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One20

42 /100

Clarity score

Poor

Historical financial rating & register information

42/100 Clarity Score · 2 stars · Charity Commission filings · How we score

Register checked 4 October 2026 · latest accounts 2021

Official regulator data

Work at One20? Claim this profile free to add your charity’s description. Claiming never changes the score.

Quick answer

Is One20 a good charity?

One20 scores 42/100 (2 stars, Poor) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2021 (£155k total income, 98% cause spend, latest year). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Income

£155k

Accounts 2021-03-31

Spending

£254k

Accounts 2021-03-31

Charitable activities

98%

latest year · share of spending

Accounts filing

Missing

Check register

On this pageJump to a section
London · UK-wide · WC1H 8BS Reg 1073831 Registered charity Official website Charity Commission register

What does One20 do?

TimeBank is a national volunteering charity working to make volunteering part of the fabric of everyday life and a rewarding experience for everyone involved. We specialise in mentoring projects that tackle complex social issues. And we take an innovative approach to employee volunteering with the focus on helping staff develop leadership skills while making a real difference in their communities.

Activities reported by the charity on the official register · extract . This is separate from the accounts data used for its rating.

One20 hasn't added a description directly to CharityCompare yet. Work here? Add it free →

How much does One20 raise and spend?

Accounts period 2020-04-01 to 2021-03-31 · Source: Charity Commission filings

One20 revenue and expenses for 2021
Category Amount % of spend
Total income £155k —
Total expenditure £254k —
Charitable activities Not disclosed —

What changed in One20’s latest accounts?

Reported totals for 2021 compared with 2020. Changes can reflect the accounting period, restricted grants or restructuring as well as the charity’s work.

Reported income changes from £831k to £155k. We do not show a growth percentage across this large discontinuity: check whether the two accounts cover comparable activities and periods. Read the evidence and context.

These are annual figures. The Clarity Score may use averages across several disclosed years. Source: official accounts.

Where does the money go?

Latest accounts (2021) · £254k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

From the annual return

What does One20 pay its staff, and where does its money come from?

Answers One20 gave in its annual return to the Charity Commission for the year ending 31 March 2021, plus its register entry. These are the charity's own disclosures, not part of the Clarity Score.

How much are One20's highest-paid staff paid?

One20's annual return for the year ending 31 March 2021 reports 1 employee paid more than £60,000. The highest reported pay band is £60,001–£70,000 (1 employee).

One20 employees paid over £60,000, by salary band
Salary bandEmployees
£60,001–£70,000 1

The register reports headcounts in salary bands, not names. The chief executive's pay is normally disclosed in the remuneration note of the trustees' annual report.

Does One20 receive government funding?

One20's annual return for the year ending 31 March 2021 reports £900 from government grants.

In its annual return for the year ending 31 March 2021, One20 says it raises funds from the public and does not use a professional fundraiser.

Can I claim Gift Aid, and are the trustees paid?

The register does not record One20 as registered with HMRC for Gift Aid. Ask the charity before assuming a donation can be Gift Aided.

One20's annual return for the year ending 31 March 2021 reports that no trustee received remuneration or other benefits from the charity.

Registration details

Registered as a charity
Company number
03695114 (Companies House)
Also known as
Time-Bank; Timebank
Where it says it operates
Throughout England and Wales · Scotland · Northern Ireland

Source: Charity Commission register and annual return data, Open Government Licence v3.0. A blank answer in the return is shown as not reported, never as “no”.

How have One20's finances changed over five years?

Income fell 74% from £605k in 2017 to £155k in 2021; spending was £254k in 2021.

£0 £500k £1.0m £1.5m £2.0m 2017 2018 2019 2020 2021 Income 2017: £605k Spending 2017: £528k Cause spend 2017: £483k Income 2018: £508k Spending 2018: £463k Cause spend 2018: £454k Income 2019: £457k Spending 2019: £579k Income 2020: £831k Spending 2020: £788k Cause spend 2020: £771k Income 2021: £155k Spending 2021: £254k
  • Income
  • Spending
  • Cause spend
One20 income and spending by accounts year
Year Income Spending Charitable activities
2021 £155k £254k Not disclosed
2020 £831k £788k £771k
2019 £457k £579k Not disclosed
2018 £508k £463k £454k
2017 £605k £528k £483k

Cause spend is plotted only when the filing discloses a split · Source: Charity Commission filings

How does One20 compare?

