Animals · Reg 1128565
Age UK North Cumbria
Charity rating & review
85/100 Clarity Score · 3 stars · Charity Commission filings · How we score
Clarity score
Good
Is Age UK North Cumbria a good charity?
Age UK North Cumbria scores 85/100 (Good) on our Clarity Score, with 63% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.
Mission
Age UK North Cumbria is a registered charity (no. 1128565) working in animals in CA1 1BG. Its latest Charity Commission filing directs 63% of spending to charitable activities, holding roughly 17 months of reserves, and files its annual accounts on time. Reported income has been declining over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
In short: Age UK North Cumbria scores 85 out of 100 (3 stars). 63% average program spend (3-year average). Filings are up to date with no major concerns.
Overview
Age UK North Cumbria has a Clarity Score of 85 out of 100 on CharityCompare (3 stars, Good). Charity Commission registration number 1128565. Status: Registered. Primary cause area: Animals. Latest accounts year 2021: total income £768k, with 63% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 17 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
85/100
3★ · Good
Cause spend
63%
3-yr avg · charitable activities
Accountability
100/100
Finance beacon
Income
£768k
Latest year 2021
Reserves
17 mo
Months of running costs
Accounts filing
On time
Charity Commission
£2.9 raised per £1 fundraising (3-yr avg) · 40% overhead · No website on register · Confidence: high
How Age UK North Cumbria compares
Clarity Score benchmarked against similar UK charities — higher is better.
Ranks higher than 66% of 2,157 charities in its income band.
Ranks higher than 71% of 2,982 charities in this cause.
Data & confidence
- Source
- Charity Commission (E&W)
- Accounts year
- 2021
- Filing date
- 2026-06-24 00:00:00.0000000
- Profile reviewed
- 2026-06-25
High confidence — complete filing data
Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.
Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .
Beacon report
Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
100/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag). | 100% | 8 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
100/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts. | 100% | 17 months · 15/15 pts |
| Income stability / growth Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts. | 100% | 10% · 5/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
25/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio ≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts. | 50% | 63% · 5/10 pts (3-year average) |
| Fundraising efficiency Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income). | 0% | 35p per £1 income · 0/10 pts (3-year average) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts. | 100% | 120 volunteers / 33 staff · 10/10 pts |
Clarity Score
85/100 total · Good · 3 of 4 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
100/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
100/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
25/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
100/100
Revenue & expenses
Latest filed year 2021 · Source: Charity Commission annual accounts
| Category | Amount | % of spend |
|---|---|---|
| Total income | £768k | — |
| Total expenditure | £587k | — |
| Charitable activities | £299k | 51% |
| Fundraising | £288k | 49% |
| Governance & admin | £61k | 10% |
Where the money goes
Latest accounts (2021) · £587k spent
- Charitable activities51% · £299k
- Fundraising49% · £288k
- Governance10% · £61k
Trust indicators
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
up to date · last filing 2026-06-24 00:00:00.0000000
-
Trustee board size (3–12)
8 trustees on the Charity Commission register
-
Workforce on register
33 employees · 120 volunteers (4:1 volunteer-to-staff)
Fundraising Regulator
Not listed as member
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 1128565
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- Chris Fuller since 2014
- BRENDA MARY HILL since 2016
- Stuart David Irving Chair · since 2018
- Alison Hampson since 2018
- Andrew Hilton Shekell since 2021
- Jeanie McAdam Pasley since 2023
- Jonathon Charles Wood since 2025
- Niall McNulty since 2026
How we score charities +
The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15), income stability (10), liabilities to assets (5).
Financial Efficiency
Scored from filings
20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data.
Overall score
Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).
Five-year trends
- Income
- Spending
- Cause spend
Values in £ thousands · Source: Charity Commission accounts
Key facts
- Overall score
- 85/100 (3★)
- Income
- £768k
- Cause spend
- 63% of expenditure
- Reg number
- 1128565
- Scope
- Local (—)
- Reserves
- 17 months
- Trustees
- 8
- Accounts year
- 2021
- Filing
- up to date
Compare & explore
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Red flags
Frequently asked questions
Common questions about Age UK North Cumbria's rating, finances, and Charity Commission status.
What is Age UK North Cumbria's charity rating? +
Age UK North Cumbria scores 85 out of 100 on CharityCompare (3 stars — Good). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).
Is Age UK North Cumbria a good charity to donate to? +
Age UK North Cumbria scores 85 out of 100 (3 stars — Good) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 63% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is Age UK North Cumbria a legitimate UK charity? +
Yes — Age UK North Cumbria is registered with the Charity Commission for England and Wales under registration number 1128565. You can verify the entry on the official register.
What is Age UK North Cumbria's Charity Commission registration number? +
Age UK North Cumbria's registration number is 1128565. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1128565
How much income does Age UK North Cumbria receive? +
Age UK North Cumbria reported £768k total income in its 2021 accounts, based on Charity Commission filings. Five-year trend: declining.
What percentage of Age UK North Cumbria's spending goes to charitable activities? +
Approximately 63% of total expenditure went to charitable activities in the latest filed year. Fundraising was 37% and combined overhead (fundraising plus governance) was 40%.
Are Age UK North Cumbria's accounts up to date? +
Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.
Where is Age UK North Cumbria based? +
Age UK North Cumbria is listed at CA1 1BG, focused on animals.
How does CharityCompare score Age UK North Cumbria? +
We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.
Does CharityCompare recommend donating to Age UK North Cumbria? +
No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.
How can I compare Age UK North Cumbria with other charities? +
Use our free compare tool to put Age UK North Cumbria side-by-side with other UK charities on scores, finances, and filing status.