--- title: "Oshwal Association of the UK charity rating | CharityCompare" description: "Is Oshwal Association of the UK a legitimate UK charity? Clarity Score 50/100. Accounts 2025: income £2.1m · 22% on charitable activities. Reg 267037." source: https://www.charitycompare.org.uk/charity/oshwal-association-of-the-uk retrieved: 2026-08-18T02:07:57.050Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Oshwal Association of the UK a good charity? Oshwal Association of the UK scores 50/100 (2 stars, Poor) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£2.1m total income, 22% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. London · UK-wide · EN6 4DG | Reg [267037](https://www.charitycompare.org.uk/charity/oshwal-association-of-the-uk) | Registered charity | [Official website](https://www.oshwal.org/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/267037) Donate ## How can you give to OSHWAL ASSOCIATION OF THE UK? You leave CharityCompare to complete a donation on the official OSHWAL ASSOCIATION OF THE UK form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.oshwal.org/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=267037) ## What does Oshwal Association of the UK do? Oshwal Association of the UK is a registered charity (no. 267037) working in international aid across the United Kingdom. Its latest Charity Commission filing directs 22% of spending to charitable activities, holding roughly 166 months of reserves, though its recent accounts were filed late. Reported income has been growing (≈11% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Oshwal Association of the UK hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=oshwal-association-of-the-uk) **In short:** OSHWAL ASSOCIATION OF THE UK scores 50 out of 100 (2 stars). 22% average program spend (3-year average). Review the pillar breakdown below. ## What is Oshwal Association of the UK? Oshwal Association of the UK has a Clarity Score of 50 out of 100 on CharityCompare (2 stars, Poor). Charity Commission registration number 267037. Status: Registered. Primary cause area: International aid. Latest accounts year 2025: total income £2.1m, with 22% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 166 months of operating costs. 3 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 50/100 2★ · Poor Cause spend 22% 3-yr avg · charitable activities Accountability 68/100 Finance beacon Income £2.1m Latest year 2025 Reserves 166 mo Months of running costs Accounts filing Late Check register £1.7 raised per £1 fundraising (3-yr avg) · 74% overhead · Website on register · Confidence: medium ## How does OSHWAL ASSOCIATION OF THE UK compare? Clarity Score percentile against similar UK charities — the share of peers OSHWAL ASSOCIATION OF THE UK scores higher than. Income band (£1m–£5m)3rdpercentile **Scores higher than 3% of 2,776 charities in its income band** · 50/100 vs 78 peer average (marker). International aid charities4thpercentile **Scores higher than 4% of 618 charities in this cause** · 50/100 vs 75 peer average (marker). ## How reliable is Oshwal Association of the UK's data? Source Charity Commission (England & Wales) Accounts year 2025 Filing date 24 June 2026 Profile reviewed 17 July 2026 Medium confidence — some data missing or late Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Oshwal Association of the UK's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 68/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 12 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 43/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | 166 months · 0/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 80% | 8/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 2% · 5/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 0/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 0% | 22% · 0/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 0% | 59p per £1 income · 0/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 100/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 250 volunteers / 9 staff · 10/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Oshwal Association of the UK's Clarity Score? 50/100 total · Poor · 2 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 68/100 Accountability & Transparency 43/100 Financial Health 0/100 Financial Efficiency 100/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 68/100 Filing history (5 years)5/15 pts Trustee oversight12 trustees · 15/15 pts Declared policies7/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 43/100 Reserves (months of cash)166 months · 0/15 pts Income stability / growth8/10 pts · 3-year average Liabilities to assets2% · 5/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 0/100 Program expense ratio22% · 0/10 pts (3-year average) Fundraising efficiency59p per £1 income · 0/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 100/100 Volunteer-to-staff ratio250 volunteers / 9 staff · 10/10 pts ## How much does Oshwal Association of the UK raise and spend? Latest filed year 2025 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £2.1m | — | | Total expenditure | £1.7m | — | | Charitable activities | £408k | 23% | | Fundraising | £1.3m | 75% | | Governance & admin | £70k | 4% | 23%On charitable activities ## Where does the money go? Latest accounts (2025) · £1.7m spent - Charitable activities23% · £408k - Fundraising75% · £1.3m - Governance4% · £70k ## What trust indicators does