The share of each group scoring at or below One20, including tied scores. A group matched on cause, income band and accounts year appears when at least ten records qualify. Broader groups below may mix reporting periods and operating models. Groups include this charity; percentiles measure our financial rating, not impact.

Income band (£100k–£500k) 22ndpercentile

Scores at or above 22% of 1,002 charities in its income band · 42/100 vs 52 peer average.

Education charities 5thpercentile

Scores at or above 5% of 566 charities in this cause · 42/100 vs 72 peer average.

Where One20 sits

The causes this charity is classified under, and other charities working nearby.

Similar education charities

Top-rated peers by CharityCompare score

Evidence and interpretation

What the evidence says about One20

In 2021, reported income was £155,314 and expenditure was £254,424. Expenditure exceeded income by £99,110. This annual balance is not the charity’s available cash or unrestricted reserves.

More financial context

Reported income changes sharply between 2020 and 2021. A numerical jump alone does not establish growth, decline or a restructuring. Read both sets of accounts to establish whether their periods and reporting boundaries are comparable.

A separate charitable-activities spending figure is not available for this year in our dataset. We cannot calculate an annual programme-spending share from these fields.

Calculated from our dated accounts dataset, refreshed 2026-09-06. This is not an audit or a manual review of every filing. Original register and accounts · How calculations work.

Find the right support

Who it supports and how to access its work

Reported beneficiaries: Children/young People; Elderly/old People; People With Disabilities; People Of A Particular Ethnic Or Racial Origin; Other Charities Or Voluntary Bodies; Other Defined Groups; The General Public/mankind.

How it works: Provides Human Resources; Provides Services; Provides Advocacy/advice/information.

Use the official contact details to check eligibility, referrals, waiting lists and current service coverage. Broad register classifications and a contact address do not confirm that a particular service is available to you.

Explore source-checked support routes

Classifications supplied to the register; extract 2026-10-04. Register contact and activity details · Website listed for this charity

Look beyond the score

Results and impact evidence

We have not added a source-checked programme outcome for this charity. That is a gap in this profile, not evidence that the charity has no impact. Its annual report may contain results that have not been assessed here.

Reported grants to institutions: £0 (2020-03-31). This is spending reported in the annual return, not a measure of beneficiary outcomes or an open grant opportunity. It may already be included in charitable expenditure. Check the source accounts.

What these results can tell you

Counts of services delivered describe activity. They do not by themselves establish lasting change, what would have happened without the programme, or cost-effectiveness. Results with different definitions, populations or years should not be ranked against each other.

How to judge charity impact evidence

What is One20's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

55/100

Accountability & Transparency metrics for One20
Metric Score Value
Filing history (5 years)

No recorded lateness in available history = 15 pts · one late filing = 5 pts · two or more or unknown status = 0 pts. Missing data is not proof of late filing.

0% 0/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 7 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

70% 7/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

0/100

Financial Health metrics for One20
Metric Score Value
Reserves (months of expenditure)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years = 0 pts. Reserves are not necessarily cash; needs vary by operating model.

0% Not stated · 0/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

0% Comparability review needed · 0/10 pts
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

0% Not stated · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for One20
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 98% · 10/10 pts (Latest year)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 2p per £1 income · 10/10 pts (Latest year, disclosed years)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for One20
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

0% Not reported · 0/10 pts

How we calculate beacon scores →

What trust indicators does One20 have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: missing

  • Trustee board size (3–12)

    7 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores. Registration records a commitment to the Code of Fundraising Practice; it does not certify every fundraising activity.

Check Fundraising Regulator →

Official register

Reg 1073831

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Matthew Plen since 2018
  • Chris Weavers since 2019
  • Susan Elizabeth Crichton since 2019
  • Stuart Crotaz since 2020
  • Dr Camelia Ram since 2020
  • Charlotte Rachel Beckett since 2020
  • Emma Mathurine since 2021

How reliable is One20's data?

