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St Monica Trust

78 /100

Clarity score

Good

Charity accounts, evidence & financial rating

78/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Register checked 4 October 2026 · latest accounts 2024

Official regulator data
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Quick answer

Is St Monica Trust a good charity?

St Monica Trust scores 78/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£54m total income, 96% cause spend, 3-yr avg). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Income

£54m

Accounts 2024-12-31

Spending

£61m

Accounts 2024-12-31

Charitable activities

96%

3-yr avg · share of spending

Accounts filing

On time

Charity Commission

On this pageJump to a section
Bristol · BS9 3UN Reg 202151 Registered charity Official website Charity Commission register

What does St Monica Trust do?

Residential Care & SupportCommunity Support

Activities reported by the charity on the official register · extract . This is separate from the accounts data used for its rating.

St Monica Trust hasn't added a description directly to CharityCompare yet. Work here? Add it free →

How much does St Monica Trust raise and spend?

Accounts period 2024-01-01 to 2024-12-31 · Source: Charity Commission filings

St Monica Trust revenue and expenses for 2024
Category Amount % of spend
Total income £54m —
Total expenditure £61m —
Charitable activities £58m 95%
Fundraising £3.0m 5%
Reported governance £113k 0%

Governance can already be allocated within other expenditure categories. It is not a separate measure of all administration costs; do not add these rows without checking the accounts notes.

What changed in St Monica Trust’s latest accounts?

Reported totals for 2024 compared with 2023. Changes can reflect the accounting period, restricted grants or restructuring as well as the charity’s work.

Income change
−0.4%
£54m → £54m
Spending change
+5.6%
£58m → £61m
Charitable activities share
−0.6 pp
96% → 95% · percentage points

These are annual figures. The Clarity Score may use averages across several disclosed years. Source: official accounts.

95%On charitable activities

Where does the money go?

Latest accounts (2024) · £61m spent

  • Charitable activities95%
  • Fundraising5%

Charities usually allocate governance costs across their other spending categories, and these reported figures add up to more than total spending, so governance is not drawn as a separate slice. The accounts table shows it separately.

From the annual return

What does St Monica Trust pay its staff, and where does its money come from?

Answers St Monica Trust gave in its annual return to the Charity Commission for the year ending 31 December 2024, plus its register entry. These are the charity's own disclosures, not part of the Clarity Score.

How much are St Monica Trust's highest-paid staff paid?

St Monica Trust's annual return for the year ending 31 December 2024 reports 29 employees paid more than £60,000, including 8 employees paid more than £100,000. The highest reported pay band is £200,001–£250,000 (2 employees).

St Monica Trust employees paid over £60,000, by salary band
Salary bandEmployees
£200,001–£250,000 2
£150,001–£200,000 1
£130,001–£140,000 1
£120,001–£130,000 1
£110,001–£120,000 1
£100,001–£110,000 2
£90,001–£100,000 3
£80,001–£90,000 4
£70,001–£80,000 7
£60,001–£70,000 7

The register reports headcounts in salary bands, not names. The chief executive's pay is normally disclosed in the remuneration note of the trustees' annual report.

Where does St Monica Trust's money come from?

St Monica Trust reported £54m total income for the year ending 31 December 2024. The largest sources were charitable activities £43m (81%), investments £10m (19%), donations and legacies £10k (0%). Legacies (gifts in wills) contributed £5,000.

  • Charitable activities (fees and contracts) £43m · 81%
  • Investments £10m · 19%
  • Donations and legacies £10k · 0%

Cash at year end: £5.9m · unrestricted funds: £28m · restricted funds: £480k. Restricted funds can only be spent on purposes set by the donor.

Can I claim Gift Aid, and are the trustees paid?

The register does not record St Monica Trust as registered with HMRC for Gift Aid. Ask the charity before assuming a donation can be Gift Aided.

St Monica Trust's annual return for the year ending 31 December 2024 reports that no trustee received remuneration or other benefits from the charity.

Registration details

Registered as a charity
Previous names on the register
Henry Herbert Wills for Chronic or Incurable Sufferers Which Charity Includes the St Monica Home
Where it says it operates
Gloucestershire · Somerset · Wiltshire · North Somerset · Bath and North East Somerset · South Gloucestershire · Bristol City

Source: Charity Commission register and annual return data, Open Government Licence v3.0. A blank answer in the return is shown as not reported, never as “no”.

How have St Monica Trust's finances changed over five years?

Income rose 22% from £44m in 2020 to £54m in 2024; spending was £61m in 2024.

