--- title: "Lloyd's of London Foundation charity rating | CharityCompare" description: "Is Lloyd" source: https://www.charitycompare.org.uk/charity/lloyd-s-of-london-foundation retrieved: 2026-08-18T01:33:01.211Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Lloyd's of London Foundation a good charity? Lloyd's of London Foundation scores 76/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£1.5m total income, 91% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. London · UK-wide · EC3M 7HA | Reg [207232](https://www.charitycompare.org.uk/charity/lloyd-s-of-london-foundation) | Registered charity | [Official website](https://www.lloyds.com/about-lloyds/responsible-business/community-involvement/lloyds-charities-trust) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/207232) Donate ## How can you give to Lloyd's of London Foundation? You leave CharityCompare to complete a donation on the official Lloyd's of London Foundation form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.lloyds.com/about-lloyds/responsible-business/community-involvement/lloyds-charities-trust?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=207232) ## What does Lloyd's of London Foundation do? Lloyd's of London Foundation is a registered charity (no. 207232) working in international aid across the United Kingdom. Its latest Charity Commission filing directs 91% of spending to charitable activities, holding roughly 42 months of reserves, and files its annual accounts on time. Reported income has been broadly stable over recent years. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Lloyd's of London Foundation hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=lloyd-s-of-london-foundation) **In short:** Lloyd's of London Foundation scores 76 out of 100 (4 stars). 91% average program spend (Latest year, disclosed years only). Filings are up to date with no major concerns. ## What is Lloyd's of London Foundation? Lloyd's of London Foundation has a Clarity Score of 76 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 207232. Status: Registered. Primary cause area: International aid. Latest accounts year 2024: total income £1.5m, with 91% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 42 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 76/100 4★ · Good Cause spend 91% latest year · charitable activities Accountability 93/100 Finance beacon Income £1.5m Latest year 2024 Reserves 42 mo Months of running costs Accounts filing On time Charity Commission £26.8 raised per £1 fundraising (latest year) · 3% overhead · Website on register · Confidence: high ## How does Lloyd's of London Foundation compare? Clarity Score percentile against similar UK charities — the share of peers Lloyd's of London Foundation scores higher than. Income band (£1m–£5m)41stpercentile **Scores higher than 41% of 2,776 charities in its income band** · 76/100 vs 78 peer average (marker). International aid charities53rdpercentile **Scores higher than 53% of 618 charities in this cause** · 76/100 vs 75 peer average (marker). ## How reliable is Lloyd's of London Foundation's data? Source Charity Commission (England & Wales) Accounts year 2024 Filing date 24 June 2026 Profile reviewed 17 July 2026 High confidence — complete filing data Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Lloyd's of London Foundation's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 93/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 11 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 63/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 27% | 42 months · 4/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 2% · 5/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 91% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 2p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Lloyd's of London Foundation's Clarity Score? 76/100 total · Good · 4 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 93/100 Accountability & Transparency 63/100 Financial Health 100/100 Financial Efficiency 0/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 93/100 Filing history (5 years)15/15 pts Trustee oversight11 trustees · 15/15 pts Declared policies7/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 63/100 Reserves (months of cash)42 months · 4/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets2% · 5/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio91% · 10/10 pts (3-year average) Fundraising efficiency2p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 Volunteer-to-staff ratioNot reported · 0/10 pts ## How much does Lloyd's of London Foundation raise and spend? Latest filed year 2024 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £1.5m | — | | Total expenditure | £1.2m | — | | Charitable activities | £1.1m | 91% | | Fundraising | £104k | 9% | | Governance & admin | £2k | 0% | 91%On charitable activities ## Where does the money go? Latest accounts (2024) · £1.2m spent - Charitable activities91% · £1.1m - Fundraising9% · £104k - Governance0% · £2k ## What trust indicators does Lloyd's of London Foundation have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - ✓ Accounts filed on time up to date · last filing 24 June 2026 - ✓ Trustee board size (3–12) 11 trustees on the Charity Commission register Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 207232 