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Sahara for Life Trust

Charity rating & review

80/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Verified · Charity Commission data
80 /100

Clarity score

Good

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Quick answer

Is Sahara for Life Trust a good charity?

Sahara for Life Trust scores 80/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£185k total income, 88% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · NW8 8NH Reg 1088219 Registered charity Official website Charity Commission register

What does Sahara for Life Trust do?

Sahara for Life Trust is a registered charity (no. 1088219) working in poverty relief in London · NW8 8NH. Its latest Charity Commission filing directs 88% of spending to charitable activities, holding roughly 8 months of reserves, and files its annual accounts on time. Reported income has been declining (≈20% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Sahara for Life Trust hasn't added its own description yet. Work here? Add it free →

In short: SAHARA FOR LIFE TRUST scores 80 out of 100 (4 stars). 88% average program spend (2-year average, disclosed years only). Review the pillar breakdown below.

What is Sahara for Life Trust?

Sahara for Life Trust has a Clarity Score of 80 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1088219. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2024: total income £185k, with 88% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 8 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

80/100

4★ · Good

Cause spend

88%

2-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£185k

Latest year 2024

Reserves

8 mo

Months of running costs

Accounts filing

On time

Charity Commission

£22.1 raised per £1 fundraising (2-yr avg) · 4% overhead · Website on register · Confidence: high

How does SAHARA FOR LIFE TRUST compare?

Clarity Score percentile against similar UK charities — the share of peers SAHARA FOR LIFE TRUST scores higher than.

Income band (£100k–£500k)76thpercentile

Scores higher than 76% of 972 charities in its income band · 80/100 vs 70 peer average (marker).

Poverty relief charities51stpercentile

Scores higher than 51% of 1,502 charities in this cause · 80/100 vs 78 peer average (marker).

How reliable is Sahara for Life Trust's data?

Source
Charity Commission (England & Wales)
Accounts year
2024
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Sahara for Life Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for SAHARA FOR LIFE TRUST
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 4 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

67/100

Financial Health metrics for SAHARA FOR LIFE TRUST
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

100% 8 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

0% 0/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for SAHARA FOR LIFE TRUST
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 88% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 4p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for SAHARA FOR LIFE TRUST
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

0% Not reported · 0/10 pts

How we calculate beacon scores →

What is Sahara for Life Trust's Clarity Score?

80/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
67/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight4 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

67/100

Reserves (months of cash)8 months · 15/15 pts
Income stability / growth0/10 pts · 3-year average
Liabilities to assets2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio88% · 10/10 pts (3-year average)
Fundraising efficiency4p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratioNot reported · 0/10 pts

How much does Sahara for Life Trust raise and spend?

Latest filed year 2024 · Source: Charity Commission filings

SAHARA FOR LIFE TRUST revenue and expenses for 2024
Category Amount % of spend
Total income £185k
Total expenditure £567k
Charitable activities Not disclosed

Where does the money go?

Latest accounts (2024) · £567k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

What trust indicators does Sahara for Life Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    4 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1088219

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • MR ISRAR CHOUDHARY
  • ABRAR - UL HAQ Chair
  • NAEEM JAVED since 2013
  • Sara Mumtaz since 2020
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Sahara for Life Trust's finances changed over five years?

£0k £200k £400k £600k £800k 2020 2021 2022 2023 2024 Income 2020: £460k Spending 2020: £429k Cause spend 2020: £0k Income 2021: £423k Spending 2021: £233k Cause spend 2021: £0k Income 2022: £694k Spending 2022: £668k Cause spend 2022: £614k Income 2023: £535k Spending 2023: £592k Cause spend 2023: £500k Income 2024: £185k Spending 2024: £567k Cause spend 2024: £0k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Sahara for Life Trust?

Overall score
80/100 (4★)
Income
£185k
Cause spend
88% of expenditure
Reg number
1088219
Scope
Local (london)
Reserves
8 months
Trustees
4
Accounts year
2024
Filing
up to date

Where SAHARA FOR LIFE TRUST sits

The causes this charity is classified under, and other charities working nearby.

Similar poverty relief charities

Top-rated peers by CharityCompare score

How can you share Sahara for Life Trust's rating?

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How do you add Sahara for Life Trust's rating to your site?

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What red flags does Sahara for Life Trust have?

Frequently asked questions

Common questions about Sahara for Life Trust's rating, finances, and Charity Commission status.

Is Sahara for Life Trust a good charity? +

Sahara for Life Trust scores 80 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 88% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Sahara for Life Trust a legitimate charity? +

Yes — Sahara for Life Trust is a legitimate registered charity (charity number 1088219). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1088219. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Sahara for Life Trust's charity number? +

Sahara for Life Trust's charity number is 1088219. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Sahara for Life Trust's charity rating? +

Sahara for Life Trust scores 80 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Sahara for Life Trust have reviews and complaints? +

CharityCompare does not host public user reviews for Sahara for Life Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Sahara for Life Trust? +

According to its 2024 regulator filing, 88% of Sahara for Life Trust's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Sahara for Life Trust's overheads? +

According to its 2024 regulator filing, fundraising costs were about 5% of total expenditure and combined overheads (fundraising plus governance) were about 4% of total expenditure at Sahara for Life Trust. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Sahara for Life Trust's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Sahara for Life Trust receive? +

Sahara for Life Trust reported £185k total income in its 2024 accounts, based on UK regulator filings. Five-year trend: declining.

Are Sahara for Life Trust's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Sahara for Life Trust based? +

Sahara for Life Trust is listed at London · NW8 8NH, focused on poverty relief.

How does CharityCompare score Sahara for Life Trust? +

We calculate a Clarity Score of 0–100 from four pillars in Sahara for Life Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Sahara for Life Trust's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.