£0 £20m £40m £60m £80m 2020 2021 2022 2023 2024 Income 2020: £44m Spending 2020: £48m Cause spend 2020: £45m Income 2021: £45m Spending 2021: £47m Cause spend 2021: £44m Income 2022: £45m Spending 2022: £52m Cause spend 2022: £49m Income 2023: £54m Spending 2023: £58m Cause spend 2023: £56m Income 2024: £54m Spending 2024: £61m Cause spend 2024: £58m
  • Income
  • Spending
  • Cause spend
St Monica Trust income and spending by accounts year
Year Income Spending Charitable activities
2024 £54m £61m £58m
2023 £54m £58m £56m
2022 £45m £52m £49m
2021 £45m £47m £44m
2020 £44m £48m £45m

Cause spend is plotted only when the filing discloses a split · Source: Charity Commission filings

How does St Monica Trust compare?

The share of each group scoring at or below St Monica Trust, including tied scores. A group matched on cause, income band and accounts year appears when at least ten records qualify. Broader groups below may mix reporting periods and operating models. Groups include this charity; percentiles measure our financial rating, not impact.

Income band (£10m+) 51stpercentile

Scores at or above 51% of 930 charities in its income band · 78/100 vs 77 peer average.

Homelessness charities 44thpercentile

Scores at or above 44% of 237 charities in this cause · 78/100 vs 78 peer average.

Where St Monica Trust sits

The causes this charity is classified under, and other charities working nearby.

Similar homelessness charities

Top-rated peers by CharityCompare score

Evidence and interpretation

What the evidence says about St Monica Trust

In 2024, reported income was £53,656,000 and expenditure was £61,410,000. Expenditure exceeded income by £7,754,000. This annual balance is not the charity’s available cash or unrestricted reserves.

More financial context

Income fell 0.4% compared with 2023. Read the accounts notes for restricted grants, legacies and one-off receipts before treating the movement as a trend.

Calculated from our dated accounts dataset, refreshed 2026-09-06. This is not an audit or a manual review of every filing. Original register and accounts · How calculations work.

Find the right support

Who it supports and how to access its work

Reported beneficiaries: Elderly/old People.

How it works: Makes Grants To Individuals; Provides Other Finance; Provides Services.

Use the official contact details to check eligibility, referrals, waiting lists and current service coverage. Broad register classifications and a contact address do not confirm that a particular service is available to you.

Explore source-checked support routes

Classifications supplied to the register; extract 2026-10-04. Register contact and activity details · Website listed for this charity

Look beyond the score

Results and impact evidence

We have not added a source-checked programme outcome for this charity. That is a gap in this profile, not evidence that the charity has no impact. Its annual report may contain results that have not been assessed here.

Reported grants to institutions: £416,000 (2024-12-31). This is spending reported in the annual return, not a measure of beneficiary outcomes or an open grant opportunity. It may already be included in charitable expenditure. Check the source accounts.

What these results can tell you

Counts of services delivered describe activity. They do not by themselves establish lasting change, what would have happened without the programme, or cost-effectiveness. Results with different definitions, populations or years should not be ranked against each other.

How to judge charity impact evidence

What is St Monica Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

75/100

Accountability & Transparency metrics for St Monica Trust
Metric Score Value
Filing history (5 years)

No recorded lateness in available history = 15 pts · one late filing = 5 pts · two or more or unknown status = 0 pts. Missing data is not proof of late filing.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

33% 1 trustee · 5/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

90/100

Financial Health metrics for St Monica Trust
Metric Score Value
Reserves (months of expenditure)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years = 0 pts. Reserves are not necessarily cash; needs vary by operating model.

100% 6 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

100% 10/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

40% 32% · 2/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for St Monica Trust
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 96% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 5p per £1 income · 10/10 pts (3-year average, disclosed years)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

10/100

Community Support metrics for St Monica Trust
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

10% 220 volunteers / 1392 staff · 1/10 pts

How we calculate beacon scores →

What trust indicators does St Monica Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    1 trustees on the Charity Commission register

  • Workforce on register

    1392 employees · 220 volunteers (0:1 volunteer-to-staff)

Fundraising Regulator

Not listed as member

Separate from our financial scores. Registration records a commitment to the Code of Fundraising Practice; it does not certify every fundraising activity.

Check Fundraising Regulator →

Official register

Reg 202151

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • St Monica Trustee Company Limited since 2015

How reliable is St Monica Trust's data?

Source
Charity Commission (England & Wales)
Accounts year
2024
Filing date
Data refreshed

High confidence — complete filing data

Scores reflect the accounts in our dated data extract. The live register may contain newer filings. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Check the current register entry · Report a data correction

Financial source extract: 2026-09-06. Organisation identifier: 202151. Method version: 1.1. View method changes.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

Your donation decision

What should you check before donating to St Monica Trust?