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/207232) ### Trustees & officers - Oliver Ferrari since 2018 - Mark Fidler since 2019 - Caroline Klein since 2019 - Elizabeth Cabrera since 2019 - Hannah-Polly Williams since 2019 - Raza Hassan since 2020 - Ola Jacob-Raji since 2020 - Holly Hedgeland since 2024 - Nathan Hambrook-Skinner since 2024 - Dawn Miller since 2025 - Charles Roxburgh since 2025 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Lloyd's of London Foundation's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Lloyd's of London Foundation? Overall score 76/100 (4★) Income £1.5m Cause spend 91% of expenditure Reg number 207232 Scope UK-wide Reserves 42 months Trustees 11 Accounts year 2024 Filing up to date ## How does Lloyd's of London Foundation compare, and where else can you look? [Compare Lloyd's of London Foundation with others](https://www.charitycompare.org.uk/compare-charities?ids=lloyd-s-of-london-foundation) [More international aid charities](https://www.charitycompare.org.uk/browse/international) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where Lloyd's of London Foundation sits The causes this charity is classified under, and other charities working nearby. - [international charities](https://www.charitycompare.org.uk/browse/international) - [poverty charities](https://www.charitycompare.org.uk/browse/poverty) - [disability charities](https://www.charitycompare.org.uk/browse/disability) - [education charities](https://www.charitycompare.org.uk/browse/education) - [Charities in London](https://www.charitycompare.org.uk/cities/london) - [international charities in London](https://www.charitycompare.org.uk/browse/international/london) ### Similar international aid charities Top-rated peers by CharityCompare score - [THE ZAHRA TRUST](https://www.charitycompare.org.uk/charity/the-zahra-trust) 100/100 · £5.9m - [ORISON CHARITABLE TRUST](https://www.charitycompare.org.uk/charity/orison-charitable-trust) 100/100 · £2.8m - [HELP THE NEEDY CHARITABLE TRUST](https://www.charitycompare.org.uk/charity/help-the-needy-charitable-trust) 100/100 · £2.6m - [MAJLIS ANSARULLAH (UK) LTD](https://www.charitycompare.org.uk/charity/majlis-ansarullah-uk-ltd) 100/100 · £1.9m ## How can you share Lloyd's of London Foundation's rating? Share: [X](https://twitter.com/intent/tweet?text=Lloyd)[LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Flloyd-s-of-london-foundation)[Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Flloyd-s-of-london-foundation)[Bluesky](https://bsky.app/intent/compose?text=Lloyd) Copy link Print / save as PDFOpens a printer-friendly view of this profile for Lloyd's of London Foundation. For this charity ## How do you add Lloyd's of London Foundation's rating to your site? Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 76/100 ★★★★★](https://www.charitycompare.org.uk/charity/lloyd-s-of-london-foundation) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 76/100 ★★★★★ Copy code ## What red flags does Lloyd's of London Foundation have? ## Frequently asked questions Common questions about Lloyd's of London Foundation's rating, finances, and Charity Commission status. Is Lloyd's of London Foundation a good charity? + Lloyd's of London Foundation scores 76 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 91% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Lloyd's of London Foundation a legitimate charity? + Yes — Lloyd's of London Foundation is a legitimate registered charity (charity number 207232). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/207232. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Lloyd's of London Foundation's charity number? + Lloyd's of London Foundation's charity number is 207232. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Lloyd's of London Foundation's charity rating? + Lloyd's of London Foundation scores 76 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Lloyd's of London Foundation have reviews and complaints? + CharityCompare does not host public user reviews for Lloyd's of London Foundation. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Lloyd's of London Foundation? + According to its 2024 regulator filing, 91% of Lloyd's of London Foundation's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Lloyd's of London Foundation's overheads? + According to its 2024 regulator filing, fundraising costs were about 9% of total expenditure and combined overheads (fundraising plus governance) were about 3% of total expenditure at Lloyd's of London Foundation. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Lloyd's of London Foundation's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Lloyd's of London Foundation receive? + Lloyd's of London Foundation reported £1.5m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: stable. Are Lloyd's of London Foundation's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Lloyd's of London Foundation based? + Lloyd's of London Foundation is listed at London · UK-wide · EC3M 7HA and operates UK-wide, focused on international aid. How does CharityCompare score Lloyd's of London Foundation? + We calculate a Clarity Score of 0–100 from four pillars in Lloyd's of London Foundation's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Lloyd's of London Foundation's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.