---
title: "Jnf Charitable Trust rating & legitimacy | CharityCompare"
description: "Is Jnf Charitable Trust a legitimate UK charity? Clarity Score 91/100. Accounts 2024: income £22m · 89% on charitable activities. Reg 225910."
source: https://www.charitycompare.org.uk/charity/jnf-charitable-trust
retrieved: 2026-08-18T02:39:04.930Z
license: "Charity data © Crown copyright, Open Government Licence v3.0"
---

Quick answer

## Is Jnf Charitable Trust a good charity?

Jnf Charitable Trust scores 91/100 (5 stars, Exceptional) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£22m total income, 89% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · NW4 4FE |
Reg [225910](https://www.charitycompare.org.uk/charity/jnf-charitable-trust) | Registered charity | [Official website](https://www.jnf.co.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/225910)

Donate

## How can you give to JNF CHARITABLE TRUST?

You leave CharityCompare to complete a donation on the official JNF CHARITABLE TRUST form. We do not process payments or take commission. Opens their official online donation form.

[Donate](https://www.jnf.co.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=225910)

## What does Jnf Charitable Trust do?

Jnf Charitable Trust is a registered charity (no. 225910) working in poverty relief across the United Kingdom. Its latest Charity Commission filing directs 89% of spending to charitable activities, holding roughly 30 months of reserves, and files its annual accounts on time. Reported income has been growing (≈9% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Jnf Charitable Trust hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=jnf-charitable-trust)

**In short:** JNF CHARITABLE TRUST scores 91 out of 100 (5 stars). 89% average program spend (3-year average). Filings are up to date with no major concerns.

## What is Jnf Charitable Trust?

Jnf Charitable Trust has a Clarity Score of 91 out of 100 on CharityCompare (5 stars, Exceptional). Charity Commission registration number 225910. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2024: total income £22m, with 89% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 30 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026.

Overall score

91/100

5★ · Exceptional

Cause spend

89%

3-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£22m

Latest year 2024

Reserves

30 mo

Months of running costs

Accounts filing

On time

Charity Commission

£11.3 raised per £1 fundraising (3-yr avg) ·
11% overhead · Website on register ·
Confidence: high

## How does JNF CHARITABLE TRUST compare?

Clarity Score percentile against similar UK charities — the share of peers JNF CHARITABLE TRUST scores higher than.

Income band (£10m+)92ndpercentile

**Scores higher than 92% of 943 charities in its income band** · 91/100 vs 77 peer average (marker).

Poverty relief charities84thpercentile

**Scores higher than 84% of 1,502 charities in this cause** · 91/100 vs 78 peer average (marker).

## How reliable is Jnf Charitable Trust's data?

Source

Charity Commission (England & Wales)

Accounts year

2024

Filing date

24 June 2026

Profile reviewed

17 July 2026

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources:
[Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/),
[Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and
[Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/).
[Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/).

## What is Jnf Charitable Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 12 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts |

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100
| Metric | Score | Value |
| --- | --- | --- |
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 73% | 30 months · 11/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 10% · 4/5 pts |

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 89% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 9p per £1 income · 10/10 pts (3-year average) |

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

60/100
| Metric | Score | Value |
| --- | --- | --- |
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 60% | 30 volunteers / 27 staff · 6/10 pts |

[How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology)

## What is Jnf Charitable Trust's Clarity Score?

91/100 total · Exceptional · 5 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100

Accountability & Transparency

83/100

Financial Health

100/100

Financial Efficiency

60/100

Community Support

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts

Trustee oversight12 trustees · 15/15 pts

Declared policies10/10 pts

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100

Reserves (months of cash)30 months · 11/15 pts

Income stability / growth10/10 pts · 3-year average

Liabilities to assets10% · 4/5 pts

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio89% · 10/10 pts (3-year average)

Fundraising efficiency9p per £1 income · 10/10 pts (3-year average)

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

60/100

Volunteer-to-staff ratio30 volunteers / 27 staff · 6/10 pts

## How much does Jnf Charitable Trust raise and spend?

Latest filed year 2024 · Source: Charity Commission filings
| Category | Amount | % of spend |
| --- | --- | --- |
| Total income | £22m | — |
| Total expenditure | £16m | — |
| Charitable activities | £14m | 89% |
| Fundraising | £1.7m | 11% |
| Governance & admin | £31k | 0% |

89%On charitable activities

## Where does the money go?

Latest accounts (2024) · £16m spent

- Charitable activities89% · £14m
- Fundraising11% · £1.7m
- Governance0% · £31k

## What trust indicators does Jnf Charitable Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

- ✓ Accounts filed on time

up to date · last filing 24 June 2026

- ✓ Trustee board size (3–12)

12 trustees on the Charity Commission register

- ✓ Workforce on register

27 employees · 30 volunteers (1:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

[Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/)

Official register

Reg 225910

Full trustee list, accounts, and regulatory history on the Charity Commission.

