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Sisters of the Holy Cross CIO

Charity rating & review

70/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Verified · Charity Commission data
70 /100

Clarity score

Needs improvement

Donate

Quick answer

Is Sisters of the Holy Cross CIO a good charity?

Sisters of the Holy Cross CIO scores 70/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£1.6m total income, 98% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · KT3 5AX Reg 1195162 Registered charity Official website Charity Commission register

What does Sisters of the Holy Cross CIO do?

Sisters of the Holy Cross CIO is a registered charity (no. 1195162) working in disability across the United Kingdom. Its latest Charity Commission filing directs 98% of spending to charitable activities, holding roughly 15 months of reserves, though its recent accounts were filed late. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Sisters of the Holy Cross CIO hasn't added its own description yet. Work here? Add it free →

In short: SISTERS OF THE HOLY CROSS CIO scores 70 out of 100 (3 stars). 98% average program spend (2-year average). Review the pillar breakdown below.

What is Sisters of the Holy Cross CIO?

Sisters of the Holy Cross CIO has a Clarity Score of 70 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 1195162. Status: Registered. Primary cause area: Disability. Latest accounts year 2024: total income £1.6m, with 98% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 15 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

70/100

3★ · Needs improvement

Cause spend

98%

2-yr avg · charitable activities

Accountability

60/100

Finance beacon

Income

£1.6m

Latest year 2024

Reserves

15 mo

Months of running costs

Accounts filing

Late

Check register

£33.1 raised per £1 fundraising (2-yr avg) · 6% overhead · Website on register · Confidence: medium

How does SISTERS OF THE HOLY CROSS CIO compare?

Clarity Score percentile against similar UK charities — the share of peers SISTERS OF THE HOLY CROSS CIO scores higher than.

Income band (£1m–£5m)26thpercentile

Scores higher than 26% of 2,776 charities in its income band · 70/100 vs 78 peer average (marker).

Disability charities24thpercentile

Scores higher than 24% of 711 charities in this cause · 70/100 vs 79 peer average (marker).

How reliable is Sisters of the Holy Cross CIO's data?

Source
Charity Commission (England & Wales)
Accounts year
2024
Filing date
Profile reviewed

Medium confidence — some data missing or late

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Sisters of the Holy Cross CIO's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

60/100

Accountability & Transparency metrics for SISTERS OF THE HOLY CROSS CIO
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

33% 5/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 3 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

40% 4/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100

Financial Health metrics for SISTERS OF THE HOLY CROSS CIO
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

100% 15 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

50% 5/10 pts · 2-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 1% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for SISTERS OF THE HOLY CROSS CIO
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 98% · 10/10 pts (2-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 3p per £1 income · 10/10 pts (2-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

10/100

Community Support metrics for SISTERS OF THE HOLY CROSS CIO
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

10% 3 volunteers / 13 staff · 1/10 pts

How we calculate beacon scores →

What is Sisters of the Holy Cross CIO's Clarity Score?

70/100 total · Needs improvement · 3 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

60/100
Accountability & Transparency
83/100
Financial Health
100/100
Financial Efficiency
10/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

60/100

Filing history (5 years)5/15 pts
Trustee oversight3 trustees · 15/15 pts
Declared policies4/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100

Reserves (months of cash)15 months · 15/15 pts
Income stability / growth5/10 pts · 2-year average
Liabilities to assets1% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio98% · 10/10 pts (2-year average)
Fundraising efficiency3p per £1 income · 10/10 pts (2-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

10/100

Volunteer-to-staff ratio3 volunteers / 13 staff · 1/10 pts

How much does Sisters of the Holy Cross CIO raise and spend?

Latest filed year 2024 · Source: Charity Commission filings

SISTERS OF THE HOLY CROSS CIO revenue and expenses for 2024
Category Amount % of spend
Total income £1.6m
Total expenditure £2.6m
Charitable activities £2.6m 99%
Fundraising £39k 1%
Governance & admin £154k 6%
99%On charitable activities

Where does the money go?

Latest accounts (2024) · £2.6m spent

  • Charitable activities99%
  • Fundraising1%
  • Governance6%

What trust indicators does Sisters of the Holy Cross CIO have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: late

  • Trustee board size (3–12)

    3 trustees on the Charity Commission register

  • Workforce on register

    13 employees · 3 volunteers (0:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1195162

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Sister Teresa Elizabeth O'Donohoe B.A. since 2018
  • Sister Ursula Theresia Eberhardt BD AKC since 2018
  • SISTER MARGARET DONOVAN since 2012
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Sisters of the Holy Cross CIO's finances changed over five years?

£0k £700k £1400k £2100k £2800k 2023 2024 Income 2023: £1,589k Spending 2023: £2,769k Cause spend 2023: £2,713k Income 2024: £1,572k Spending 2024: £2,600k Cause spend 2024: £2,561k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Sisters of the Holy Cross CIO?

Overall score
70/100 (3★)
Income
£1.6m
Cause spend
98% of expenditure
Reg number
1195162
Scope
UK-wide
Reserves
15 months
Trustees
3
Accounts year
2024
Filing
late

Where SISTERS OF THE HOLY CROSS CIO sits

The causes this charity is classified under, and other charities working nearby.

Similar disability charities

Top-rated peers by CharityCompare score

How can you share Sisters of the Holy Cross CIO's rating?

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What red flags does Sisters of the Holy Cross CIO have?

Frequently asked questions

Common questions about Sisters of the Holy Cross CIO's rating, finances, and Charity Commission status.

Is Sisters of the Holy Cross CIO a good charity? +

Sisters of the Holy Cross CIO scores 70 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 98% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Sisters of the Holy Cross CIO a legitimate charity? +

Yes — Sisters of the Holy Cross CIO is a legitimate registered charity (charity number 1195162). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1195162. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Sisters of the Holy Cross CIO's charity number? +

Sisters of the Holy Cross CIO's charity number is 1195162. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Sisters of the Holy Cross CIO's charity rating? +

Sisters of the Holy Cross CIO scores 70 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Sisters of the Holy Cross CIO have reviews and complaints? +

CharityCompare does not host public user reviews for Sisters of the Holy Cross CIO. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Sisters of the Holy Cross CIO? +

According to its 2024 regulator filing, 98% of Sisters of the Holy Cross CIO's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Sisters of the Holy Cross CIO's overheads? +

According to its 2024 regulator filing, fundraising costs were about 2% of total expenditure and combined overheads (fundraising plus governance) were about 6% of total expenditure at Sisters of the Holy Cross CIO. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Sisters of the Holy Cross CIO's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Sisters of the Holy Cross CIO receive? +

Sisters of the Holy Cross CIO reported £1.6m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: limited history.

Are Sisters of the Holy Cross CIO's accounts up to date? +

Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Sisters of the Holy Cross CIO based? +

Sisters of the Holy Cross CIO is listed at London · UK-wide · KT3 5AX and operates UK-wide, focused on disability.

How does CharityCompare score Sisters of the Holy Cross CIO? +

We calculate a Clarity Score of 0–100 from four pillars in Sisters of the Holy Cross CIO's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Sisters of the Holy Cross CIO's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.