--- title: "Whitehaven Community Trust Limited rating | CharityCompare" description: "Is Whitehaven Community Trust Limited a legitimate UK charity? Clarity Score 77/100. Accounts 2024: income £593k · 97% on charitable activities. Reg 1060245." source: https://www.charitycompare.org.uk/charity/whitehaven-community-trust-limited retrieved: 2026-08-18T04:11:32.373Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Whitehaven Community Trust Limited a good charity? Whitehaven Community Trust Limited scores 77/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£593k total income, 97% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. Carlisle · CA28 7AL | Reg [1060245](https://www.charitycompare.org.uk/charity/whitehaven-community-trust-limited) | Registered charity | [Official website](https://www.wct-whitehaven.co.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1060245) Donate ## How can you give to WHITEHAVEN COMMUNITY TRUST LIMITED? You leave CharityCompare to complete a donation on the official WHITEHAVEN COMMUNITY TRUST LIMITED form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.wct-whitehaven.co.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1060245) ## What does Whitehaven Community Trust Limited do? Whitehaven Community Trust Limited is a registered charity (no. 1060245) working in poverty relief in Carlisle · CA28 7AL. Its latest Charity Commission filing directs 97% of spending to charitable activities, holding roughly 27 months of reserves, though its recent accounts were filed late. Reported income has been growing (≈6% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Whitehaven Community Trust Limited hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=whitehaven-community-trust-limited) **In short:** WHITEHAVEN COMMUNITY TRUST LIMITED scores 77 out of 100 (4 stars). 97% average program spend (Latest year, disclosed years only). Review the pillar breakdown below. ## What is Whitehaven Community Trust Limited? Whitehaven Community Trust Limited has a Clarity Score of 77 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1060245. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2024: total income £593k, with 97% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 27 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 77/100 4★ · Good Cause spend 97% latest year · charitable activities Accountability 75/100 Finance beacon Income £593k Latest year 2024 Reserves 27 mo Months of running costs Accounts filing Late Check register £90.5 raised per £1 fundraising (latest year) · 2% overhead · Website on register · Confidence: medium ## How does WHITEHAVEN COMMUNITY TRUST LIMITED compare? Clarity Score percentile against similar UK charities — the share of peers WHITEHAVEN COMMUNITY TRUST LIMITED scores higher than. Income band (£500k–£1m)41stpercentile **Scores higher than 41% of 2,187 charities in its income band** · 77/100 vs 79 peer average (marker). Poverty relief charities41stpercentile **Scores higher than 41% of 1,502 charities in this cause** · 77/100 vs 78 peer average (marker). ## How reliable is Whitehaven Community Trust Limited's data? Source Charity Commission (England & Wales) Accounts year 2024 Filing date 24 June 2026 Profile reviewed 17 July 2026 Medium confidence — some data missing or late Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Whitehaven Community Trust Limited's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 75/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 6 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 90/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 87% | 27 months · 13/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 12% · 4/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 97% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 1p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Whitehaven Community Trust Limited's Clarity Score? 77/100 total · Good · 4 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 75/100 Accountability & Transparency 90/100 Financial Health 100/100 Financial Efficiency 0/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 75/100 Filing history (5 years)5/15 pts Trustee oversight6 trustees · 15/15 pts Declared policies10/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 90/100 Reserves (months of cash)27 months · 13/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets12% · 4/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio97% · 10/10 pts (3-year average) Fundraising efficiency1p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 Volunteer-to-staff ratioNot reported · 0/10 pts ## How much does Whitehaven Community Trust Limited raise and spend? Latest filed year 2024 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £593k | — | | Total expenditure | £481k | — | | Charitable activities | £465k | 97% | | Fundraising | £16k | 3% | | Governance & admin | £15k | 3% | 97%On charitable activities ## Where does the money go? Latest accounts (2024) · £481k spent - Charitable activities97% · £465k - Fundraising3% · £16k - Governance3% · £15k ## What trust indicators does Whitehaven Community Trust Limited have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - — Accounts filed on time Filing status: late - ✓ Trustee board size (3–12) 6 trustees on the Charity Commission register Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 1060245 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1060245) ### Trustees & officers - NORMAN CLARKSON - DAVID LORD Chair - JANE