Oshwal Association of the UK have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - — Accounts filed on time Filing status: late - ✓ Trustee board size (3–12) 12 trustees on the Charity Commission register - ✓ Workforce on register 9 employees · 250 volunteers (28:1 volunteer-to-staff) Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 267037 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/267037) ### Trustees & officers - Nipun Premchand Shah since 2022 - Irene Marjorie Shah since 2022 - Umesh Shah since 2024 - Deepak Harania since 2024 - Rahul Shah since 2024 - Paren Shah since 2025 - Hiteshree Shah since 2026 - Rahul Haria since 2026 - Bharatkumar Shah since 2026 - Prafula Shah since 2026 - Pankaj Shah since 2026 - Hiten Panachand Savla since 2026 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Oshwal Association of the UK's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Oshwal Association of the UK? Overall score 50/100 (2★) Income £2.1m Cause spend 22% of expenditure Reg number 267037 Scope UK-wide Reserves 166 months Trustees 12 Accounts year 2025 Filing late ## How does OSHWAL ASSOCIATION OF THE UK compare, and where else can you look? [Compare OSHWAL ASSOCIATION OF THE UK with others](https://www.charitycompare.org.uk/compare-charities?ids=oshwal-association-of-the-uk) [More international aid charities](https://www.charitycompare.org.uk/browse/international) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where OSHWAL ASSOCIATION OF THE UK sits The causes this charity is classified under, and other charities working nearby. - [international charities](https://www.charitycompare.org.uk/browse/international) - [poverty charities](https://www.charitycompare.org.uk/browse/poverty) - [disability charities](https://www.charitycompare.org.uk/browse/disability) - [religion charities](https://www.charitycompare.org.uk/browse/religion) - [Charities in London](https://www.charitycompare.org.uk/cities/london) - [international charities in London](https://www.charitycompare.org.uk/browse/international/london) ### Similar international aid charities Top-rated peers by CharityCompare score - [THE ZAHRA TRUST](https://www.charitycompare.org.uk/charity/the-zahra-trust) 100/100 · £5.9m - [ORISON CHARITABLE TRUST](https://www.charitycompare.org.uk/charity/orison-charitable-trust) 100/100 · £2.8m - [HELP THE NEEDY CHARITABLE TRUST](https://www.charitycompare.org.uk/charity/help-the-needy-charitable-trust) 100/100 · £2.6m - [MAJLIS ANSARULLAH (UK) LTD](https://www.charitycompare.org.uk/charity/majlis-ansarullah-uk-ltd) 100/100 · £1.9m ## How can you share Oshwal Association of the UK's rating? 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Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 50/100 ★★★★★](https://www.charitycompare.org.uk/charity/oshwal-association-of-the-uk) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 50/100 ★★★★★ Copy code ## What red flags does Oshwal Association of the UK have? ## Frequently asked questions Common questions about Oshwal Association of the UK's rating, finances, and Charity Commission status. Is Oshwal Association of the UK a good charity? + Oshwal Association of the UK scores 50 out of 100 (2 stars — Poor) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 22% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Oshwal Association of the UK a legitimate charity? + Yes — Oshwal Association of the UK is a legitimate registered charity (charity number 267037). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/267037. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Oshwal Association of the UK's charity number? + Oshwal Association of the UK's charity number is 267037. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Oshwal Association of the UK's charity rating? + Oshwal Association of the UK scores 50 out of 100 on CharityCompare (2 stars — Poor). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Oshwal Association of the UK have reviews and complaints? + CharityCompare does not host public user reviews for Oshwal Association of the UK. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (3 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Oshwal Association of the UK? + According to its 2025 regulator filing, 22% of Oshwal Association of the UK's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Oshwal Association of the UK's overheads? + According to its 2025 regulator filing, fundraising costs were about 70% of total expenditure and combined overheads (fundraising plus governance) were about 74% of total expenditure at Oshwal Association of the UK. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Oshwal Association of the UK's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Oshwal Association of the UK receive? + Oshwal Association of the UK reported £2.1m total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing. Are Oshwal Association of the UK's accounts up to date? + Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Oshwal Association of the UK based? + Oshwal Association of the UK is listed at London · UK-wide · EN6 4DG and operates UK-wide, focused on international aid. How does CharityCompare score Oshwal Association of the UK? + We calculate a Clarity Score of 0–100 from four pillars in Oshwal Association of the UK's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Oshwal Association of the UK's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.