--- title: "Future Dreams Trust Limited charity rating | CharityCompare" description: "Is Future Dreams Trust Limited a legitimate UK charity? Clarity Score 70/100. Accounts 2024: income £2.1m · 62% on charitable activities. Reg 1123526." source: https://www.charitycompare.org.uk/charity/future-dreams-trust-limited retrieved: 2026-08-18T05:01:42.729Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Future Dreams Trust Limited a good charity? Future Dreams Trust Limited scores 70/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£2.1m total income, 62% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. London · UK-wide · WC1H 8BB | Reg [1123526](https://www.charitycompare.org.uk/charity/future-dreams-trust-limited) | Registered charity | [Official website](https://www.futuredreams.org.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1123526) Donate ## How can you give to FUTURE DREAMS TRUST LIMITED? You leave CharityCompare to complete a donation on the official FUTURE DREAMS TRUST LIMITED form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.futuredreams.org.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1123526) ## What does Future Dreams Trust Limited do? Future Dreams Trust Limited is a registered charity (no. 1123526) working in health across the United Kingdom. Its latest Charity Commission filing directs 62% of spending to charitable activities, holding roughly 6 months of reserves, though its recent accounts were filed late. Reported income has been growing (≈51% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Future Dreams Trust Limited hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=future-dreams-trust-limited) **In short:** FUTURE DREAMS TRUST LIMITED scores 70 out of 100 (3 stars). 62% average program spend (3-year average). Review the pillar breakdown below. ## What is Future Dreams Trust Limited? Future Dreams Trust Limited has a Clarity Score of 70 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 1123526. Status: Registered. Primary cause area: Health. Latest accounts year 2024: total income £2.1m, with 62% of expenditure on charitable activities. Accounts filing: late. Reserves: approximately 6 months of operating costs. 2 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 70/100 3★ · Needs improvement Cause spend 62% 3-yr avg · charitable activities Accountability 68/100 Finance beacon Income £2.1m Latest year 2024 Reserves 6 mo Months of running costs Accounts filing Late Check register £2.7 raised per £1 fundraising (3-yr avg) · 41% overhead · Website on register · Confidence: medium ## How does FUTURE DREAMS TRUST LIMITED compare? Clarity Score percentile against similar UK charities — the share of peers FUTURE DREAMS TRUST LIMITED scores higher than. Income band (£1m–£5m)26thpercentile **Scores higher than 26% of 2,776 charities in its income band** · 70/100 vs 78 peer average (marker). Health charities32ndpercentile **Scores higher than 32% of 528 charities in this cause** · 70/100 vs 76 peer average (marker). ## How reliable is Future Dreams Trust Limited's data? Source Charity Commission (England & Wales) Accounts year 2024 Filing date 24 June 2026 Profile reviewed 17 July 2026 Medium confidence — some data missing or late Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Future Dreams Trust Limited's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 68/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 10 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 97/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 6 months · 15/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 11% · 4/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 20/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 30% | 62% · 3/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 10% | 37p per £1 income · 1/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 100/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 40 volunteers / 13 staff · 10/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Future Dreams Trust Limited's Clarity Score? 70/100 total · Needs improvement · 3 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 68/100 Accountability & Transparency 97/100 Financial Health 20/100 Financial Efficiency 100/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 68/100 Filing history (5 years)5/15 pts Trustee oversight10 trustees · 15/15 pts Declared policies7/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 97/100 Reserves (months of cash)6 months · 15/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets11% · 4/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 20/100 Program expense ratio62% · 3/10 pts (3-year average) Fundraising efficiency37p per £1 income · 1/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 100/100 Volunteer-to-staff ratio40 volunteers / 13 staff · 10/10 pts ## How much does Future Dreams Trust Limited raise and spend? Latest filed year 2024 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £2.1m | — | | Total expenditure | £2.1m | — | | Charitable activities | £1.4m | 67% | | Fundraising | £662k | 32% | | Governance & admin | £120k | 6% | 67%On charitable activities ## Where does the money go? Latest accounts (2024) · £2.1m spent - Charitable activities67% · £1.4m - Fundraising32% · £662k - Governance6% · £120k ## What