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LAKELAND HOUSING TRUST

Charity rating & review

69/100 Clarity Score · 2 stars · Charity Commission filings · How we score

Verified · Charity Commission data
69 /100

Clarity score

Needs improvement

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Is LAKELAND HOUSING TRUST a good charity?

LAKELAND HOUSING TRUST scores 69/100 (Needs improvement) on our Clarity Score, with 91% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.

Liverpool · LA8 9PL Reg 1175184 Registered charity Official website Charity Commission register

Mission

LAKELAND HOUSING TRUST is a registered charity (no. 1175184) working in community in Liverpool · LA8 9PL. Its latest Charity Commission filing directs 91% of spending to charitable activities, holding roughly 25 months of reserves, and files its annual accounts on time. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

In short: LAKELAND HOUSING TRUST scores 69 out of 100 (2 stars). 91% average program spend (3-year average). Review the pillar breakdown below.

Overview

LAKELAND HOUSING TRUST has a Clarity Score of 69 out of 100 on CharityCompare (2 stars, Needs improvement). Charity Commission registration number 1175184. Status: Registered. Primary cause area: Community. Latest accounts year 2020: total income £842k, with 91% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 25 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

69/100

2★ · Needs improvement

Cause spend

91%

3-yr avg · charitable activities

Accountability

85/100

Finance beacon

Income

£842k

Latest year 2020

Reserves

25 mo

Months of running costs

Accounts filing

On time

Charity Commission

£228.4 raised per £1 fundraising (3-yr avg) · 1% overhead · Website on register · Confidence: high

How LAKELAND HOUSING TRUST compares

Clarity Score benchmarked against similar UK charities — higher is better.

Income band (£500k–£1m)69 vs 78 avg

Ranks higher than 27% of 2,157 charities in its income band.

Community charities69 vs 76 avg

Ranks higher than 30% of 210 charities in this cause.

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2020
Filing date
2026-06-24 00:00:00.0000000
Profile reviewed
2026-06-25

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

85/100

Accountability & Transparency metrics for LAKELAND HOUSING TRUST
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 13 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

40% 4/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Financial Health metrics for LAKELAND HOUSING TRUST
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

0% 25 months · 0/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

100% 5% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for LAKELAND HOUSING TRUST
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 91% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for LAKELAND HOUSING TRUST
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

0% Not reported · 0/10 pts

How we calculate beacon scores →

Clarity Score

69/100 total · Needs improvement · 2 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

85/100
Accountability & Transparency
50/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

85/100

Filing history (5 years)15/15 pts
Trustee oversight13 trustees · 15/15 pts
Declared policies4/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Reserves (months of cash)25 months · 0/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets5% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio91% · 10/10 pts (3-year average)
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratioNot reported · 0/10 pts

Revenue & expenses

Latest filed year 2020 · Source: Charity Commission annual accounts

LAKELAND HOUSING TRUST revenue and expenses for 2020
Category Amount % of spend
Total income £842k
Total expenditure £149k
Fundraising £149k 100%
0%On charitable activities

Where the money goes

Latest accounts (2020) · £149k spent

  • Fundraising100%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2026-06-24 00:00:00.0000000

  • Trustee board size (3–12)

    13 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1175184

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Helen Caldwell
  • CHARLES ROBERT ANDREW FLANAGAN
  • DOREEN ANNE HALL
  • JOHN HOLMES since 2015
  • Ian Roger Bonham since 2019
  • Susan Marjory Tomlinson since 2019
  • James Law since 2022
  • Marion Johnston since 2022
  • Stuart Eric Woodall since 2023
  • Yasmin Blamire since 2023
  • Claire McKeever since 2023
  • Diana Ruth Matthews since 2015
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £300k £600k £900k £1200k 2020 2021 2022 2023 2024 Income 2020: £842k Spending 2020: £149k Cause spend 2020: £112k Income 2021: £1,013k Spending 2021: £156k Cause spend 2021: £156k Income 2022: £756k Spending 2022: £181k Cause spend 2022: £181k Income 2023: £472k Spending 2023: £256k Cause spend 2023: £192k Income 2024: £1,159k Spending 2024: £325k Cause spend 2024: £315k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
69/100 (2★)
Income
£842k
Cause spend
91% of expenditure
Reg number
1175184
Scope
Local (liverpool)
Reserves
25 months
Trustees
13
Accounts year
2020
Filing
up to date

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Frequently asked questions

Common questions about LAKELAND HOUSING TRUST's rating, finances, and Charity Commission status.

What is LAKELAND HOUSING TRUST's charity rating? +

LAKELAND HOUSING TRUST scores 69 out of 100 on CharityCompare (2 stars — Needs improvement). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is LAKELAND HOUSING TRUST a good charity to donate to? +

LAKELAND HOUSING TRUST scores 69 out of 100 (2 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 91% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is LAKELAND HOUSING TRUST a legitimate UK charity? +

Yes — LAKELAND HOUSING TRUST is registered with the Charity Commission for England and Wales under registration number 1175184. You can verify the entry on the official register.

What is LAKELAND HOUSING TRUST's Charity Commission registration number? +

LAKELAND HOUSING TRUST's registration number is 1175184. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1175184

How much income does LAKELAND HOUSING TRUST receive? +

LAKELAND HOUSING TRUST reported £842k total income in its 2020 accounts, based on Charity Commission filings. Five-year trend: declining.

What percentage of LAKELAND HOUSING TRUST's spending goes to charitable activities? +

Approximately 91% of total expenditure went to charitable activities in the latest filed year. Fundraising was 1% and combined overhead (fundraising plus governance) was 1%.

Are LAKELAND HOUSING TRUST's accounts up to date? +

Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.

Where is LAKELAND HOUSING TRUST based? +

LAKELAND HOUSING TRUST is listed at Liverpool · LA8 9PL, focused on community.

How does CharityCompare score LAKELAND HOUSING TRUST? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to LAKELAND HOUSING TRUST? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare LAKELAND HOUSING TRUST with other charities? +

Use our free compare tool to put LAKELAND HOUSING TRUST side-by-side with other UK charities on scores, finances, and filing status.