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Ability to Change

Charity rating & review

77/100 Clarity Score · 4 stars · Charity Commission filings · How we score

Verified · Charity Commission data
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77 /100

Clarity score

Good

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Quick answer

Is Ability to Change a good charity?

Ability to Change scores 77/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£569k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · CR0 2LX Reg 1162596 Registered charity Official website Charity Commission register

What does Ability to Change do?

Ability to Change is a registered charity (no. 1162596) working in poverty relief in London · CR0 2LX. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 1 month of reserves, and files its annual accounts on time. Reported income has been growing (≈6% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Ability to Change hasn't added its own description yet. Work here? Add it free →

In short: ABILITY TO CHANGE scores 77 out of 100 (4 stars). 100% average program spend (Latest year, disclosed years only). Filings are up to date with no major concerns.

What is Ability to Change?

Ability to Change has a Clarity Score of 77 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1162596. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2024: total income £569k, with 100% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 1 month of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

77/100

4★ · Good

Cause spend

100%

latest year · charitable activities

Accountability

100/100

Finance beacon

Income

£569k

Latest year 2024

Reserves

1 mo

1 month of running costs

Accounts filing

On time

Charity Commission

Fundraising efficiency not stated · 0% overhead · Website on register · Confidence: high

How does ABILITY TO CHANGE compare?

Clarity Score percentile against similar UK charities — the share of peers ABILITY TO CHANGE scores higher than.

Income band (£500k–£1m)41stpercentile

Scores higher than 41% of 2,187 charities in its income band · 77/100 vs 79 peer average (marker).

Poverty relief charities41stpercentile

Scores higher than 41% of 1,502 charities in this cause · 77/100 vs 78 peer average (marker).

How reliable is Ability to Change's data?

Source
Charity Commission (England & Wales)
Accounts year
2024
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Ability to Change's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for ABILITY TO CHANGE
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 3 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Financial Health metrics for ABILITY TO CHANGE
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

33% 1 month · 5/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

60% 6/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

80% 13% · 4/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for ABILITY TO CHANGE
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 100% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

20/100

Community Support metrics for ABILITY TO CHANGE
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

20% 3 volunteers / 9 staff · 2/10 pts

How we calculate beacon scores →

What is Ability to Change's Clarity Score?

77/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
50/100
Financial Health
100/100
Financial Efficiency
20/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight3 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Reserves (months of cash)1 month · 5/15 pts
Income stability / growth6/10 pts · 3-year average
Liabilities to assets13% · 4/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio100% · 10/10 pts (3-year average)
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

20/100

Volunteer-to-staff ratio3 volunteers / 9 staff · 2/10 pts

How much does Ability to Change raise and spend?

Latest filed year 2024 · Source: Charity Commission filings

ABILITY TO CHANGE revenue and expenses for 2024
Category Amount % of spend
Total income £569k
Total expenditure £568k
Charitable activities Not disclosed

Where does the money go?

Latest accounts (2024) · £568k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

What trust indicators does Ability to Change have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    3 trustees on the Charity Commission register

  • Workforce on register

    9 employees · 3 volunteers (0:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1162596

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • NATASHA SMITH since 2015
  • Jessica Jackson since 2018
  • Simmone Billy since 2024
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Ability to Change's finances changed over five years?

£0k £200k £400k £600k £800k 2020 2021 2022 2023 2024 Income 2020: £459k Spending 2020: £444k Cause spend 2020: £0k Income 2021: £522k Spending 2021: £528k Cause spend 2021: £528k Income 2022: £539k Spending 2022: £543k Cause spend 2022: £0k Income 2023: £580k Spending 2023: £568k Cause spend 2023: £568k Income 2024: £569k Spending 2024: £568k Cause spend 2024: £0k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Ability to Change?

Overall score
77/100 (4★)
Income
£569k
Cause spend
100% of expenditure
Reg number
1162596
Scope
Local (london)
Reserves
1 month
Trustees
3
Accounts year
2024
Filing
up to date

Where ABILITY TO CHANGE sits

The causes this charity is classified under, and other charities working nearby.

Similar poverty relief charities

Top-rated peers by CharityCompare score

How can you share Ability to Change's rating?

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How do you add Ability to Change's rating to your site?

Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our methodology.

Frequently asked questions

Common questions about Ability to Change's rating, finances, and Charity Commission status.

Is Ability to Change a good charity? +

Ability to Change scores 77 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Ability to Change a legitimate charity? +

Yes — Ability to Change is a legitimate registered charity (charity number 1162596). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1162596. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Ability to Change's charity number? +

Ability to Change's charity number is 1162596. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Ability to Change's charity rating? +

Ability to Change scores 77 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Ability to Change have reviews and complaints? +

CharityCompare does not host public user reviews for Ability to Change. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Ability to Change? +

According to its 2024 regulator filing, 100% of Ability to Change's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Ability to Change's overheads? +

According to its 2024 regulator filing, combined overheads (fundraising plus governance) were about 0% of total expenditure at Ability to Change. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Ability to Change's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Ability to Change receive? +

Ability to Change reported £569k total income in its 2024 accounts, based on UK regulator filings. Five-year trend: growing.

Are Ability to Change's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Ability to Change based? +

Ability to Change is listed at London · CR0 2LX, focused on poverty relief.

How does CharityCompare score Ability to Change? +

We calculate a Clarity Score of 0–100 from four pillars in Ability to Change's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Ability to Change's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.