---
title: "St Andrew's Community Network rating | CharityCompare"
description: "Is St Andrew"
source: https://www.charitycompare.org.uk/charity/st-andrew-s-community-network
retrieved: 2026-08-18T06:37:23.925Z
license: "Charity data © Crown copyright, Open Government Licence v3.0"
---

Quick answer

## Is St Andrew's Community Network a good charity?

St Andrew's Community Network scores 80/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£719k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Liverpool · L13 9BR |
Reg [1105307](https://www.charitycompare.org.uk/charity/st-andrew-s-community-network) | Registered charity | [Official website](https://www.standrewslive.org.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1105307)

Donate

## How can you give to ST ANDREW'S COMMUNITY NETWORK?

You leave CharityCompare to complete a donation on the official ST ANDREW'S COMMUNITY NETWORK form. We do not process payments or take commission. Opens their official online donation form.

[Donate](https://www.standrewslive.org.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1105307)

## What does St Andrew's Community Network do?

St Andrew's Community Network is a registered charity (no. 1105307) working in poverty relief in Liverpool · L13 9BR. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 1 month of reserves, and files its annual accounts on time. Reported income has been declining (≈17% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — St Andrew's Community Network hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=st-andrew-s-community-network)

**In short:** ST ANDREW'S COMMUNITY NETWORK scores 80 out of 100 (4 stars). 100% average program spend (Latest year, disclosed years only). Filings are up to date with no major concerns.

## What is St Andrew's Community Network?

St Andrew's Community Network has a Clarity Score of 80 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1105307. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2025: total income £719k, with 100% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 1 month of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026.

Overall score

80/100

4★ · Good

Cause spend

100%

latest year · charitable activities

Accountability

100/100

Finance beacon

Income

£719k

Latest year 2025

Reserves

1 mo

1 month of running costs

Accounts filing

On time

Charity Commission

Fundraising efficiency not stated ·
1% overhead · Website on register ·
Confidence: high

## How does ST ANDREW'S COMMUNITY NETWORK compare?

Clarity Score percentile against similar UK charities — the share of peers ST ANDREW'S COMMUNITY NETWORK scores higher than.

Income band (£500k–£1m)49thpercentile

**Scores higher than 49% of 2,187 charities in its income band** · 80/100 vs 79 peer average (marker).

Poverty relief charities51stpercentile

**Scores higher than 51% of 1,502 charities in this cause** · 80/100 vs 78 peer average (marker).

## How reliable is St Andrew's Community Network's data?

Source

Charity Commission (England & Wales)

Accounts year

2025

Filing date

24 June 2026

Profile reviewed

17 July 2026

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources:
[Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/),
[Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and
[Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/).
[Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/).

## What is St Andrew's Community Network's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 7 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts |

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

33/100
| Metric | Score | Value |
| --- | --- | --- |
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 33% | 1 month · 5/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 0% | 0/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 5% · 5/5 pts |

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 100% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) |

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 300 volunteers / 15 staff · 10/10 pts |

[How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology)

## What is St Andrew's Community Network's Clarity Score?

80/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100

Accountability & Transparency

33/100

Financial Health

100/100

Financial Efficiency

100/100

Community Support

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts

Trustee oversight7 trustees · 15/15 pts

Declared policies10/10 pts

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

33/100

Reserves (months of cash)1 month · 5/15 pts

Income stability / growth0/10 pts · 3-year average

Liabilities to assets5% · 5/5 pts

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio100% · 10/10 pts (3-year average)

Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio300 volunteers / 15 staff · 10/10 pts

## How much does St Andrew's Community Network raise and spend?

Latest filed year 2025 · Source: Charity Commission filings
| Category | Amount | % of spend |
| --- | --- | --- |
| Total income | £719k | — |
| Total expenditure | £916k | — |
| Charitable activities | Not disclosed | — |

## Where does the money go?

Latest accounts (2025) · £916k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

## What trust indicators does St Andrew's Community Network have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

- ✓ Accounts filed on time

up to date · last filing 24 June 2026

- ✓ Trustee board size (3–12)

7 trustees on the Charity Commission register

- ✓ Workforce on register

15 employees · 300 volunteers (20:1 volunteer-to-staff)

Fundraising Regulator

Not listed as member

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

[Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/)

Official register

Reg 1105307

Full trustee list, accounts, and regulatory history on the Charity Commission.