NICOLSON - MARTIN PARLETT since 2014 - Kurt Canfield since 2025 - Michael Graham since 2025 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Whitehaven Community Trust Limited's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Whitehaven Community Trust Limited? Overall score 77/100 (4★) Income £593k Cause spend 97% of expenditure Reg number 1060245 Scope Local (carlisle) Reserves 27 months Trustees 6 Accounts year 2024 Filing late ## How does WHITEHAVEN COMMUNITY TRUST LIMITED compare, and where else can you look? [Compare WHITEHAVEN COMMUNITY TRUST LIMITED with others](https://www.charitycompare.org.uk/compare-charities?ids=whitehaven-community-trust-limited) [More poverty relief charities](https://www.charitycompare.org.uk/browse/poverty) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where WHITEHAVEN COMMUNITY TRUST LIMITED sits The causes this charity is classified under, and other charities working nearby. - [poverty charities](https://www.charitycompare.org.uk/browse/poverty) - [homelessness charities](https://www.charitycompare.org.uk/browse/homelessness) - [disability charities](https://www.charitycompare.org.uk/browse/disability) - [health charities](https://www.charitycompare.org.uk/browse/health) - [Charities in Carlisle](https://www.charitycompare.org.uk/cities/carlisle) ### Similar poverty relief charities Top-rated peers by CharityCompare score - [AMOS TRUST](https://www.charitycompare.org.uk/charity/amos-trust) 100/100 · £2.6m - [SUFRA - NW LONDON](https://www.charitycompare.org.uk/charity/sufra-nw-london) 100/100 · £1.7m - [WILDERNESS FOUNDATION UK](https://www.charitycompare.org.uk/charity/wilderness-foundation-uk) 100/100 · £1.6m - [BIRMINGHAM CITY MISSION](https://www.charitycompare.org.uk/charity/birmingham-city-mission) 100/100 · £1.4m ## How can you share Whitehaven Community Trust Limited's rating? Share: [X](https://twitter.com/intent/tweet?text=Whitehaven%20Community%20Trust%20Limited%20%E2%80%94%2077%2F100%20Clarity%20Score%20on%20CharityCompare&url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fwhitehaven-community-trust-limited)[LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fwhitehaven-community-trust-limited)[Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fwhitehaven-community-trust-limited)[Bluesky](https://bsky.app/intent/compose?text=Whitehaven%20Community%20Trust%20Limited%20%E2%80%94%2077%2F100%20Clarity%20Score%20on%20CharityCompare%20https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fwhitehaven-community-trust-limited) Copy link Print / save as PDFOpens a printer-friendly view of this profile for Whitehaven Community Trust Limited. For this charity ## How do you add Whitehaven Community Trust Limited's rating to your site? Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 77/100 ★★★★★](https://www.charitycompare.org.uk/charity/whitehaven-community-trust-limited) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 77/100 ★★★★★ Copy code ## What red flags does Whitehaven Community Trust Limited have? ## Frequently asked questions Common questions about Whitehaven Community Trust Limited's rating, finances, and Charity Commission status. Is Whitehaven Community Trust Limited a good charity? + Whitehaven Community Trust Limited scores 77 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 97% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Whitehaven Community Trust Limited a legitimate charity? + Yes — Whitehaven Community Trust Limited is a legitimate registered charity (charity number 1060245). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1060245. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Whitehaven Community Trust Limited's charity number? + Whitehaven Community Trust Limited's charity number is 1060245. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Whitehaven Community Trust Limited's charity rating? + Whitehaven Community Trust Limited scores 77 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Whitehaven Community Trust Limited have reviews and complaints? + CharityCompare does not host public user reviews for Whitehaven Community Trust Limited. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Whitehaven Community Trust Limited? + According to its 2024 regulator filing, 97% of Whitehaven Community Trust Limited's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Whitehaven Community Trust Limited's overheads? + According to its 2024 regulator filing, fundraising costs were about 3% of total expenditure and combined overheads (fundraising plus governance) were about 2% of total expenditure at Whitehaven Community Trust Limited. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Whitehaven Community Trust Limited's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Whitehaven Community Trust Limited receive? + Whitehaven Community Trust Limited reported £593k total income in its 2024 accounts, based on UK regulator filings. Five-year trend: growing. Are Whitehaven Community Trust Limited's accounts up to date? + Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Whitehaven Community Trust Limited based? + Whitehaven Community Trust Limited is listed at Carlisle · CA28 7AL, focused on poverty relief. How does CharityCompare score Whitehaven Community Trust Limited? + We calculate a Clarity Score of 0–100 from four pillars in Whitehaven Community Trust Limited's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Whitehaven Community Trust Limited's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.