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Gambling with Lives

Charity rating & review

96/100 Clarity Score · 5 stars · Charity Commission filings · How we score

Verified · Charity Commission data
96 /100

Clarity score

Exceptional

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Quick answer

Is Gambling with Lives a good charity?

Gambling with Lives scores 96/100 (5 stars, Exceptional) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£630k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Sheffield · UK-wide · S1 4FW Reg 1184114 Registered charity Official website Charity Commission register

What does Gambling with Lives do?

Gambling with Lives is a registered charity (no. 1184114) working in addiction recovery across the United Kingdom. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 12 months of reserves, and files its annual accounts on time. Reported income changed sharply in 2022 (likely a merger, transfer or reporting change) — year-on-year trend labels are not meaningful across that step. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Gambling with Lives hasn't added its own description yet. Work here? Add it free →

In short: GAMBLING WITH LIVES scores 96 out of 100 (5 stars). 100% average program spend (Latest year, disclosed years only). Review the pillar breakdown below.

What is Gambling with Lives?

Gambling with Lives has a Clarity Score of 96 out of 100 on CharityCompare (5 stars, Exceptional). Charity Commission registration number 1184114. Status: Registered. Primary cause area: Addiction recovery. Latest accounts year 2025: total income £630k, with 100% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 12 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

96/100

5★ · Exceptional

Cause spend

100%

latest year · charitable activities

Accountability

100/100

Finance beacon

Income

£630k

Latest year 2025

Reserves

12 mo

Months of running costs

Accounts filing

On time

Charity Commission

Fundraising efficiency not stated · 1% overhead · Website on register · Confidence: high

How does GAMBLING WITH LIVES compare?

Clarity Score percentile against similar UK charities — the share of peers GAMBLING WITH LIVES scores higher than.

Income band (£500k–£1m)91stpercentile

Scores higher than 91% of 2,187 charities in its income band · 96/100 vs 79 peer average (marker).

Addiction recovery charities88thpercentile

Scores higher than 88% of 8 charities in this cause · 96/100 vs 80 peer average (marker).

How reliable is Gambling with Lives's data?

Source
Charity Commission (England & Wales)
Accounts year
2025
Filing date
Profile reviewed

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Gambling with Lives's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for GAMBLING WITH LIVES
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 11 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

100/100

Financial Health metrics for GAMBLING WITH LIVES
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

100% 12 months · 15/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

100% 10/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for GAMBLING WITH LIVES
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 100% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

60/100

Community Support metrics for GAMBLING WITH LIVES
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

60% 12 volunteers / 10 staff · 6/10 pts

How we calculate beacon scores →

What is Gambling with Lives's Clarity Score?

96/100 total · Exceptional · 5 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
100/100
Financial Health
100/100
Financial Efficiency
60/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight11 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

100/100

Reserves (months of cash)12 months · 15/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio100% · 10/10 pts (3-year average)
Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

60/100

Volunteer-to-staff ratio12 volunteers / 10 staff · 6/10 pts

How much does Gambling with Lives raise and spend?

Latest filed year 2025 · Source: Charity Commission filings

GAMBLING WITH LIVES revenue and expenses for 2025
Category Amount % of spend
Total income £630k
Total expenditure £960k
Charitable activities Not disclosed

Where does the money go?

Latest accounts (2025) · £960k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

What trust indicators does Gambling with Lives have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing

  • Trustee board size (3–12)

    11 trustees on the Charity Commission register

  • Workforce on register

    10 employees · 12 volunteers (1:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1184114

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • CHARLES RITCHIE since 2018
  • Elisabeth Katis since 2018
  • Timothy FURNESS since 2018
  • GREGORY CHALLIS since 2018
  • Peter Keogh since 2019
  • David Campbell since 2020
  • Smriti Singh since 2021
  • Leroy White since 2021
  • Professor Janet Anne O'Sullivan since 2023
  • Chloe Louise Long since 2026
  • Louise Playford since 2026
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Gambling with Lives's finances changed over five years?

£0k £900k £1800k £2700k £3600k 2021 2022 2023 2024 2025 Income 2021: £3,325k Spending 2021: £551k Cause spend 2021: £0k Income 2022: £536k Spending 2022: £703k Cause spend 2022: £0k Income 2023: £100k Spending 2023: £1,049k Cause spend 2023: £0k Income 2024: £1,247k Spending 2024: £856k Cause spend 2024: £856k Income 2025: £630k Spending 2025: £960k Cause spend 2025: £0k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Gambling with Lives?

Overall score
96/100 (5★)
Income
£630k
Cause spend
100% of expenditure
Reg number
1184114
Scope
UK-wide
Reserves
12 months
Trustees
11
Accounts year
2025
Filing
up to date

Where GAMBLING WITH LIVES sits

The causes this charity is classified under, and other charities working nearby.

Similar addiction recovery charities

Top-rated peers by CharityCompare score

How can you share Gambling with Lives's rating?

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How do you add Gambling with Lives's rating to your site?

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What red flags does Gambling with Lives have?

Frequently asked questions

Common questions about Gambling with Lives's rating, finances, and Charity Commission status.

Is Gambling with Lives a good charity? +

Gambling with Lives scores 96 out of 100 (5 stars — Exceptional) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Gambling with Lives a legitimate charity? +

Yes — Gambling with Lives is a legitimate registered charity (charity number 1184114). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1184114. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Gambling with Lives's charity number? +

Gambling with Lives's charity number is 1184114. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Gambling with Lives's charity rating? +

Gambling with Lives scores 96 out of 100 on CharityCompare (5 stars — Exceptional). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Gambling with Lives have reviews and complaints? +

CharityCompare does not host public user reviews for Gambling with Lives. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Gambling with Lives? +

According to its 2025 regulator filing, 100% of Gambling with Lives's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Gambling with Lives's overheads? +

According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 1% of total expenditure at Gambling with Lives. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Gambling with Lives's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Gambling with Lives receive? +

Gambling with Lives reported £630k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: restructured.

Are Gambling with Lives's accounts up to date? +

Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Gambling with Lives based? +

Gambling with Lives is listed at Sheffield · UK-wide · S1 4FW and operates UK-wide, focused on addiction recovery.

How does CharityCompare score Gambling with Lives? +

We calculate a Clarity Score of 0–100 from four pillars in Gambling with Lives's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Gambling with Lives's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.