Religion · Reg 276352
Grace Baptist Association
Charity rating & review
82/100 Clarity Score · 4 stars · Charity Commission filings · How we score
Clarity score
Good
Quick answer
Is Grace Baptist Association a good charity?
Grace Baptist Association scores 82/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£424k total income, 96% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.
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What does Grace Baptist Association do?
Grace Baptist Association is a registered charity (no. 276352) working in religion across the United Kingdom. Its latest Charity Commission filing directs 96% of spending to charitable activities, holding roughly 171 months of reserves, and files its annual accounts on time. Reported income changed sharply in 2023 (likely a merger, transfer or reporting change) — year-on-year trend labels are not meaningful across that step. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
Summarised from public filings — Grace Baptist Association hasn't added its own description yet. Work here? Add it free →
In short: Grace Baptist Association scores 82 out of 100 (4 stars). 96% average program spend (Latest year, disclosed years only). Review the pillar breakdown below.
What is Grace Baptist Association?
Grace Baptist Association has a Clarity Score of 82 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 276352. Status: Registered. Primary cause area: Religion. Latest accounts year 2024: total income £424k, with 96% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 171 months of operating costs. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
82/100
4★ · Good
Cause spend
96%
latest year · charitable activities
Accountability
93/100
Finance beacon
Income
£424k
Latest year 2024
Reserves
171 mo
Months of running costs
Accounts filing
On time
Charity Commission
£106.7 raised per £1 fundraising (latest year) · 2% overhead · Website on register · Confidence: high
How does Grace Baptist Association compare?
Clarity Score percentile against similar UK charities — the share of peers Grace Baptist Association scores higher than.
Scores higher than 79% of 972 charities in its income band · 82/100 vs 70 peer average (marker).
Scores higher than 61% of 519 charities in this cause · 82/100 vs 78 peer average (marker).
How reliable is Grace Baptist Association's data?
- Source
- Charity Commission (England & Wales)
- Accounts year
- 2024
- Filing date
- Profile reviewed
High confidence — complete filing data
Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.
Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .
What is Grace Baptist Association's Beacon report?
Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 24 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
50/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | 171 month · 0/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 0% · 5/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 96% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 15 volunteers / 5 staff · 10/10 pts |
What is Grace Baptist Association's Clarity Score?
82/100 total · Good · 4 of 5 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
50/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
How much does Grace Baptist Association raise and spend?
Latest filed year 2024 · Source: Charity Commission filings
| Category | Amount | % of spend |
|---|---|---|
| Total income | £424k | — |
| Total expenditure | £519k | — |
| Charitable activities | Not disclosed | — |
Where does the money go?
Latest accounts (2024) · £519k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.
What trust indicators does Grace Baptist Association have?
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
up to date · last filing
-
Trustee board size (3–12)
24 trustees on the Charity Commission register
-
Workforce on register
5 employees · 15 volunteers (3:1 volunteer-to-staff)
Fundraising Regulator
Status not yet checked
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 276352
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- MARGARET O'MARA
- David Mortimer since 2013
- Andrew James Wigham since 2016
- Ryan Burton King since 2016
- Adrian John Creedy since 2017
- Peter Thomas Fuggle since 2019
- Ben Owain Jones since 2019
- JAMES DAVID SAYERS since 2020
- Paul Jonathan Smith since 2020
- Matthew Benton since 2024
- Peter John Fearnley since 2024
- Grayson Fuhrman since 2024
How we score charities +
The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).
Financial Efficiency
Scored from filings
20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.
Overall score
Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.
How have Grace Baptist Association's finances changed over five years?
- Income
- Spending
- Cause spend
Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts
What are the key facts about Grace Baptist Association?
- Overall score
- 82/100 (4★)
- Income
- £424k
- Cause spend
- 96% of expenditure
- Reg number
- 276352
- Scope
- UK-wide
- Reserves
- 171 months
- Trustees
- 24
- Accounts year
- 2024
- Filing
- up to date
How does Grace Baptist Association compare, and where else can you look?
Where Grace Baptist Association sits
The causes this charity is classified under, and other charities working nearby.
Similar religion charities
Top-rated peers by CharityCompare score
- BIRMINGHAM DIOCESAN TRUST 100/100 · £24m
- ARCHDIOCESE OF CARDIFF-MENEVIA 100/100 · £6.0m
- FRIENDS INTERNATIONAL MINISTRIES 100/100 · £2.9m
- THE ENGLISH SANGHA TRUST LIMITED 100/100 · £2.2m
How can you share Grace Baptist Association's rating?
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How do you add Grace Baptist Association's rating to your site?
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What red flags does Grace Baptist Association have?
Frequently asked questions
Common questions about Grace Baptist Association's rating, finances, and Charity Commission status.
Is Grace Baptist Association a good charity? +
Grace Baptist Association scores 82 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 96% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is Grace Baptist Association a legitimate charity? +
Yes — Grace Baptist Association is a legitimate registered charity (charity number 276352). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/276352. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.
What is Grace Baptist Association's charity number? +
Grace Baptist Association's charity number is 276352. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.
What is Grace Baptist Association's charity rating? +
Grace Baptist Association scores 82 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.
Does Grace Baptist Association have reviews and complaints? +
CharityCompare does not host public user reviews for Grace Baptist Association. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (2 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.
How much of my donation reaches Grace Baptist Association? +
According to its 2024 regulator filing, 96% of Grace Baptist Association's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.
What are Grace Baptist Association's overheads? +
According to its 2024 regulator filing, fundraising costs were about 4% of total expenditure and combined overheads (fundraising plus governance) were about 2% of total expenditure at Grace Baptist Association. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Grace Baptist Association's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.
How much income does Grace Baptist Association receive? +
Grace Baptist Association reported £424k total income in its 2024 accounts, based on UK regulator filings. Five-year trend: restructured.
Are Grace Baptist Association's accounts up to date? +
Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.
Where is Grace Baptist Association based? +
Grace Baptist Association is listed at London · UK-wide · N7 8AZ and operates UK-wide, focused on religion.
How does CharityCompare score Grace Baptist Association? +
We calculate a Clarity Score of 0–100 from four pillars in Grace Baptist Association's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.
How often is this page updated? +
This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Grace Baptist Association's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.