  1. 1. Match the name and charity number

    Check 202151 on the official register. A real charity number alone does not prove that a fundraiser or appeal is authentic.

    Verify the registration →
  2. 2. Read the accounts in context

    Our latest accounts data covers 2024. Compare the accounts period, spending and reserves. An administration cost ratio alone cannot tell you how effective a charity is.

    Explore the financial evidence →
  3. 3. Look for evidence of results

    Read the trustees’ annual report for activities, outcomes and limitations. The Clarity Score measures public reporting; it does not establish the impact of a donation.

    How to read charity accounts →
  4. 4. Compare charities serving your cause

    Compare up to four charities, check the dates behind their figures, and decide which work you want to support. Complete your donation through a verified charity channel.

    Start a comparison with St Monica Trust →
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

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What red flags does St Monica Trust have?

Frequently asked questions

Common questions about St Monica Trust's rating, finances, and Charity Commission status.

Is St Monica Trust a good charity? +

St Monica Trust scores 78 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 96% of its spending goes to charitable activities (3-yr avg) and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is St Monica Trust a legitimate charity? +

The register data used for this profile lists St Monica Trust as a registered charity (charity number 202151). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/charity-details/?regId=202151&subId=0. Check the current entry and the identity of anyone requesting money. Registration does not verify a particular appeal; Clarity Score summarises filing transparency, not programme impact.

What is St Monica Trust's charity number? +

St Monica Trust's charity number is 202151. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is St Monica Trust's charity rating? +

St Monica Trust scores 78 out of 100 on CharityCompare (4 stars — Good). The Clarity Score (method v1.1) sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does St Monica Trust have reviews and complaints? +

CharityCompare does not host public user reviews for St Monica Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (one red flag on this profile: insufficient trustee oversight). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches St Monica Trust? +

Across the recent disclosed accounts used for this score, 96% of St Monica Trust's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are St Monica Trust's overheads? +

Across the recent disclosed accounts used for this score, fundraising costs were about 4% of total expenditure and fundraising plus separately reported governance figures amount to about 5% of expenditure (2022–2024, disclosed years); these categories can overlap, so this is not a distinct total of all administration costs at St Monica Trust. St Monica Trust's annual return for the year ending 31 December 2024 reports 29 employees paid more than £60,000, including 8 employees paid more than £100,000. The highest reported pay band is £200,001–£250,000 (2 employees). Individual salaries, including the chief executive's, are disclosed in the trustees' annual report rather than on the register.

How much income does St Monica Trust receive? +

St Monica Trust reported £54m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: growing.

Are St Monica Trust's accounts up to date? +

Filing status: up to date (last filing 2025-08-11). CharityCompare flags late or missing accounts separately from the financial score.

Where is St Monica Trust based? +

St Monica Trust's registered contact address is in Bristol (BS9 3UN). It tells the regulator it operates in Gloucestershire, Somerset, Wiltshire, North Somerset, Bath and North East Somerset, South Gloucestershire, with a focus on homelessness.

How much is St Monica Trust's chief executive paid? +

The Charity Commission register does not name individual salaries. St Monica Trust's annual return for the year ending 31 December 2024 reports 29 employees paid more than £60,000, including 8 employees paid more than £100,000. The highest reported pay band is £200,001–£250,000 (2 employees). Charities normally disclose the chief executive's pay, or the pay of their highest-paid staff, in the remuneration note of the trustees' annual report and accounts.

Where does St Monica Trust's money come from? +

St Monica Trust reported £54m total income for the year ending 31 December 2024. The largest sources were charitable activities £43m (81%), investments £10m (19%), donations and legacies £10k (0%). Legacies (gifts in wills) contributed £5,000.

Can I claim Gift Aid on a donation to St Monica Trust? +

The register does not record St Monica Trust as registered with HMRC for Gift Aid. Ask the charity before assuming a donation can be Gift Aided.

Are St Monica Trust's trustees paid? +

St Monica Trust's annual return for the year ending 31 December 2024 reports that no trustee received remuneration or other benefits from the charity.

What was St Monica Trust previously called? +

The register lists this previous name for St Monica Trust: Henry Herbert Wills for Chronic or Incurable Sufferers Which Charity Includes the St Monica Home.

When was St Monica Trust registered as a charity? +

St Monica Trust was entered on the register on 5 December 1962.

How does CharityCompare score St Monica Trust? +

We calculate a Clarity Score of 0–100 from four pillars in St Monica Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 6 September 2026 from the latest UK regulator data available to CharityCompare, and St Monica Trust's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.