[View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1105307)

### Trustees & officers

- Beryl Bellew since 2014
- Andy Pollard Chair · since 2016
- Michelle Addis since 2017
- Pauline Copland since 2022
- Rev Will Gibbons since 2023
- Martin Dean since 2025
- Christopher Shelley since 2025

100
How we score charities
+The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

[Full methodology →](https://www.charitycompare.org.uk/methodology)

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

## How have St Andrew's Community Network's finances changed over five years?

- Income
- Spending
- Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

## What are the key facts about St Andrew's Community Network?

Overall score

80/100 (4★)

Income

£719k

Cause spend

100% of expenditure

Reg number

1105307

Scope

Local (liverpool)

Reserves

1 month

Trustees

7

Accounts year

2025

Filing

up to date

## How does ST ANDREW'S COMMUNITY NETWORK compare, and where else can you look?

[Compare ST ANDREW'S COMMUNITY NETWORK with others](https://www.charitycompare.org.uk/compare-charities?ids=st-andrew-s-community-network) [More poverty relief charities](https://www.charitycompare.org.uk/browse/poverty) [How we score charities](https://www.charitycompare.org.uk/methodology)

### Where ST ANDREW'S COMMUNITY NETWORK sits

The causes this charity is classified under, and other charities working nearby.

- [poverty charities](https://www.charitycompare.org.uk/browse/poverty)
- [children charities](https://www.charitycompare.org.uk/browse/children)
- [elderly charities](https://www.charitycompare.org.uk/browse/elderly)
- [disability charities](https://www.charitycompare.org.uk/browse/disability)
- [Charities in Liverpool](https://www.charitycompare.org.uk/cities/liverpool)
- [poverty charities in Liverpool](https://www.charitycompare.org.uk/browse/poverty/liverpool)

### Similar poverty relief charities

Top-rated peers by CharityCompare score

- [AMOS TRUST](https://www.charitycompare.org.uk/charity/amos-trust) 100/100 · £2.6m
- [SUFRA - NW LONDON](https://www.charitycompare.org.uk/charity/sufra-nw-london) 100/100 · £1.7m
- [WILDERNESS FOUNDATION UK](https://www.charitycompare.org.uk/charity/wilderness-foundation-uk) 100/100 · £1.6m
- [BIRMINGHAM CITY MISSION](https://www.charitycompare.org.uk/charity/birmingham-city-mission) 100/100 · £1.4m

## How can you share St Andrew's Community Network's rating?

Share: [X](https://twitter.com/intent/tweet?text=St%20Andrew)[LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fst-andrew-s-community-network)[Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fst-andrew-s-community-network)[Bluesky](https://bsky.app/intent/compose?text=St%20Andrew) Copy link

Print / save as PDFOpens a printer-friendly view of this profile for St Andrew's Community Network.

For this charity

## How do you add St Andrew's Community Network's rating to your site?

Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology).

BadgeScore widget

[♥ CharityCompare Clarity Score 80/100 ★★★★★](https://www.charitycompare.org.uk/charity/st-andrew-s-community-network)

Lightweight HTML badge (no iframe) — paste anywhere<a href="https://www.charitycompare.org.uk/charity/st-andrew-s-community-network" target="_blank" rel="noopener" style="display:inline-flex;align-items:center;gap:9px;font-family:system-ui,-apple-system,sans-serif;text-decoration:none;border:1px solid #e7e2d6;border-radius:10px;padding:8px 12px;background:#fff;color:#0f0f0f;">
<span style="display:inline-flex;width:24px;height:24px;align-items:center;justify-content:center;border-radius:6px;background:#C74C05;color:#fff;font-weight:700;font-size:14px;">♥</span>
<span style="display:flex;flex-direction:column;line-height:1.25;">
<span style="font-size:11px;color:#5a5a5a;">CharityCompare Clarity Score</span>
<span style="font-weight:700;font-size:14px;">80/100 <span style="color:#C74C05;">★★★★</span><span style="color:#cfc8ba;">★</span></span>
</span>
</a>Copy code

## Frequently asked questions

Common questions about St Andrew's Community Network's rating, finances, and Charity Commission status.

Is St Andrew's Community Network a good charity? + St Andrew's Community Network scores 80 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is St Andrew's Community Network a legitimate charity? + Yes — St Andrew's Community Network is a legitimate registered charity (charity number 1105307). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1105307. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is St Andrew's Community Network's charity number? + St Andrew's Community Network's charity number is 1105307. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is St Andrew's Community Network's charity rating? + St Andrew's Community Network scores 80 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does St Andrew's Community Network have reviews and complaints? + CharityCompare does not host public user reviews for St Andrew's Community Network. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches St Andrew's Community Network? + According to its 2025 regulator filing, 100% of St Andrew's Community Network's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are St Andrew's Community Network's overheads? + According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 1% of total expenditure at St Andrew's Community Network. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what St Andrew's Community Network's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does St Andrew's Community Network receive? + St Andrew's Community Network reported £719k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: declining.

Are St Andrew's Community Network's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is St Andrew's Community Network based? + St Andrew's Community Network is listed at Liverpool · L13 9BR, focused on poverty relief.

How does CharityCompare score St Andrew's Community Network? + We calculate a Clarity Score of 0–100 from four pillars in St Andrew's Community Network's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and St Andrew's Community Network's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.