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Karima Al Marwaziyya

Charity rating & review

88/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Verified · Charity Commission data
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88 /100

Clarity score

Good

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Quick answer

Is Karima Al Marwaziyya a good charity?

Karima Al Marwaziyya scores 88/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£897k total income, cause-spend split not disclosed). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Hemel Hempstead · HP12 3LL Reg 1121257 Registered charity Official website Charity Commission register

What does Karima Al Marwaziyya do?

Karima Al Marwaziyya is a registered charity (no. 1121257) working in poverty relief in Hemel Hempstead · HP12 3LL. Its latest Charity Commission filing does not disclose a charitable-activities spend split in recent filings, holding roughly 9 months of reserves, and files its annual accounts on time. Reported income has been growing (≈44% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Karima Al Marwaziyya hasn't added its own description yet. Work here? Add it free →

In short: KARIMA AL MARWAZIYYA scores 88 out of 100 (4 stars). Cause-spend split not disclosed in recent filings. Filings are up to date with no major concerns.

What is Karima Al Marwaziyya?

Karima Al Marwaziyya has a Clarity Score of 88 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1121257. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2025: total income £897k, cause-spend split not disclosed in that filing. Accounts filing: up to date. Reserves: approximately 9 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

88/100

4★ · Good

Cause spend

N/D

Not disclosed in filings

Accountability

100/100

Finance beacon

Income

£897k

Latest year 2025

Reserves

9 mo

Months of running costs

Accounts filing

On time

Charity Commission

Fundraising efficiency not stated · Overhead not disclosed · Website on register · Confidence: high

How does KARIMA AL MARWAZIYYA compare?

Clarity Score percentile against similar UK charities — the share of peers KARIMA AL MARWAZIYYA scores higher than.

Income band (£500k–£1m)73rdpercentile

Scores higher than 73% of 2,187 charities in its income band · 88/100 vs 79 peer average (marker).

Poverty relief charities75thpercentile

Scores higher than 75% of 1,502 charities in this cause · 88/100 vs 78 peer average (marker).

How reliable is Karima Al Marwaziyya's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Karima Al Marwaziyya's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for KARIMA AL MARWAZIYYA
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 4 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

93/100

Financial Health metrics for KARIMA AL MARWAZIYYA
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

100% 9 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

100% 10/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

60% 26% · 3/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

50/100

Financial Efficiency metrics for KARIMA AL MARWAZIYYA
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

0% Not stated · 0/10 pts
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Community Support metrics for KARIMA AL MARWAZIYYA
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

100% 30 volunteers / 3 staff · 10/10 pts

How we calculate beacon scores →

What is Karima Al Marwaziyya's Clarity Score?

88/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
93/100
Financial Health
50/100
Financial Efficiency
100/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight4 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

93/100

Reserves (months of cash)9 months · 15/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets26% · 3/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

50/100

Program expense ratioNot stated · 0/10 pts
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio30 volunteers / 3 staff · 10/10 pts

How much does Karima Al Marwaziyya raise and spend?

Latest filed year 2025 · Source: Charity Commission filings

KARIMA AL MARWAZIYYA revenue and expenses for 2025
Category Amount % of spend
Total income £897k
Total expenditure £298k
Charitable activities Not disclosed

Where does the money go?

Latest accounts (2025) · £298k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

What trust indicators does Karima Al Marwaziyya have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    4 trustees on the Charity Commission register

  • Workforce on register

    3 employees · 30 volunteers (10:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1121257

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Umar Khaliq since 2014
  • Imran Rehman since 2014
  • Asim Mahmood since 2020
  • Sundas Aslam since 2020
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Karima Al Marwaziyya's finances changed over five years?

£0k £300k £600k £900k £1200k 2021 2022 2023 2024 2025 Income 2021: £207k Spending 2021: £180k Cause spend 2021: £0k Income 2022: £297k Spending 2022: £208k Cause spend 2022: £0k Income 2023: £469k Spending 2023: £363k Cause spend 2023: £0k Income 2024: £666k Spending 2024: £488k Cause spend 2024: £0k Income 2025: £897k Spending 2025: £298k Cause spend 2025: £0k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Karima Al Marwaziyya?

Overall score
88/100 (4★)
Income
£897k
Cause spend
Not disclosed
Reg number
1121257
Scope
Local (hemel-hempstead)
Reserves
9 months
Trustees
4
Accounts year
2025
Filing
up to date

Where KARIMA AL MARWAZIYYA sits

The causes this charity is classified under, and other charities working nearby.

Similar poverty relief charities

Top-rated peers by CharityCompare score

How can you share Karima Al Marwaziyya's rating?

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How do you add Karima Al Marwaziyya's rating to your site?

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Frequently asked questions

Common questions about Karima Al Marwaziyya's rating, finances, and Charity Commission status.

Is Karima Al Marwaziyya a good charity? +

Karima Al Marwaziyya scores 88 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Its recent filings do not disclose a charitable-activities spend split and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Karima Al Marwaziyya a legitimate charity? +

Yes — Karima Al Marwaziyya is a legitimate registered charity (charity number 1121257). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1121257. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Karima Al Marwaziyya's charity number? +

Karima Al Marwaziyya's charity number is 1121257. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Karima Al Marwaziyya's charity rating? +

Karima Al Marwaziyya scores 88 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Karima Al Marwaziyya have reviews and complaints? +

CharityCompare does not host public user reviews for Karima Al Marwaziyya. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Karima Al Marwaziyya? +

Karima Al Marwaziyya does not disclose a charitable-activities spend split in its recent UK regulator filings, so there is no official figure for how much of a donation reaches the cause. CharityCompare reports this as "not disclosed" rather than assuming a number.

What are Karima Al Marwaziyya's overheads? +

Karima Al Marwaziyya's recent UK regulator filings do not disclose a fundraising or governance cost split, so no official overhead percentage is available. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Karima Al Marwaziyya's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Karima Al Marwaziyya receive? +

Karima Al Marwaziyya reported £897k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing.

Are Karima Al Marwaziyya's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Karima Al Marwaziyya based? +

Karima Al Marwaziyya is listed at Hemel Hempstead · HP12 3LL, focused on poverty relief.

How does CharityCompare score Karima Al Marwaziyya? +

We calculate a Clarity Score of 0–100 from four pillars in Karima Al Marwaziyya's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Karima Al Marwaziyya's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.