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Rsa Trust

Charity rating & review

79/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Verified · Charity Commission data
79 /100

Clarity score

Good

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Quick answer

Is Rsa Trust a good charity?

Rsa Trust scores 79/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£729k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · EN3 6GS Reg 1105523 Registered charity Official website Charity Commission register

What does Rsa Trust do?

Rsa Trust is a registered charity (no. 1105523) working in poverty relief in London · EN3 6GS. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 24 months of reserves, though its recent accounts were filed late. Reported income has been growing (≈16% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Rsa Trust hasn't added its own description yet. Work here? Add it free →

In short: RSA TRUST scores 79 out of 100 (4 stars). 100% average program spend (3-year average). Review the pillar breakdown below.

What is Rsa Trust?

Rsa Trust has a Clarity Score of 79 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1105523. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2025: total income £729k, with 100% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 24 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

79/100

4★ · Good

Cause spend

100%

3-yr avg · charitable activities

Accountability

75/100

Finance beacon

Income

£729k

Latest year 2025

Reserves

24 mo

Months of running costs

Accounts filing

Late

Check register

Fundraising efficiency not stated · 2% overhead · Website on register · Confidence: medium

How does RSA TRUST compare?

Clarity Score percentile against similar UK charities — the share of peers RSA TRUST scores higher than.

Income band (£500k–£1m)45thpercentile

Scores higher than 45% of 2,187 charities in its income band · 79/100 vs 79 peer average (marker).

Poverty relief charities47thpercentile

Scores higher than 47% of 1,502 charities in this cause · 79/100 vs 78 peer average (marker).

How reliable is Rsa Trust's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Profile reviewed

Medium confidence — some data missing or late

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Rsa Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

75/100

Accountability & Transparency metrics for RSA TRUST
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

33% 5/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 6 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

97/100

Financial Health metrics for RSA TRUST
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

100% 24 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

100% 10/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

80% 13% · 4/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for RSA TRUST
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 100% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for RSA TRUST
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

0% Not reported · 0/10 pts

How we calculate beacon scores →

What is Rsa Trust's Clarity Score?

79/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

75/100
Accountability & Transparency
97/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

75/100

Filing history (5 years)5/15 pts
Trustee oversight6 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

97/100

Reserves (months of cash)24 months · 15/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets13% · 4/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio100% · 10/10 pts (3-year average)
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratioNot reported · 0/10 pts

How much does Rsa Trust raise and spend?

Latest filed year 2025 · Source: Charity Commission filings

RSA TRUST revenue and expenses for 2025
Category Amount % of spend
Total income £729k
Total expenditure £642k
Charitable activities £642k 100%
Governance & admin £8k 1%
100%On charitable activities

Where does the money go?

Latest accounts (2025) · £642k spent

  • Charitable activities100%
  • Governance1%

What trust indicators does Rsa Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: late

  • Trustee board size (3–12)

    6 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1105523

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • MARTIN JEWELL MBE
  • MICHAEL POLLEDRI MBE
  • GARY JOHN WALKER Chair
  • MR MIKE TAYLOR since 2013
  • Rev Mark Philip Hayes since 2016
  • Roger Philip Weeks since 2016
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Rsa Trust's finances changed over five years?

£0k £200k £400k £600k £800k 2021 2022 2023 2024 2025 Income 2021: £404k Spending 2021: £391k Cause spend 2021: £0k Income 2022: £563k Spending 2022: £405k Cause spend 2022: £405k Income 2023: £551k Spending 2023: £444k Cause spend 2023: £444k Income 2024: £529k Spending 2024: £428k Cause spend 2024: £428k Income 2025: £729k Spending 2025: £642k Cause spend 2025: £642k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Rsa Trust?

Overall score
79/100 (4★)
Income
£729k
Cause spend
100% of expenditure
Reg number
1105523
Scope
Local (london)
Reserves
24 months
Trustees
6
Accounts year
2025
Filing
late

Where RSA TRUST sits

The causes this charity is classified under, and other charities working nearby.

Similar poverty relief charities

Top-rated peers by CharityCompare score

How can you share Rsa Trust's rating?

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How do you add Rsa Trust's rating to your site?

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What red flags does Rsa Trust have?

Frequently asked questions

Common questions about Rsa Trust's rating, finances, and Charity Commission status.

Is Rsa Trust a good charity? +

Rsa Trust scores 79 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Rsa Trust a legitimate charity? +

Yes — Rsa Trust is a legitimate registered charity (charity number 1105523). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1105523. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Rsa Trust's charity number? +

Rsa Trust's charity number is 1105523. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Rsa Trust's charity rating? +

Rsa Trust scores 79 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Rsa Trust have reviews and complaints? +

CharityCompare does not host public user reviews for Rsa Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Rsa Trust? +

According to its 2025 regulator filing, 100% of Rsa Trust's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Rsa Trust's overheads? +

According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 2% of total expenditure at Rsa Trust. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Rsa Trust's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Rsa Trust receive? +

Rsa Trust reported £729k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing.

Are Rsa Trust's accounts up to date? +

Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Rsa Trust based? +

Rsa Trust is listed at London · EN3 6GS, focused on poverty relief.

How does CharityCompare score Rsa Trust? +

We calculate a Clarity Score of 0–100 from four pillars in Rsa Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Rsa Trust's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.