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Oshwal Association of the UK

Charity rating & review

50/100 Clarity Score · 2 stars · Charity Commission filings · How we score

Verified · Charity Commission data
50 /100

Clarity score

Poor

Donate

Quick answer

Is Oshwal Association of the UK a good charity?

Oshwal Association of the UK scores 50/100 (2 stars, Poor) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£2.1m total income, 22% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · EN6 4DG Reg 267037 Registered charity Official website Charity Commission register

What does Oshwal Association of the UK do?

Oshwal Association of the UK is a registered charity (no. 267037) working in international aid across the United Kingdom. Its latest Charity Commission filing directs 22% of spending to charitable activities, holding roughly 166 months of reserves, though its recent accounts were filed late. Reported income has been growing (≈11% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Oshwal Association of the UK hasn't added its own description yet. Work here? Add it free →

In short: OSHWAL ASSOCIATION OF THE UK scores 50 out of 100 (2 stars). 22% average program spend (3-year average). Review the pillar breakdown below.

What is Oshwal Association of the UK?

Oshwal Association of the UK has a Clarity Score of 50 out of 100 on CharityCompare (2 stars, Poor). Charity Commission registration number 267037. Status: Registered. Primary cause area: International aid. Latest accounts year 2025: total income £2.1m, with 22% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 166 months of operating costs. 3 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

50/100

2★ · Poor

Cause spend

22%

3-yr avg · charitable activities

Accountability

68/100

Finance beacon

Income

£2.1m

Latest year 2025

Reserves

166 mo

Months of running costs

Accounts filing

Late

Check register

£1.7 raised per £1 fundraising (3-yr avg) · 74% overhead · Website on register · Confidence: medium

How does OSHWAL ASSOCIATION OF THE UK compare?

Clarity Score percentile against similar UK charities — the share of peers OSHWAL ASSOCIATION OF THE UK scores higher than.

Income band (£1m–£5m)3rdpercentile

Scores higher than 3% of 2,776 charities in its income band · 50/100 vs 78 peer average (marker).

International aid charities4thpercentile

Scores higher than 4% of 618 charities in this cause · 50/100 vs 75 peer average (marker).

How reliable is Oshwal Association of the UK's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Profile reviewed

Medium confidence — some data missing or late

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Oshwal Association of the UK's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

68/100

Accountability & Transparency metrics for OSHWAL ASSOCIATION OF THE UK
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

33% 5/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 12 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

70% 7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

43/100

Financial Health metrics for OSHWAL ASSOCIATION OF THE UK
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

0% 166 months · 0/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

80% 8/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

0/100

Financial Efficiency metrics for OSHWAL ASSOCIATION OF THE UK
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

0% 22% · 0/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

0% 59p per £1 income · 0/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Community Support metrics for OSHWAL ASSOCIATION OF THE UK
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

100% 250 volunteers / 9 staff · 10/10 pts

How we calculate beacon scores →

What is Oshwal Association of the UK's Clarity Score?

50/100 total · Poor · 2 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

68/100
Accountability & Transparency
43/100
Financial Health
0/100
Financial Efficiency
100/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

68/100

Filing history (5 years)5/15 pts
Trustee oversight12 trustees · 15/15 pts
Declared policies7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

43/100

Reserves (months of cash)166 months · 0/15 pts
Income stability / growth8/10 pts · 3-year average
Liabilities to assets2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

0/100

Program expense ratio22% · 0/10 pts (3-year average)
Fundraising efficiency59p per £1 income · 0/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio250 volunteers / 9 staff · 10/10 pts

How much does Oshwal Association of the UK raise and spend?

Latest filed year 2025 · Source: Charity Commission filings

OSHWAL ASSOCIATION OF THE UK revenue and expenses for 2025
Category Amount % of spend
Total income £2.1m
Total expenditure £1.7m
Charitable activities £408k 23%
Fundraising £1.3m 75%
Governance & admin £70k 4%
23%On charitable activities

Where does the money go?

Latest accounts (2025) · £1.7m spent

  • Charitable activities23%
  • Fundraising75%
  • Governance4%

What trust indicators does Oshwal Association of the UK have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: late

  • Trustee board size (3–12)

    12 trustees on the Charity Commission register

  • Workforce on register

    9 employees · 250 volunteers (28:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 267037

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Nipun Premchand Shah since 2022
  • Irene Marjorie Shah since 2022
  • Umesh Shah since 2024
  • Deepak Harania since 2024
  • Rahul Shah since 2024
  • Paren Shah since 2025
  • Hiteshree Shah since 2026
  • Rahul Haria since 2026
  • Bharatkumar Shah since 2026
  • Prafula Shah since 2026
  • Pankaj Shah since 2026
  • Hiten Panachand Savla since 2026
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Oshwal Association of the UK's finances changed over five years?

£0k £600k £1200k £1800k £2400k 2021 2022 2023 2024 2025 Income 2021: £1,376k Spending 2021: £1,091k Cause spend 2021: £134k Income 2022: £1,817k Spending 2022: £1,858k Cause spend 2022: £278k Income 2023: £1,907k Spending 2023: £1,857k Cause spend 2023: £332k Income 2024: £1,931k Spending 2024: £1,470k Cause spend 2024: £372k Income 2025: £2,102k Spending 2025: £1,740k Cause spend 2025: £408k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Oshwal Association of the UK?

Overall score
50/100 (2★)
Income
£2.1m
Cause spend
22% of expenditure
Reg number
267037
Scope
UK-wide
Reserves
166 months
Trustees
12
Accounts year
2025
Filing
late

Where OSHWAL ASSOCIATION OF THE UK sits

The causes this charity is classified under, and other charities working nearby.

Similar international aid charities

Top-rated peers by CharityCompare score

How can you share Oshwal Association of the UK's rating?

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What red flags does Oshwal Association of the UK have?

Frequently asked questions

Common questions about Oshwal Association of the UK's rating, finances, and Charity Commission status.

Is Oshwal Association of the UK a good charity? +

Oshwal Association of the UK scores 50 out of 100 (2 stars — Poor) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 22% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Oshwal Association of the UK a legitimate charity? +

Yes — Oshwal Association of the UK is a legitimate registered charity (charity number 267037). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/267037. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Oshwal Association of the UK's charity number? +

Oshwal Association of the UK's charity number is 267037. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Oshwal Association of the UK's charity rating? +

Oshwal Association of the UK scores 50 out of 100 on CharityCompare (2 stars — Poor). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Oshwal Association of the UK have reviews and complaints? +

CharityCompare does not host public user reviews for Oshwal Association of the UK. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (3 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Oshwal Association of the UK? +

According to its 2025 regulator filing, 22% of Oshwal Association of the UK's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Oshwal Association of the UK's overheads? +

According to its 2025 regulator filing, fundraising costs were about 70% of total expenditure and combined overheads (fundraising plus governance) were about 74% of total expenditure at Oshwal Association of the UK. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Oshwal Association of the UK's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Oshwal Association of the UK receive? +

Oshwal Association of the UK reported £2.1m total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing.

Are Oshwal Association of the UK's accounts up to date? +

Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Oshwal Association of the UK based? +

Oshwal Association of the UK is listed at London · UK-wide · EN6 4DG and operates UK-wide, focused on international aid.

How does CharityCompare score Oshwal Association of the UK? +

We calculate a Clarity Score of 0–100 from four pillars in Oshwal Association of the UK's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Oshwal Association of the UK's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.