--- title: "Hcjb-UK LTD — charity rating & review | CharityCompare" description: "Is Hcjb-UK LTD a legitimate UK charity? Clarity Score 92/100. Accounts 2025: income £562k · 97% on charitable activities. Reg 1119403." source: https://www.charitycompare.org.uk/charity/hcjb-uk-ltd retrieved: 2026-08-18T02:12:02.697Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Hcjb-UK LTD a good charity? Hcjb-UK LTD scores 92/100 (5 stars, Exceptional) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£562k total income, 97% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. Bradford · UK-wide · BD5 0BQ | Reg [1119403](https://www.charitycompare.org.uk/charity/hcjb-uk-ltd) | Registered charity | [Official website](https://www.reachbeyond.org.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1119403) Donate ## How can you give to HCJB-UK LTD? You leave CharityCompare to complete a donation on the official HCJB-UK LTD form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.reachbeyond.org.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1119403) ## What does Hcjb-UK LTD do? Hcjb-UK LTD is a registered charity (no. 1119403) working in poverty relief across the United Kingdom. Its latest Charity Commission filing directs 97% of spending to charitable activities, holding roughly 11 months of reserves, and files its annual accounts on time. Reported income has been growing (≈8% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Hcjb-UK LTD hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=hcjb-uk-ltd) **In short:** HCJB-UK LTD scores 92 out of 100 (5 stars). 97% average program spend (2-year average, disclosed years only). Filings are up to date with no major concerns. ## What is Hcjb-UK LTD? Hcjb-UK LTD has a Clarity Score of 92 out of 100 on CharityCompare (5 stars, Exceptional). Charity Commission registration number 1119403. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2025: total income £562k, with 97% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 11 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 92/100 5★ · Exceptional Cause spend 97% 2-yr avg · charitable activities Accountability 100/100 Finance beacon Income £562k Latest year 2025 Reserves 11 mo Months of running costs Accounts filing On time Charity Commission £66.7 raised per £1 fundraising (2-yr avg) · 2% overhead · Website on register · Confidence: high ## How does HCJB-UK LTD compare? Clarity Score percentile against similar UK charities — the share of peers HCJB-UK LTD scores higher than. Income band (£500k–£1m)83rdpercentile **Scores higher than 83% of 2,187 charities in its income band** · 92/100 vs 79 peer average (marker). Poverty relief charities87thpercentile **Scores higher than 87% of 1,502 charities in this cause** · 92/100 vs 78 peer average (marker). ## How reliable is Hcjb-UK LTD's data? Source Charity Commission (England & Wales) Accounts year 2025 Filing date 24 June 2026 Profile reviewed 17 July 2026 High confidence — complete filing data Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Hcjb-UK LTD's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 100/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 8 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 83/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 11 month · 15/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 50% | 5/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 1% · 5/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 97% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 1p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 70/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 70% | 11 volunteers / 8 staff · 7/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Hcjb-UK LTD's Clarity Score? 92/100 total · Exceptional · 5 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 100/100 Accountability & Transparency 83/100 Financial Health 100/100 Financial Efficiency 70/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 100/100 Filing history (5 years)15/15 pts Trustee oversight8 trustees · 15/15 pts Declared policies10/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 83/100 Reserves (months of cash)11 month · 15/15 pts Income stability / growth5/10 pts · 3-year average Liabilities to assets1% · 5/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio97% · 10/10 pts (3-year average) Fundraising efficiency1p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 70/100 Volunteer-to-staff ratio11 volunteers / 8 staff · 7/10 pts ## How much does Hcjb-UK LTD raise and spend? Latest filed year 2025 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £562k | — | | Total expenditure | £586k | — | | Charitable activities | £562k | 96% | | Fundraising | £9k | 1% | | Governance & admin | £15k | 3% | 96%On charitable activities ## Where does the money