[View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/225910)

### Trustees & officers

- SAMUEL HAYEK Chair
- MURRAY LEE
- MARILYN WAISMAN
- Gideon Falter since 2017
- HOWARD NORMAN WAYNE since 2017
- Alan Mendoza since 2018
- Laurence Jeffrey Julius since 2020
- Timothy James Kendal since 2020
- Belinda Jane Oakland since 2020
- Cathya Djanogly since 2023
- Roy Freedman since 2024
- RICHARD LOUIS BOLCHOVER since 2025

100
How we score charities
+The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

[Full methodology →](https://www.charitycompare.org.uk/methodology)

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

## How have Jnf Charitable Trust's finances changed over five years?

- Income
- Spending
- Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

## What are the key facts about Jnf Charitable Trust?

Overall score

91/100 (5★)

Income

£22m

Cause spend

89% of expenditure

Reg number

225910

Scope

UK-wide

Reserves

30 months

Trustees

12

Accounts year

2024

Filing

up to date

## How does JNF CHARITABLE TRUST compare, and where else can you look?

[Compare JNF CHARITABLE TRUST with others](https://www.charitycompare.org.uk/compare-charities?ids=jnf-charitable-trust) [More poverty relief charities](https://www.charitycompare.org.uk/browse/poverty) [How we score charities](https://www.charitycompare.org.uk/methodology)

### Where JNF CHARITABLE TRUST sits

The causes this charity is classified under, and other charities working nearby.

- [poverty charities](https://www.charitycompare.org.uk/browse/poverty)
- [homelessness charities](https://www.charitycompare.org.uk/browse/homelessness)
- [disability charities](https://www.charitycompare.org.uk/browse/disability)
- [environment charities](https://www.charitycompare.org.uk/browse/environment)
- [Charities in London](https://www.charitycompare.org.uk/cities/london)
- [poverty charities in London](https://www.charitycompare.org.uk/browse/poverty/london)

### Similar poverty relief charities

Top-rated peers by CharityCompare score

- [AMOS TRUST](https://www.charitycompare.org.uk/charity/amos-trust) 100/100 · £2.6m
- [SUFRA - NW LONDON](https://www.charitycompare.org.uk/charity/sufra-nw-london) 100/100 · £1.7m
- [WILDERNESS FOUNDATION UK](https://www.charitycompare.org.uk/charity/wilderness-foundation-uk) 100/100 · £1.6m
- [BIRMINGHAM CITY MISSION](https://www.charitycompare.org.uk/charity/birmingham-city-mission) 100/100 · £1.4m

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## Frequently asked questions

Common questions about Jnf Charitable Trust's rating, finances, and Charity Commission status.

Is Jnf Charitable Trust a good charity? + Jnf Charitable Trust scores 91 out of 100 (5 stars — Exceptional) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 89% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Jnf Charitable Trust a legitimate charity? + Yes — Jnf Charitable Trust is a legitimate registered charity (charity number 225910). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/225910. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Jnf Charitable Trust's charity number? + Jnf Charitable Trust's charity number is 225910. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Jnf Charitable Trust's charity rating? + Jnf Charitable Trust scores 91 out of 100 on CharityCompare (5 stars — Exceptional). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Jnf Charitable Trust have reviews and complaints? + CharityCompare does not host public user reviews for Jnf Charitable Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Jnf Charitable Trust? + According to its 2024 regulator filing, 89% of Jnf Charitable Trust's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Jnf Charitable Trust's overheads? + According to its 2024 regulator filing, fundraising costs were about 11% of total expenditure and combined overheads (fundraising plus governance) were about 11% of total expenditure at Jnf Charitable Trust. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Jnf Charitable Trust's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Jnf Charitable Trust receive? + Jnf Charitable Trust reported £22m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: growing.

Are Jnf Charitable Trust's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Jnf Charitable Trust based? + Jnf Charitable Trust is listed at London · UK-wide · NW4 4FE and operates UK-wide, focused on poverty relief.

How does CharityCompare score Jnf Charitable Trust? + We calculate a Clarity Score of 0–100 from four pillars in Jnf Charitable Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Jnf Charitable Trust's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.