--- title: "The Hiscox Foundation rating & legitimacy | CharityCompare" description: "Is The Hiscox Foundation a legitimate UK charity? Clarity Score 75/100. Accounts 2025: income £1.7m · 98% on charitable activities. Reg 327635." source: https://www.charitycompare.org.uk/charity/the-hiscox-foundation retrieved: 2026-08-18T02:07:01.498Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is The Hiscox Foundation a good charity? The Hiscox Foundation scores 75/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£1.7m total income, 98% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. London · UK-wide · EC2N 4BQ | Reg [327635](https://www.charitycompare.org.uk/charity/the-hiscox-foundation) | Registered charity | [Official website](https://www.hiscoxgroup.com/hiscox-foundation-uk) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/327635) Donate ## How can you give to THE HISCOX FOUNDATION? You leave CharityCompare to complete a donation on the official THE HISCOX FOUNDATION form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.hiscoxgroup.com/hiscox-foundation-uk?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=327635) ## What does The Hiscox Foundation do? The Hiscox Foundation is a registered charity (no. 327635) working in environment across the United Kingdom. Its latest Charity Commission filing directs 98% of spending to charitable activities, holding roughly 99 months of reserves, and files its annual accounts on time. Reported income changed sharply in 2024 (likely a merger, transfer or reporting change) — year-on-year trend labels are not meaningful across that step. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — The Hiscox Foundation hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=the-hiscox-foundation) **In short:** THE HISCOX FOUNDATION scores 75 out of 100 (4 stars). 98% average program spend (2-year average, disclosed years only). Filings are up to date with no major concerns. ## What is The Hiscox Foundation? The Hiscox Foundation has a Clarity Score of 75 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 327635. Status: Registered. Primary cause area: Environment. Latest accounts year 2025: total income £1.7m, with 98% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 99 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 75/100 4★ · Good Cause spend 98% 2-yr avg · charitable activities Accountability 100/100 Finance beacon Income £1.7m Latest year 2025 Reserves 99 mo Months of running costs Accounts filing On time Charity Commission £77.9 raised per £1 fundraising (2-yr avg) · 5% overhead · Website on register · Confidence: high ## How does THE HISCOX FOUNDATION compare? Clarity Score percentile against similar UK charities — the share of peers THE HISCOX FOUNDATION scores higher than. Income band (£1m–£5m)38thpercentile **Scores higher than 38% of 2,776 charities in its income band** · 75/100 vs 78 peer average (marker). Environment charities45thpercentile **Scores higher than 45% of 460 charities in this cause** · 75/100 vs 76 peer average (marker). ## How reliable is The Hiscox Foundation's data? Source Charity Commission (England & Wales) Accounts year 2025 Filing date 24 June 2026 Profile reviewed 17 July 2026 High confidence — complete filing data Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is The Hiscox Foundation's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 100/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 7 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 50/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | 99 months · 0/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 1% · 5/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 98% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 1p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is The Hiscox Foundation's Clarity Score? 75/100 total · Good · 4 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 100/100 Accountability & Transparency 50/100 Financial Health 100/100 Financial Efficiency 0/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 100/100 Filing history (5 years)15/15 pts Trustee oversight7 trustees · 15/15 pts Declared policies10/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 50/100 Reserves (months of cash)99 months · 0/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets1% · 5/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio98% · 10/10 pts (3-year average) Fundraising efficiency1p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 Volunteer-to-staff ratioNot reported · 0/10 pts ## How much does The Hiscox Foundation raise and spend? Latest filed year 2025 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £1.7m | — | | Total expenditure | £1.2m | — | | Charitable activities | £1.2m | 98% | | Fundraising | £24k | 2% | | Governance & admin | £79k | 7% | 98%On charitable activities ## Where does the money go? Latest accounts (2025) · £1.2m spent - Charitable activities98% · £1.2m - Fundraising2% · £24k - Governance7% · £79k ## What trust indicators does The Hiscox Foundation have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - ✓ Accounts filed on time up to date · last filing 24 June 2026 - ✓ Trustee board size (3–12) 7 trustees on the Charity Commission register Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 327635 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/327635) ### Trustees & officers - Craig Martindale since 2019 - Lee Turner since 2021 - Nick Orton since 2021 - Lucy Hensher since 2021 - Keeley Davies since 2022 - Vanessa Louise Newbury since 2022 - Peter Lawrence Clarke Chair · since 2025 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have The Hiscox Foundation's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about The Hiscox Foundation? Overall score 75/100 (4★) Income £1.7m Cause spend 98% of expenditure Reg number 327635 Scope UK-wide Reserves 99 months Trustees 7 Accounts year 2025 Filing up to date ## How does THE HISCOX FOUNDATION compare, and where else can you look? [Compare THE HISCOX FOUNDATION with others](https://www.charitycompare.org.uk/compare-charities?ids=the-hiscox-foundation) [More environment charities](https://www.charitycompare.org.uk/browse/environment) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where THE HISCOX FOUNDATION sits The causes this charity is classified under, and other charities working nearby. - [environment charities](https://www.charitycompare.org.uk/browse/environment) - [education charities](https://www.charitycompare.org.uk/browse/education) - [community charities](https://www.charitycompare.org.uk/browse/community) - [children charities](https://www.charitycompare.org.uk/browse/children) - [Charities in London](https://www.charitycompare.org.uk/cities/london) - [environment charities in London](https://www.charitycompare.org.uk/browse/environment/london) ### Similar environment charities Top-rated peers by CharityCompare score - [ESSEX AND SUFFOLK RIVERS TRUST](https://www.charitycompare.org.uk/charity/essex-and-suffolk-rivers-trust) 100/100 · £963k - [GREAT WESTERN SOCIETY LIMITED](https://www.charitycompare.org.uk/charity/great-western-society-limited) 99/100 · £3.9m - [THE MID-NORFOLK RAILWAY PRESERVATION TRUST](https://www.charitycompare.org.uk/charity/the-mid-norfolk-railway-preservation-trust) 99/100 · £2.5m - [THE SHARPHAM TRUST](https://www.charitycompare.org.uk/charity/the-sharpham-trust) 99/100 · £2.2m ## How can you share The Hiscox Foundation's rating? Share: [X](https://twitter.com/intent/tweet?text=The%20Hiscox%20Foundation%20%E2%80%94%2075%2F100%20Clarity%20Score%20on%20CharityCompare&url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fthe-hiscox-foundation)[LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fthe-hiscox-foundation)[Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fthe-hiscox-foundation)[Bluesky](https://bsky.app/intent/compose?text=The%20Hiscox%20Foundation%20%E2%80%94%2075%2F100%20Clarity%20Score%20on%20CharityCompare%20https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fthe-hiscox-foundation) Copy link Print / save as PDFOpens a printer-friendly view of this profile for The Hiscox Foundation. For this charity ## How do you add The Hiscox Foundation's rating to your site? Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 75/100 ★★★★★](https://www.charitycompare.org.uk/charity/the-hiscox-foundation) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 75/100 ★★★★★ Copy code ## What red flags does The Hiscox Foundation have? ## Frequently asked questions Common questions about The Hiscox Foundation's rating, finances, and Charity Commission status. Is The Hiscox Foundation a good charity? + The Hiscox Foundation scores 75 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 98% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is The Hiscox Foundation a legitimate charity? + Yes — The Hiscox Foundation is a legitimate registered charity (charity number 327635). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/327635. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is The Hiscox Foundation's charity number? + The Hiscox Foundation's charity number is 327635. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is The Hiscox Foundation's charity rating? + The Hiscox Foundation scores 75 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does The Hiscox Foundation have reviews and complaints? + CharityCompare does not host public user reviews for The Hiscox Foundation. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches The Hiscox Foundation? + According to its 2025 regulator filing, 98% of The Hiscox Foundation's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are The Hiscox Foundation's overheads? + According to its 2025 regulator filing, fundraising costs were about 2% of total expenditure and combined overheads (fundraising plus governance) were about 5% of total expenditure at The Hiscox Foundation. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what The Hiscox Foundation's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does The Hiscox Foundation receive? + The Hiscox Foundation reported £1.7m total income in its 2025 accounts, based on UK regulator filings. Five-year trend: restructured. Are The Hiscox Foundation's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is The Hiscox Foundation based? + The Hiscox Foundation is listed at London · UK-wide · EC2N 4BQ and operates UK-wide, focused on environment. How does CharityCompare score The Hiscox Foundation? + We calculate a Clarity Score of 0–100 from four pillars in The Hiscox Foundation's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and The Hiscox Foundation's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.