

Across the recent disclosed accounts used for this score, fundraising costs were about 4% of total expenditure and fundraising plus separately reported governance figures amount to about 4% of expenditure (2025); these categories can overlap, so this is not a distinct total of all administration costs at Swansea Minster. The register does not show individual salaries; senior pay is disclosed in the trustees' annual report and accounts.

How much income does Swansea Minster receive? +

Swansea Minster reported £563k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: check comparability.

Are Swansea Minster's accounts up to date? +

Filing status: late (last filing 2026-06-04). CharityCompare flags late or missing accounts separately from the financial score.

Where is Swansea Minster based? +

Swansea Minster's registered contact address is in Swansea (SA1 3LP). It tells the regulator it operates in City of Swansea, with a focus on religion.

Where does Swansea Minster's money come from? +

Swansea Minster reported £563k total income for the year ending 31 December 2025. The largest sources were donations and legacies £514k (91%), trading and fundraising events £34k (6%), investments £15k (3%).

Can I claim Gift Aid on a donation to Swansea Minster? +

The register records Swansea Minster as registered with HMRC for Gift Aid, so a UK taxpayer can usually add 25p to every £1 they give by making a Gift Aid declaration.

Are Swansea Minster's trustees paid? +

Swansea Minster's annual return for the year ending 31 December 2025 reports that no trustee received remuneration or other benefits from the charity.

What was Swansea Minster previously called? +

The register lists these previous names for Swansea Minster: Rectorial Benefice of Central Swansea; The Parochial Church Council of the Rectorial Benefice of Central Swansea.

When was Swansea Minster registered as a charity? +

Swansea Minster was entered on the register on 8 March 2012.

How does CharityCompare score Swansea Minster? +

We calculate a Clarity Score of 0–100 from four pillars in Swansea Minster's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 6 September 2026 from the latest UK regulator data available to CharityCompare, and Swansea Minster's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.