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Central Trust

Charity rating & review

70/100 Clarity Score · 3 stars · Charity Commission filings · How we score

Verified · Charity Commission data
70 /100

Clarity score

Needs improvement

Donate

Quick answer

Is Central Trust a good charity?

Central Trust scores 70/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2023 (£731k total income, 98% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · E18 1AN Reg 1103327 Registered charity Official website Charity Commission register

What does Central Trust do?

Central Trust is a registered charity (no. 1103327) working in religion across the United Kingdom. Its latest Charity Commission filing directs 98% of spending to charitable activities, though accounts are currently overdue or missing. Reported income has been broadly stable over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Central Trust hasn't added its own description yet. Work here? Add it free →

In short: CENTRAL TRUST scores 70 out of 100 (3 stars). 98% average program spend (2-year average, disclosed years only). Review the pillar breakdown below.

What is Central Trust?

Central Trust has a Clarity Score of 70 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 1103327. Status: Registered. Primary cause area: Religion. Latest accounts year 2023: total income £731k, with 98% of expenditure on charitable activities. Accounts filing: missing. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

70/100

3★ · Needs improvement

Cause spend

98%

2-yr avg · charitable activities

Accountability

63/100

Finance beacon

Income

£731k

Latest year 2023

Reserves

Months of running costs

Accounts filing

Missing

Check register

£67.6 raised per £1 fundraising (2-yr avg) · 5% overhead · Website on register · Confidence: low

How does CENTRAL TRUST compare?

Clarity Score percentile against similar UK charities — the share of peers CENTRAL TRUST scores higher than.

Income band (£500k–£1m)25thpercentile

Scores higher than 25% of 2,187 charities in its income band · 70/100 vs 79 peer average (marker).

Religion charities28thpercentile

Scores higher than 28% of 519 charities in this cause · 70/100 vs 78 peer average (marker).

How reliable is Central Trust's data?

Source
Charity Commission (England & Wales)
Accounts year
2023
Filing date
Profile reviewed

Low confidence — key filing data unavailable

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .

What is Central Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

63/100

Accountability & Transparency metrics for CENTRAL TRUST
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

0% 0/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three).

100% 3 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Financial Health metrics for CENTRAL TRUST
Metric Score Value
Reserves (months of cash)

3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts.

0% Not stated · 0/15 pts
Income stability / growth

+20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between.

100% 10/10 pts · 3-year average
Liabilities to assets

0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt.

100% 2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for CENTRAL TRUST
Metric Score Value
Program expense ratio

90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below.

100% 98% · 10/10 pts (3-year average)
Fundraising efficiency

≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income).

100% 1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Community Support metrics for CENTRAL TRUST
Metric Score Value
Volunteer-to-staff ratio

Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between.

100% 100 volunteers / 3 staff · 10/10 pts

How we calculate beacon scores →

What is Central Trust's Clarity Score?

70/100 total · Needs improvement · 3 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

63/100
Accountability & Transparency
50/100
Financial Health
100/100
Financial Efficiency
100/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

63/100

Filing history (5 years)0/15 pts
Trustee oversight3 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

50/100

Reserves (months of cash)Not stated · 0/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets2% · 5/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio98% · 10/10 pts (3-year average)
Fundraising efficiency1p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio100 volunteers / 3 staff · 10/10 pts

How much does Central Trust raise and spend?

Latest filed year 2023 · Source: Charity Commission filings

CENTRAL TRUST revenue and expenses for 2023
Category Amount % of spend
Total income £731k
Total expenditure £670k
Charitable activities £659k 98%
Fundraising £12k 2%
Governance & admin £39k 6%
98%On charitable activities

Where does the money go?

Latest accounts (2023) · £670k spent

  • Charitable activities98%
  • Fundraising2%
  • Governance6%

What trust indicators does Central Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    Filing status: missing

  • Trustee board size (3–12)

    3 trustees on the Charity Commission register

  • Workforce on register

    3 employees · 100 volunteers (33:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1103327

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • EDWIN OBENG-DONKOR
  • THEO ODAMTTEN
  • Rev CHRISTIAN OKYERE since 2025
How we score charities +

The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

How have Central Trust's finances changed over five years?

£0k £200k £400k £600k £800k 2019 2020 2021 2022 2023 Income 2019: £781k Spending 2019: £657k Cause spend 2019: £3k Income 2020: £620k Spending 2020: £409k Cause spend 2020: £392k Income 2021: £493k Spending 2021: £410k Cause spend 2021: £0k Income 2022: £635k Spending 2022: £610k Cause spend 2022: £594k Income 2023: £731k Spending 2023: £670k Cause spend 2023: £659k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

What are the key facts about Central Trust?

Overall score
70/100 (3★)
Income
£731k
Cause spend
98% of expenditure
Reg number
1103327
Scope
UK-wide
Reserves
Trustees
3
Accounts year
2023
Filing
missing

Where CENTRAL TRUST sits

The causes this charity is classified under, and other charities working nearby.

Similar religion charities

Top-rated peers by CharityCompare score

How can you share Central Trust's rating?

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What red flags does Central Trust have?

Frequently asked questions

Common questions about Central Trust's rating, finances, and Charity Commission status.

Is Central Trust a good charity? +

Central Trust scores 70 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 98% of its spending goes to charitable activities and its accounts are missing. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Central Trust a legitimate charity? +

Yes — Central Trust is a legitimate registered charity (charity number 1103327). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1103327. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Central Trust's charity number? +

Central Trust's charity number is 1103327. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Central Trust's charity rating? +

Central Trust scores 70 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Central Trust have reviews and complaints? +

CharityCompare does not host public user reviews for Central Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (2 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Central Trust? +

According to its 2023 regulator filing, 98% of Central Trust's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Central Trust's overheads? +

According to its 2023 regulator filing, fundraising costs were about 2% of total expenditure and combined overheads (fundraising plus governance) were about 5% of total expenditure at Central Trust. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Central Trust's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Central Trust receive? +

Central Trust reported £731k total income in its 2023 accounts, based on UK regulator filings. Five-year trend: stable.

Are Central Trust's accounts up to date? +

Filing status: missing (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Central Trust based? +

Central Trust is listed at London · UK-wide · E18 1AN and operates UK-wide, focused on religion.

How does CharityCompare score Central Trust? +

We calculate a Clarity Score of 0–100 from four pillars in Central Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? +

This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Central Trust's most recent accounts cover 2023. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.