Education · Reg 1117212
Heart of the City of London Limited
Charity rating & review
70/100 Clarity Score · 3 stars · Charity Commission filings · How we score
Clarity score
Needs improvement
Quick answer
Is Heart of the City of London Limited a good charity?
Heart of the City of London Limited scores 70/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£924k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.
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How can you give to HEART OF THE CITY OF LONDON LIMITED?
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What does Heart of the City of London Limited do?
Heart of the City of London Limited is a registered charity (no. 1117212) working in education across the United Kingdom. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 4 months of reserves, though its recent accounts were filed late. Reported income has been growing (≈19% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
Summarised from public filings — Heart of the City of London Limited hasn't added its own description yet. Work here? Add it free →
In short: HEART OF THE CITY OF LONDON LIMITED scores 70 out of 100 (3 stars). 100% average program spend (Latest year, disclosed years only). Review the pillar breakdown below.
What is Heart of the City of London Limited?
Heart of the City of London Limited has a Clarity Score of 70 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 1117212. Status: Registered. Primary cause area: Education. Latest accounts year 2025: total income £924k, with 100% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 4 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
70/100
3★ · Needs improvement
Cause spend
100%
latest year · charitable activities
Accountability
57/100
Finance beacon
Income
£924k
Latest year 2025
Reserves
4 mo
Months of running costs
Accounts filing
Late
Check register
Fundraising efficiency not stated · 0% overhead · Website on register · Confidence: medium
How does HEART OF THE CITY OF LONDON LIMITED compare?
Clarity Score percentile against similar UK charities — the share of peers HEART OF THE CITY OF LONDON LIMITED scores higher than.
Scores higher than 25% of 2,187 charities in its income band · 70/100 vs 79 peer average (marker).
Scores higher than 36% of 579 charities in this cause · 70/100 vs 74 peer average (marker).
How reliable is Heart of the City of London Limited's data?
- Source
- Charity Commission (England & Wales)
- Accounts year
- 2025
- Filing date
- Profile reviewed
Medium confidence — some data missing or late
Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.
Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .
What is Heart of the City of London Limited's Beacon report?
Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
57/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 11 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 30% | 3/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
90/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 4 months · 15/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 40% | 32% · 2/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 100% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts |
What is Heart of the City of London Limited's Clarity Score?
70/100 total · Needs improvement · 3 of 5 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
57/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
90/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
How much does Heart of the City of London Limited raise and spend?
Latest filed year 2025 · Source: Charity Commission filings
| Category | Amount | % of spend |
|---|---|---|
| Total income | £924k | — |
| Total expenditure | £1.0m | — |
| Charitable activities | £1.0m | 100% |
| Governance & admin | £15k | 1% |
Where does the money go?
Latest accounts (2025) · £1.0m spent
- Charitable activities100% · £1.0m
- Governance1% · £15k
What trust indicators does Heart of the City of London Limited have?
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
Filing status: late
-
Trustee board size (3–12)
11 trustees on the Charity Commission register
Fundraising Regulator
Status not yet checked
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 1117212
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- Carmen Whitelock since 2019
- Fiona Clark since 2020
- Nicolas Turner since 2020
- Sushil Kumar Saluja Chair · since 2020
- Robert Elder since 2021
- Martin Powell since 2021
- Suzanne Scatliffe since 2022
- Joanne Filbin since 2022
- Taraneh Burton since 2022
- Katharine Neale since 2023
- Shravan Joshi since 2025
How we score charities +
The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).
Financial Efficiency
Scored from filings
20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.
Overall score
Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.
How have Heart of the City of London Limited's finances changed over five years?
- Income
- Spending
- Cause spend
Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts
What are the key facts about Heart of the City of London Limited?
- Overall score
- 70/100 (3★)
- Income
- £924k
- Cause spend
- 100% of expenditure
- Reg number
- 1117212
- Scope
- UK-wide
- Reserves
- 4 months
- Trustees
- 11
- Accounts year
- 2025
- Filing
- late
How does HEART OF THE CITY OF LONDON LIMITED compare, and where else can you look?
Where HEART OF THE CITY OF LONDON LIMITED sits
The causes this charity is classified under, and other charities working nearby.
Similar education charities
Top-rated peers by CharityCompare score
- CHAPTER ONE (U.K.) LTD 100/100 · £1.8m
- SCHOOL IN A BAG 100/100 · £600k
- THE BEN KINSELLA TRUST 100/100 · £596k
- EALING AND HOUNSLOW COMMUNITY VOLUNTARY SERVICE 99/100 · £953k
How can you share Heart of the City of London Limited's rating?
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How do you add Heart of the City of London Limited's rating to your site?
Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our methodology.
What red flags does Heart of the City of London Limited have?
Frequently asked questions
Common questions about Heart of the City of London Limited's rating, finances, and Charity Commission status.
Is Heart of the City of London Limited a good charity? +
Heart of the City of London Limited scores 70 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is Heart of the City of London Limited a legitimate charity? +
Yes — Heart of the City of London Limited is a legitimate registered charity (charity number 1117212). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1117212. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.
What is Heart of the City of London Limited's charity number? +
Heart of the City of London Limited's charity number is 1117212. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.
What is Heart of the City of London Limited's charity rating? +
Heart of the City of London Limited scores 70 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.
Does Heart of the City of London Limited have reviews and complaints? +
CharityCompare does not host public user reviews for Heart of the City of London Limited. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.
How much of my donation reaches Heart of the City of London Limited? +
According to its 2025 regulator filing, 100% of Heart of the City of London Limited's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.
What are Heart of the City of London Limited's overheads? +
According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 0% of total expenditure at Heart of the City of London Limited. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Heart of the City of London Limited's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.
How much income does Heart of the City of London Limited receive? +
Heart of the City of London Limited reported £924k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing.
Are Heart of the City of London Limited's accounts up to date? +
Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.
Where is Heart of the City of London Limited based? +
Heart of the City of London Limited is listed at London · UK-wide · EC2P 2EJ and operates UK-wide, focused on education.
How does CharityCompare score Heart of the City of London Limited? +
We calculate a Clarity Score of 0–100 from four pillars in Heart of the City of London Limited's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.
How often is this page updated? +
This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Heart of the City of London Limited's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.