--- title: "Riverside Advice LTD rating & legitimacy | CharityCompare" description: "Is Riverside Advice LTD a legitimate UK charity? Clarity Score 88/100. Accounts 2025: income £539k · 100% on charitable activities. Reg 1100551." source: https://www.charitycompare.org.uk/charity/riverside-advice-ltd retrieved: 2026-08-18T02:01:43.502Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Riverside Advice LTD a good charity? Riverside Advice LTD scores 88/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£539k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. Cardiff · CF11 6LW | Reg [1100551](https://www.charitycompare.org.uk/charity/riverside-advice-ltd) | Registered charity | [Official website](https://www.riverside-advice.co.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1100551) Donate ## How can you give to RIVERSIDE ADVICE LTD? You leave CharityCompare to complete a donation on the official RIVERSIDE ADVICE LTD form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.riverside-advice.co.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1100551) ## What does Riverside Advice LTD do? Riverside Advice LTD is a registered charity (no. 1100551) working in poverty relief in Cardiff · CF11 6LW. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 11 months of reserves, and files its annual accounts on time. Reported income has been growing (≈7% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Riverside Advice LTD hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=riverside-advice-ltd) **In short:** RIVERSIDE ADVICE LTD scores 88 out of 100 (4 stars). 100% average program spend (Latest year, disclosed years only). Filings are up to date with no major concerns. ## What is Riverside Advice LTD? Riverside Advice LTD has a Clarity Score of 88 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 1100551. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2025: total income £539k, with 100% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 11 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 88/100 4★ · Good Cause spend 100% latest year · charitable activities Accountability 93/100 Finance beacon Income £539k Latest year 2025 Reserves 11 mo Months of running costs Accounts filing On time Charity Commission Fundraising efficiency not stated · 1% overhead · Website on register · Confidence: high ## How does RIVERSIDE ADVICE LTD compare? Clarity Score percentile against similar UK charities — the share of peers RIVERSIDE ADVICE LTD scores higher than. Income band (£500k–£1m)73rdpercentile **Scores higher than 73% of 2,187 charities in its income band** · 88/100 vs 79 peer average (marker). Poverty relief charities75thpercentile **Scores higher than 75% of 1,502 charities in this cause** · 88/100 vs 78 peer average (marker). ## How reliable is Riverside Advice LTD's data? Source Charity Commission (England & Wales) Accounts year 2025 Filing date 24 June 2026 Profile reviewed 17 July 2026 High confidence — complete filing data Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Riverside Advice LTD's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 93/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 4 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 97/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 11 month · 15/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 7% · 4/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 100% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 20/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 20% | 5 volunteers / 14 staff · 2/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Riverside Advice LTD's Clarity Score? 88/100 total · Good · 4 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 93/100 Accountability & Transparency 97/100 Financial Health 100/100 Financial Efficiency 20/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 93/100 Filing history (5 years)15/15 pts Trustee oversight4 trustees · 15/15 pts Declared policies7/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 97/100 Reserves (months of cash)11 month · 15/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets7% · 4/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio100% · 10/10 pts (3-year average) Fundraising efficiency0p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 20/100 Volunteer-to-staff ratio5 volunteers / 14 staff · 2/10 pts ## How much does Riverside Advice LTD raise and spend? Latest filed year 2025 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £539k | — | | Total expenditure | £564k | — | | Charitable activities | £564k | 100% | | Governance & admin | £11k | 2% | 100%On charitable activities ## Where does the money go? Latest accounts (2025) · £564k spent - Charitable activities100% · £564k - Governance2% · £11k ## What trust indicators does Riverside Advice LTD have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - ✓ Accounts filed on time up to date · last filing 24 June 2026 - ✓ Trustee board size (3–12) 4 trustees on the Charity Commission register - ✓ Workforce on register 14 employees · 5 volunteers (0:1 volunteer-to-staff) Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 1100551 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1100551) ### Trustees & officers - Iain Campbell since 2021 - Julia Rachel Lewis since 2021 - Elizabeth Jane Williams since 2021 - Martin John Charles Gower since 2023 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Riverside Advice LTD's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Riverside Advice LTD? Overall score 88/100 (4★) Income £539k Cause spend 100% of expenditure Reg number 1100551 Scope Local (cardiff) Reserves 11 months Trustees 4 Accounts year 2025 Filing up to date ## How does RIVERSIDE ADVICE LTD compare, and where else can you look? [Compare RIVERSIDE ADVICE LTD with others](https://www.charitycompare.org.uk/compare-charities?ids=riverside-advice-ltd) [More poverty relief charities](https://www.charitycompare.org.uk/browse/poverty) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where RIVERSIDE ADVICE LTD sits The causes this charity is classified under, and other charities working nearby. - [poverty charities](https://www.charitycompare.org.uk/browse/poverty) - [children charities](https://www.charitycompare.org.uk/browse/children) - [disability charities](https://www.charitycompare.org.uk/browse/disability) - [Charities in Cardiff](https://www.charitycompare.org.uk/cities/cardiff) - [poverty charities in Cardiff](https://www.charitycompare.org.uk/browse/poverty/cardiff) ### Similar poverty relief charities Top-rated peers by CharityCompare score - [AMOS TRUST](https://www.charitycompare.org.uk/charity/amos-trust) 100/100 · £2.6m - [SUFRA - NW LONDON](https://www.charitycompare.org.uk/charity/sufra-nw-london) 100/100 · £1.7m - [WILDERNESS FOUNDATION UK](https://www.charitycompare.org.uk/charity/wilderness-foundation-uk) 100/100 · £1.6m - [BIRMINGHAM CITY MISSION](https://www.charitycompare.org.uk/charity/birmingham-city-mission) 100/100 · £1.4m ## How can you share Riverside Advice LTD's rating? 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Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 88/100 ★★★★★](https://www.charitycompare.org.uk/charity/riverside-advice-ltd) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 88/100 ★★★★★ Copy code ## Frequently asked questions Common questions about Riverside Advice LTD's rating, finances, and Charity Commission status. Is Riverside Advice LTD a good charity? + Riverside Advice LTD scores 88 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Riverside Advice LTD a legitimate charity? + Yes — Riverside Advice LTD is a legitimate registered charity (charity number 1100551). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1100551. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Riverside Advice LTD's charity number? + Riverside Advice LTD's charity number is 1100551. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Riverside Advice LTD's charity rating? + Riverside Advice LTD scores 88 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Riverside Advice LTD have reviews and complaints? + CharityCompare does not host public user reviews for Riverside Advice LTD. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Riverside Advice LTD? + According to its 2025 regulator filing, 100% of Riverside Advice LTD's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Riverside Advice LTD's overheads? + According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 1% of total expenditure at Riverside Advice LTD. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Riverside Advice LTD's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Riverside Advice LTD receive? + Riverside Advice LTD reported £539k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing. Are Riverside Advice LTD's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Riverside Advice LTD based? + Riverside Advice LTD is listed at Cardiff · CF11 6LW, focused on poverty relief. How does CharityCompare score Riverside Advice LTD? + We calculate a Clarity Score of 0–100 from four pillars in Riverside Advice LTD's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Riverside Advice LTD's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.