Source
Charity Commission (England & Wales)
Accounts year
2021
Filing date
—
Data refreshed

Low confidence — key filing data unavailable

Scores reflect the accounts in our dated data extract. The live register may contain newer filings. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Check the current register entry · Report a data correction

Financial source extract: 2026-09-06. Organisation identifier: 3955483. Method version: 1.1. View method changes.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

Your donation decision

What should you check before donating to One20?

  1. 1. Match the name and charity number

    Check 1073831 on the official register. A real charity number alone does not prove that a fundraiser or appeal is authentic.

    Verify the registration →
  2. 2. Read the accounts in context

    Our latest accounts data covers 2021. Compare the accounts period, spending and reserves. An administration cost ratio alone cannot tell you how effective a charity is.

    Explore the financial evidence →
  3. 3. Look for evidence of results

    Read the trustees’ annual report for activities, outcomes and limitations. The Clarity Score measures public reporting; it does not establish the impact of a donation.

    How to read charity accounts →
  4. 4. Compare charities serving your cause

    Compare up to four charities, check the dates behind their figures, and decide which work you want to support. Complete your donation through a verified charity channel.

    Start a comparison with One20 →
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How can you share One20's rating?

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Opens a printer-friendly view of this profile for One20.

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How do you add One20's rating to your site?

Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our methodology.

What red flags does One20 have?

Frequently asked questions

Common questions about One20's rating, finances, and Charity Commission status.

Is One20 a good charity? +

One20 scores 42 out of 100 (2 stars — Poor) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 98% of its spending goes to charitable activities (latest year) and its accounts are missing. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is One20 a legitimate charity? +

The register data used for this profile lists One20 as a registered charity (charity number 1073831). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/charity-details/?regId=1073831&subId=0. Check the current entry and the identity of anyone requesting money. Registration does not verify a particular appeal; Clarity Score summarises filing transparency, not programme impact.

What is One20's charity number? +

One20's charity number is 1073831. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is One20's charity rating? +

One20 scores 42 out of 100 on CharityCompare (2 stars — Poor). The Clarity Score (method v1.1) sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does One20 have reviews and complaints? +

CharityCompare does not host public user reviews for One20. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (3 red flags on this profile: late accounts filing; poor filing history; sharp income decline). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches One20? +

Across the recent disclosed accounts used for this score, 98% of One20's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are One20's overheads? +

Across the recent disclosed accounts used for this score, fundraising costs were about 2% of total expenditure and fundraising plus separately reported governance figures amount to about 2% of expenditure (2020); these categories can overlap, so this is not a distinct total of all administration costs at One20. One20's annual return for the year ending 31 March 2021 reports 1 employee paid more than £60,000. The highest reported pay band is £60,001–£70,000 (1 employee). Individual salaries, including the chief executive's, are disclosed in the trustees' annual report rather than on the register.

How much income does One20 receive? +

One20 reported £155k total income in its 2021 accounts, based on UK regulator filings. Five-year trend: check comparability.

Are One20's accounts up to date? +

Filing status: missing. CharityCompare flags late or missing accounts separately from the financial score.

Where is One20 based? +

One20's registered contact address is in London (WC1H 8BS). It tells the regulator it operates in England and Wales, Scotland, Northern Ireland, with a focus on education.

How much is One20's chief executive paid? +

The Charity Commission register does not name individual salaries. One20's annual return for the year ending 31 March 2021 reports 1 employee paid more than £60,000. The highest reported pay band is £60,001–£70,000 (1 employee). Charities normally disclose the chief executive's pay, or the pay of their highest-paid staff, in the remuneration note of the trustees' annual report and accounts.

Does One20 receive government funding? +

One20's annual return for the year ending 31 March 2021 reports £900 from government grants.

Can I claim Gift Aid on a donation to One20? +

The register does not record One20 as registered with HMRC for Gift Aid. Ask the charity before assuming a donation can be Gift Aided.

Are One20's trustees paid? +

One20's annual return for the year ending 31 March 2021 reports that no trustee received remuneration or other benefits from the charity.

When was One20 registered as a charity? +

One20 was entered on the register on 4 February 1999. It is also a company registered at Companies House (company number 03695114).

How does CharityCompare score One20? +

We calculate a Clarity Score of 0–100 from four pillars in One20's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 6 September 2026 from the latest UK regulator data available to CharityCompare, and One20's most recent accounts cover 2021. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.