go? Latest accounts (2025) · £586k spent - Charitable activities96% · £562k - Fundraising1% · £9k - Governance3% · £15k ## What trust indicators does Hcjb-UK LTD have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - ✓ Accounts filed on time up to date · last filing 24 June 2026 - ✓ Trustee board size (3–12) 8 trustees on the Charity Commission register - ✓ Workforce on register 8 employees · 11 volunteers (1:1 volunteer-to-staff) Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 1119403 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1119403) ### Trustees & officers - IAN HUTCHINSON Chair - Peter Martin Cooper since 2017 - Ruth Steele since 2021 - Matthew John Rutter since 2025 - Dr Mercy Elizabeth Vergis since 2025 - Raziah Quallatein Mwawanga since 2025 - Richard Francis Wormsley since 2025 - Arnold Marambire since 2026 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Hcjb-UK LTD's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Hcjb-UK LTD? Overall score 92/100 (5★) Income £562k Cause spend 97% of expenditure Reg number 1119403 Scope UK-wide Reserves 11 months Trustees 8 Accounts year 2025 Filing up to date ## How does HCJB-UK LTD compare, and where else can you look? [Compare HCJB-UK LTD with others](https://www.charitycompare.org.uk/compare-charities?ids=hcjb-uk-ltd) [More poverty relief charities](https://www.charitycompare.org.uk/browse/poverty) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where HCJB-UK LTD sits The causes this charity is classified under, and other charities working nearby. - [poverty charities](https://www.charitycompare.org.uk/browse/poverty) - [religion charities](https://www.charitycompare.org.uk/browse/religion) - [health charities](https://www.charitycompare.org.uk/browse/health) - [education charities](https://www.charitycompare.org.uk/browse/education) - [Charities in Bradford](https://www.charitycompare.org.uk/cities/bradford) - [poverty charities in Bradford](https://www.charitycompare.org.uk/browse/poverty/bradford) ### Similar poverty relief charities Top-rated peers by CharityCompare score - [AMOS TRUST](https://www.charitycompare.org.uk/charity/amos-trust) 100/100 · £2.6m - [SUFRA - NW LONDON](https://www.charitycompare.org.uk/charity/sufra-nw-london) 100/100 · £1.7m - [WILDERNESS FOUNDATION UK](https://www.charitycompare.org.uk/charity/wilderness-foundation-uk) 100/100 · £1.6m - [BIRMINGHAM CITY MISSION](https://www.charitycompare.org.uk/charity/birmingham-city-mission) 100/100 · £1.4m ## How can you share Hcjb-UK LTD's rating? 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BadgeScore widget [♥ CharityCompare Clarity Score 92/100 ★★★★★](https://www.charitycompare.org.uk/charity/hcjb-uk-ltd) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 92/100 ★★★★★ Copy code ## Frequently asked questions Common questions about Hcjb-UK LTD's rating, finances, and Charity Commission status. Is Hcjb-UK LTD a good charity? + Hcjb-UK LTD scores 92 out of 100 (5 stars — Exceptional) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 97% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Hcjb-UK LTD a legitimate charity? + Yes — Hcjb-UK LTD is a legitimate registered charity (charity number 1119403). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1119403. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Hcjb-UK LTD's charity number? + Hcjb-UK LTD's charity number is 1119403. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Hcjb-UK LTD's charity rating? + Hcjb-UK LTD scores 92 out of 100 on CharityCompare (5 stars — Exceptional). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Hcjb-UK LTD have reviews and complaints? + CharityCompare does not host public user reviews for Hcjb-UK LTD. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Hcjb-UK LTD? + According to its 2025 regulator filing, 97% of Hcjb-UK LTD's total spending went to charitable activities (2-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Hcjb-UK LTD's overheads? + According to its 2025 regulator filing, fundraising costs were about 2% of total expenditure and combined overheads (fundraising plus governance) were about 2% of total expenditure at Hcjb-UK LTD. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Hcjb-UK LTD's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Hcjb-UK LTD receive? + Hcjb-UK LTD reported £562k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing. Are Hcjb-UK LTD's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Hcjb-UK LTD based? + Hcjb-UK LTD is listed at Bradford · UK-wide · BD5 0BQ and operates UK-wide, focused on poverty relief. How does CharityCompare score Hcjb-UK LTD? + We calculate a Clarity Score of 0–100 from four pillars in Hcjb-UK LTD's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Hcjb-UK LTD's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.