trust indicators does Future Dreams Trust Limited have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - — Accounts filed on time Filing status: late - ✓ Trustee board size (3–12) 10 trustees on the Charity Commission register - ✓ Workforce on register 13 employees · 40 volunteers (3:1 volunteer-to-staff) Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 1123526 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1123526) ### Trustees & officers - SPENCER ADAM LESLIE - Philippa Brown since 2015 - Pamela Joyce Healy since 2016 - Dr JOANNA FRANKS since 2016 - DALE HENRY since 2012 - FHARAT RAJA since 2022 - Philippa Lambert since 2023 - Ella Louise d'Amato since 2023 - Susan Fox since 2025 - Dawn Cameron since 2025 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Future Dreams Trust Limited's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Future Dreams Trust Limited? Overall score 70/100 (3★) Income £2.1m Cause spend 62% of expenditure Reg number 1123526 Scope UK-wide Reserves 6 months Trustees 10 Accounts year 2024 Filing late ## How does FUTURE DREAMS TRUST LIMITED compare, and where else can you look? [Compare FUTURE DREAMS TRUST LIMITED with others](https://www.charitycompare.org.uk/compare-charities?ids=future-dreams-trust-limited) [More health charities](https://www.charitycompare.org.uk/browse/health) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where FUTURE DREAMS TRUST LIMITED sits The causes this charity is classified under, and other charities working nearby. - [health charities](https://www.charitycompare.org.uk/browse/health) - [children charities](https://www.charitycompare.org.uk/browse/children) - [elderly charities](https://www.charitycompare.org.uk/browse/elderly) - [disability charities](https://www.charitycompare.org.uk/browse/disability) - [Charities in London](https://www.charitycompare.org.uk/cities/london) - [health charities in London](https://www.charitycompare.org.uk/browse/health/london) ### Similar health charities Top-rated peers by CharityCompare score - [THE MOST VENERABLE ORDER OF THE HOSPITAL OF ST JOHN OF JERUSALEM (THE ORDER OF ST JOHN)](https://www.charitycompare.org.uk/charity/the-most-venerable-order-of-the-hospital-of-st-john-of-jerusalem-the-order-of-st-john) 100/100 · £2.4m - [THE FARMING COMMUNITY NETWORK](https://www.charitycompare.org.uk/charity/the-farming-community-network) 100/100 · £1.8m - [KIDS MATTER](https://www.charitycompare.org.uk/charity/kids-matter) 100/100 · £795k - [WOMANKIND](https://www.charitycompare.org.uk/charity/womankind) 100/100 · £731k ## How can you share Future Dreams Trust Limited's rating? 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Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 70/100 ★★★★★](https://www.charitycompare.org.uk/charity/future-dreams-trust-limited) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 70/100 ★★★★★ Copy code ## What red flags does Future Dreams Trust Limited have? ## Frequently asked questions Common questions about Future Dreams Trust Limited's rating, finances, and Charity Commission status. Is Future Dreams Trust Limited a good charity? + Future Dreams Trust Limited scores 70 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 62% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Future Dreams Trust Limited a legitimate charity? + Yes — Future Dreams Trust Limited is a legitimate registered charity (charity number 1123526). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1123526. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Future Dreams Trust Limited's charity number? + Future Dreams Trust Limited's charity number is 1123526. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Future Dreams Trust Limited's charity rating? + Future Dreams Trust Limited scores 70 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Future Dreams Trust Limited have reviews and complaints? + CharityCompare does not host public user reviews for Future Dreams Trust Limited. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (2 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Future Dreams Trust Limited? + According to its 2024 regulator filing, 62% of Future Dreams Trust Limited's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Future Dreams Trust Limited's overheads? + According to its 2024 regulator filing, fundraising costs were about 38% of total expenditure and combined overheads (fundraising plus governance) were about 41% of total expenditure at Future Dreams Trust Limited. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Future Dreams Trust Limited's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Future Dreams Trust Limited receive? + Future Dreams Trust Limited reported £2.1m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: growing. Are Future Dreams Trust Limited's accounts up to date? + Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Future Dreams Trust Limited based? + Future Dreams Trust Limited is listed at London · UK-wide · WC1H 8BB and operates UK-wide, focused on health. How does CharityCompare score Future Dreams Trust Limited? + We calculate a Clarity Score of 0–100 from four pillars in Future Dreams Trust Limited's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Future Dreams Trust Limited's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.