--- title: "Lancaster, Morecambe and District Churches Debt Centre — charity 1173790 | CharityCompare" description: "Lancaster, Morecambe and District Churches Debt Centre (charity 1173790): income £34,226 (2025). Registration, accounts, Gift Aid and official sources." source: https://www.charitycompare.org.uk/charity/lancaster-morecambe-and-district-churches-debt-centre retrieved: 2026-10-06T15:11:37.592Z date_note: "Retrieval time is not the filing, register-extract or editorial-review date; cite those dates from the content." license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Registered charity · No. 1173790CIO LM # Lancaster, Morecambe and District Churches Debt Centre Independent profile · Charity Commission for England and Wales data Lancaster, Morecambe and District Churches Debt Centre is a registered charity in England & Wales. Its register classifications include general charitable purposes, education/training, the prevention or relief of poverty. Register extract 2026-10-04 · Not yet rated [Visit charity website](http://www.lmdebtcentre.org.uk/) [Check official registration](https://register-of-charities.charitycommission.gov.uk/charity-details/?regId=1173790&subId=0) Work at Lancaster, Morecambe and District Churches Debt Centre? [Claim this profile free](https://www.charitycompare.org.uk/claim?charity=lancaster-morecambe-and-district-churches-debt-centre&type=claim&name=Lancaster%2C%20Morecambe%20and%20District%20Churches%20Debt%20Centre) to add your own description, logo and links. At a glance · official register ## What are the key facts about Lancaster, Morecambe and District Churches Debt Centre? Reported income · year ending 2025-09-30 £34,226 Reported spending · year ending 2025-09-30 £29,881 Registered charity number 1173790 Status in source extract Registered Charity type CIO Register contact address detail (not service area) Heysham Registered for Gift Aid (HMRC) Yes Website [www.lmdebtcentre.org.uk](http://www.lmdebtcentre.org.uk/) Quick answer Lancaster, Morecambe and District Churches Debt Centre (number 1173790) is listed as registered in the Charity Commission snapshot used here. Check the live register for its current position. Registration does not authenticate a particular fundraising appeal or establish the impact of a donation. ## What does Lancaster, Morecambe and District Churches Debt Centre do? Christians Against Poverty (CAP) is passionate about releasing people from debt, poverty and its causes. CAP brings good news, hope and freedom.Every client is visited in their own home, while CAP do all the negotiating with creditors to reduce the outstanding debts. CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support. Activities reported on the official register · extract 2026-10-04. From the annual return ## Pay, income, Gift Aid and registration details for Lancaster, Morecambe and District Churches Debt Centre Answers Lancaster, Morecambe and District Churches Debt Centre gave in its annual return to the Charity Commission for the year ending 30 September 2025, plus its register entry. A blank answer in the return is shown as not reported, never as “no”. ### How much are Lancaster, Morecambe and District Churches Debt Centre's highest-paid staff paid? Lancaster, Morecambe and District Churches Debt Centre's annual return for the year ending 30 September 2025 reports no employees paid more than £60,000. The register reports headcounts in salary bands, not names. Individual pay is disclosed in the trustees' annual report. ### Can I claim Gift Aid, and are the trustees paid? The register records Lancaster, Morecambe and District Churches Debt Centre as registered with HMRC for Gift Aid, so a UK taxpayer can usually add 25p to every £1 they give by making a Gift Aid declaration. [Work out your Gift Aid](https://www.charitycompare.org.uk/gift-aid-calculator) Lancaster, Morecambe and District Churches Debt Centre's annual return for the year ending 30 September 2025 reports that no trustee received remuneration or other benefits from the charity. ### Registration details Registered as a charity 12 July 2017 Where it says it operates Lancashire ## Who it supports and how it works **Reported beneficiaries:** The General Public/mankind. **Reported activities:** Provides Services; Provides Advocacy/advice/information. Classifications supplied to the register; extract 2026-10-04. These broad categories do not establish eligibility or current capacity. Use the official contact details to ask about access, referrals and service area. ## What causes is Lancaster, Morecambe and District Churches Debt Centre registered for? General Charitable PurposesEducation/trainingThe Prevention Or Relief Of Poverty ## Why is there no Clarity Score for Lancaster, Morecambe and District Churches Debt Centre yet? Our dataset does not yet contain the detailed filing history needed to score Lancaster, Morecambe and District Churches Debt Centre. An unrated profile is a gap in our assessment, not a negative judgement about the charity. The register facts and available annual-return disclosures above