--- title: "StepChange Debt Charity — check charity number SC046263 | CharityCompare" description: "Is StepChange Debt Charity a legitimate UK charity? Check charity number SC046263. the prevention or relief of poverty charity based in Outwith Scotland. Official OSCR record, key facts and how to claim the profile — on CharityCompare." source: https://www.charitycompare.org.uk/charity/stepchange-debt-charity-sc retrieved: 2026-08-19T16:14:14.996Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer StepChange Debt Charity is a registered charity (number SC046263) on the Office of the Scottish Charity Regulator (OSCR) register, so it is a legitimate, regulator-overseen organisation. It is registered for: the prevention or relief of poverty; the advancement of education. Its latest reported income was £64,519,000 (year ending 2025-12-31). CharityCompare shows its official register record below; a Clarity Score is added automatically once detailed filing history is available. ## What are the key facts about StepChange Debt Charity? Registered charity number SC046263 Status Registered (active) Charity type Company (the charity is registered with Companies House) Location Outwith Scotland Latest income (year ending 2025-12-31) £64,519,000 Website [www.stepchange.org](http://www.stepchange.org/) ## What does StepChange Debt Charity do? 3. The objects for which the Charity is established are:- 3.1 the prevention or relief of poverty amongst persons who are in debt (particularly in the United Kingdom) by:- (a) the provision of advice to assist such persons to re-schedule and refinance their borrowings. (b) the provision of financial education to enable such persons to manage their finances more effectively. (c) the establishment and support of counselling services to which such persons may resort for advice on debt matters generally. (d) the establishment of an insolvency practice to which such persons may resort as an altern… ## What causes is StepChange Debt Charity registered for? the prevention or relief of povertythe advancement of education ## Why is there no Clarity Score for StepChange Debt Charity yet? The Clarity Score is computed from full financial filing history. StepChange Debt Charity is on the official register but outside the detailed-filing group we currently score (or awaiting its first filings), so we show its official register record instead of a rating. Its score appears automatically once enough filing data exists — never by payment. [How scoring works](https://www.charitycompare.org.uk/methodology) ## Is this your charity? Claim this profile free to add your own description, correct details, or respond publicly. Optional [partner plans](https://www.charitycompare.org.uk/partners) add your logo, photos, verified badge and supporter features — claiming itself is always free and never changes any score. [Claim this profile — free](https://www.charitycompare.org.uk/claim?charity=stepchange-debt-charity-sc&type=claim) [Visit charity website](http://www.stepchange.org/) ## Frequently asked questions Is StepChange Debt Charity a legitimate charity? Yes. StepChange Debt Charity is a legitimate registered charity (charity number SC046263) regulated by the Office of the Scottish Charity Regulator (OSCR). You can verify it on the official register. Registration proves status — it is not a Clarity Score or an impact rating. What is StepChange Debt Charity's charity number? StepChange Debt Charity's charity number is SC046263. Check that number on the OSCR register or this CharityCompare profile before you donate. How do I check charity number SC046263? Search SC046263 on the Office of the Scottish Charity Regulator (OSCR) register or on CharityCompare. Confirm the registered name matches the organisation asking for money — scammers sometimes reuse real charity numbers. What does StepChange Debt Charity do? 3. The objects for which the Charity is established are:- 3.1 the prevention or relief of poverty amongst persons who are in debt (particularly in the United Kingdom) by:- (a) the provision of advice to assist such persons to re-schedule and refinance their borrowings. (b) the provision of financial education to enable such persons to manage their finances more effectively. (c) the establishment and support of counselling services to which such persons may resort for advice on debt matters generally. (d) the establishment of an insolvency practice to which such persons may resort as an altern… Does StepChange Debt Charity have reviews and complaints? CharityCompare does not host public user reviews for StepChange Debt Charity. This basic profile confirms registration and register facts. Rated charities also show a filing-based Clarity Score. For formal complaints, contact the Office of the Scottish Charity Regulator (OSCR) or the Fundraising Regulator as appropriate. How can I donate to StepChange Debt Charity? StepChange Debt Charity's website is http://www.stepchange.org — donate there directly so the charity receives the full amount. CharityCompare never takes a commission on donations. Source: Office of the Scottish Charity Regulator (OSCR) register extract dated 2026-08-07, used under the [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). Always verify current details on the [official register entry](https://www.oscr.org.uk/about-charities/search-the-register/charity-details?number=SC046263).