Older people · Reg 1188800
THAMES REACH HOUSING
Charity rating & review
62/100 Clarity Score · 2 stars · Charity Commission filings · How we score
Clarity score
Needs improvement
Is THAMES REACH HOUSING a good charity?
THAMES REACH HOUSING scores 62/100 (Needs improvement) on our Clarity Score, with 100% of spending going to charitable activities and accounts up to date. This reflects financial transparency and stewardship from Charity Commission filings — not the real-world impact of its programmes. See the full breakdown.
Mission
THAMES REACH HOUSING is a registered charity (no. 1188800) working in older people in London · SE5 8UA. Its latest Charity Commission filing directs 100% of spending to charitable activities, and files its annual accounts on time. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.
In short: THAMES REACH HOUSING scores 62 out of 100 (2 stars). 100% average program spend (Latest year). Review the pillar breakdown below.
Overview
THAMES REACH HOUSING has a Clarity Score of 62 out of 100 on CharityCompare (2 stars, Needs improvement). Charity Commission registration number 1188800. Status: Registered. Primary cause area: Older people. Latest accounts year 2025: total income £3.2m, with 100% of expenditure on charitable activities. Accounts filing: up to date. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.
Data from Charity Commission register, last updated .
Overall score
62/100
2★ · Needs improvement
Cause spend
100%
latest year · charitable activities
Accountability
93/100
Finance beacon
Income
£3.2m
Latest year 2025
Reserves
—
Months of running costs
Accounts filing
On time
Charity Commission
Fundraising efficiency not stated · 7% overhead · No website on register · Confidence: medium
How THAMES REACH HOUSING compares
Clarity Score benchmarked against similar UK charities — higher is better.
Ranks higher than 17% of 3,014 charities in its income band.
Ranks higher than 16% of 252 charities in this cause.
Data & confidence
- Source
- Charity Commission (E&W)
- Accounts year
- 2025
- Filing date
- 2026-06-24 00:00:00.0000000
- Profile reviewed
- 2026-06-25
Medium confidence — some data missing or late
Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.
Contains public sector information licensed under the Open Government Licence v3.0. Source: Charity Commission for England and Wales . Open Government Licence v3.0 .
Beacon report
Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag). | 100% | 3 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts |
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
17/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of cash) 3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts. | 0% | Not stated · 0/15 pts |
| Income stability / growth Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts. | 0% | 0/10 pts · Latest year |
| Liabilities to assets Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts. | 100% | 0% · 5/5 pts |
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio ≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts. | 100% | 100% · 10/10 pts (Latest year) |
| Fundraising efficiency Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (Latest year) |
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts. | 0% | Not reported · 0/10 pts |
Clarity Score
62/100 total · Needs improvement · 2 of 4 stars
Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.
Accountability & Transparency
Baseline trust from filing discipline, board oversight, and declared governance policies.
93/100
Financial Health
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
17/100
Financial Efficiency
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
Community Support
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
Revenue & expenses
Latest filed year 2025 · Source: Charity Commission annual accounts
| Category | Amount | % of spend |
|---|---|---|
| Total income | £3.2m | — |
| Total expenditure | £52k | — |
| Charitable activities | £52k | 100% |
| Governance & admin | £4k | 7% |
Where the money goes
Latest accounts (2025) · £52k spent
- Charitable activities100% · £52k
- Governance7% · £4k
Trust indicators
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
-
Accounts filed on time
up to date · last filing 2026-06-24 00:00:00.0000000
-
Trustee board size (3–12)
3 trustees on the Charity Commission register
Fundraising Regulator
Status not yet checked
Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.
Check Fundraising Regulator →Official register
Reg 1188800
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Trustees & officers
- Jane Susan Ramsden since 2023
- Peter Robert Fisher since 2024
- Deanna Louise Coe since 2026
How we score charities +
The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.
Accountability & Transparency
Scored from filings
40 points — filing history (15), trustee oversight (15), declared policies (10).
Financial Health
Scored from filings
30 points — reserves (15), income stability (10), liabilities to assets (5).
Financial Efficiency
Scored from filings
20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.
Community Support
Scored from filings
10 points — volunteer-to-staff ratio from Charity Commission workforce data.
Overall score
Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).
Five-year trends
- Income
- Spending
- Cause spend
Values in £ thousands · Source: Charity Commission accounts
Key facts
- Overall score
- 62/100 (2★)
- Income
- £3.2m
- Cause spend
- 100% of expenditure
- Reg number
- 1188800
- Scope
- Local (london)
- Reserves
- —
- Trustees
- 3
- Accounts year
- 2025
- Filing
- up to date
Compare & explore
Similar older people charities
Top-rated peers by CharityCompare score
- ELIM FOURSQUARE GOSPEL ALLIANCE 100/100 · £66m
- PARKINSON'S DISEASE SOCIETY OF THE UNITED KINGDOM 100/100 · £36m
- THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY 100/100 · £14m
- BAUER RADIO'S CASH FOR KIDS CHARITIES 100/100 · £13m
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Frequently asked questions
Common questions about THAMES REACH HOUSING's rating, finances, and Charity Commission status.
What is THAMES REACH HOUSING's charity rating? +
THAMES REACH HOUSING scores 62 out of 100 on CharityCompare (2 stars — Needs improvement). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).
Is THAMES REACH HOUSING a good charity to donate to? +
THAMES REACH HOUSING scores 62 out of 100 (2 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its Charity Commission filings. Around 100% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
Is THAMES REACH HOUSING a legitimate UK charity? +
Yes — THAMES REACH HOUSING is registered with the Charity Commission for England and Wales under registration number 1188800. You can verify the entry on the official register.
What is THAMES REACH HOUSING's Charity Commission registration number? +
THAMES REACH HOUSING's registration number is 1188800. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1188800
How much income does THAMES REACH HOUSING receive? +
THAMES REACH HOUSING reported £3.2m total income in its 2025 accounts, based on Charity Commission filings. Five-year trend: stable.
What percentage of THAMES REACH HOUSING's spending goes to charitable activities? +
Approximately 100% of total expenditure went to charitable activities in the latest filed year. Fundraising was 0% and combined overhead (fundraising plus governance) was 7%.
Are THAMES REACH HOUSING's accounts up to date? +
Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.
Where is THAMES REACH HOUSING based? +
THAMES REACH HOUSING is listed at London · SE5 8UA, focused on older people.
How does CharityCompare score THAMES REACH HOUSING? +
We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.
Does CharityCompare recommend donating to THAMES REACH HOUSING? +
No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.
How can I compare THAMES REACH HOUSING with other charities? +
Use our free compare tool to put THAMES REACH HOUSING side-by-side with other UK charities on scores, finances, and filing status.