remain useful. Payment never influences a rating. [How scoring works](https://www.charitycompare.org.uk/methodology) ## What should you check before donating to Lancaster, Morecambe and District Churches Debt Centre? - Match the registered name and number to the appeal. A real charity number can be copied by someone impersonating the organisation. - Open the current register entry to check status, contact details and available accounts. This profile reflects a dated extract. - Read the charity’s annual report for its work and results. An unrated profile means we lack a full assessment; it is not a negative rating. [How to read charity accounts](https://www.charitycompare.org.uk/guides/how-to-read-accounts) · [Explore rated charities](https://www.charitycompare.org.uk/charity-directory) ## Is this your charity? Claim this profile free to submit your description and an optional logo for review, correct details, or respond publicly. Approved claims show attribution and claimed status. Optional paid plans add enhanced media, reporting and labelled featured visibility by tier; they never change a score. [Claim this profile — free](https://www.charitycompare.org.uk/claim?charity=lancaster-morecambe-and-district-churches-debt-centre&type=claim&name=Lancaster%2C%20Morecambe%20and%20District%20Churches%20Debt%20Centre) [Visit charity website](http://www.lmdebtcentre.org.uk/) ## Frequently asked questions Is Lancaster, Morecambe and District Churches Debt Centre a legitimate charity? The register data used for this profile lists Lancaster, Morecambe and District Churches Debt Centre as a registered charity (number 1173790) with the Charity Commission for England and Wales. Check the current register entry. A real charity number does not verify a fundraiser or appeal, and registration is not an impact rating. What is Lancaster, Morecambe and District Churches Debt Centre's charity number? Lancaster, Morecambe and District Churches Debt Centre's charity number is 1173790. Check that number on the Charity Commission register or this CharityCompare profile before you donate. How do I check charity number 1173790? Search 1173790 on the Charity Commission for England and Wales register or on CharityCompare. Confirm the registered name matches the organisation asking for money — scammers sometimes reuse real charity numbers. What does Lancaster, Morecambe and District Churches Debt Centre do? Christians Against Poverty (CAP) is passionate about releasing people from debt, poverty and its causes. CAP brings good news, hope and freedom.Every client is visited in their own home, while CAP do all the negotiating with creditors to reduce the outstanding debts. CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support. Does Lancaster, Morecambe and District Churches Debt Centre have reviews and complaints? CharityCompare does not host public user reviews for Lancaster, Morecambe and District Churches Debt Centre. This basic profile confirms registration and register facts. Rated charities also show a filing-based Clarity Score. For formal complaints, contact the Charity Commission for England and Wales or the Fundraising Regulator as appropriate. How can I donate to Lancaster, Morecambe and District Churches Debt Centre? Lancaster, Morecambe and District Churches Debt Centre's website listed in our register data is http://www.lmdebtcentre.org.uk/. Verify it against the current register before donating. CharityCompare does not process donations or take a commission; the charity's payment provider may charge fees. How much is Lancaster, Morecambe and District Churches Debt Centre's chief executive paid? The Charity Commission register does not name individual salaries. Lancaster, Morecambe and District Churches Debt Centre's annual return for the year ending 30 September 2025 reports no employees paid more than £60,000. Charities normally disclose the chief executive's pay, or the pay of their highest-paid staff, in the remuneration note of the trustees' annual report and accounts. Can I claim Gift Aid on a donation to Lancaster, Morecambe and District Churches Debt Centre? The register records Lancaster, Morecambe and District Churches Debt Centre as registered with HMRC for Gift Aid, so a UK taxpayer can usually add 25p to every £1 they give by making a Gift Aid declaration. Are Lancaster, Morecambe and District Churches Debt Centre's trustees paid? Lancaster, Morecambe and District Churches Debt Centre's annual return for the year ending 30 September 2025 reports that no trustee received remuneration or other benefits from the charity. When was Lancaster, Morecambe and District Churches Debt Centre registered as a charity? Lancaster, Morecambe and District Churches Debt Centre was entered on the register on 12 July 2017. Source: Charity Commission for England and Wales register extract dated 2026-10-04, used under the [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). Always verify current details on the [official register entry](https://register-of-charities.charitycommission.gov.uk/charity-details/?regId=1173790&subId=0).