--- title: "Ft Financial Literacy and Inclusio… rating | CharityCompare" description: "Ft Financial Literacy and Inclusion Campaign scores 99/100 (Exceptional). Latest accounts 2025: income £847k · 96% on charitable activities. Reg 1194590." source: https://www.charitycompare.org.uk/charity/ft-financial-literacy-and-inclusion-campaign retrieved: 2026-08-18T01:29:08.434Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Ft Financial Literacy and Inclusion Campaign a good charity? Ft Financial Literacy and Inclusion Campaign scores 99/100 (5 stars, Exceptional) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£847k total income, 96% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. London · UK-wide · EC4M 9BT | Reg [1194590](https://www.charitycompare.org.uk/charity/ft-financial-literacy-and-inclusion-campaign) | Registered charity | [Official website](https://ftflic.com/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1194590) Donate ## How can you give to FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN? You leave CharityCompare to complete a donation on the official FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://ftflic.com/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1194590) ## What does Ft Financial Literacy and Inclusion Campaign do? Ft Financial Literacy and Inclusion Campaign is a registered charity (no. 1194590) working in poverty relief across the United Kingdom. Its latest Charity Commission filing directs 96% of spending to charitable activities, holding roughly 22 months of reserves, and files its annual accounts on time. Reported income has been growing (≈20% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Ft Financial Literacy and Inclusion Campaign hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=ft-financial-literacy-and-inclusion-campaign) **In short:** FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN scores 99 out of 100 (5 stars). 96% average program spend (3-year average). Filings are up to date with no major concerns. ## What is Ft Financial Literacy and Inclusion Campaign? Ft Financial Literacy and Inclusion Campaign has a Clarity Score of 99 out of 100 on CharityCompare (5 stars, Exceptional). Charity Commission registration number 1194590. Status: Registered. Primary cause area: Poverty relief. Latest accounts year 2025: total income £847k, with 96% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 22 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 99/100 5★ · Exceptional Cause spend 96% 3-yr avg · charitable activities Accountability 100/100 Finance beacon Income £847k Latest year 2025 Reserves 22 mo Months of running costs Accounts filing On time Charity Commission £37.7 raised per £1 fundraising (3-yr avg) · 21% overhead · Website on register · Confidence: high ## How does FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN compare? Clarity Score percentile against similar UK charities — the share of peers FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN scores higher than. Income band (£500k–£1m)98thpercentile **Scores higher than 98% of 2,187 charities in its income band** · 99/100 vs 79 peer average (marker). Poverty relief charities99thpercentile **Scores higher than 99% of 1,502 charities in this cause** · 99/100 vs 78 peer average (marker). ## How reliable is Ft Financial Literacy and Inclusion Campaign's data? Source Charity Commission (England & Wales) Accounts year 2025 Filing date 24 June 2026 Profile reviewed 17 July 2026 High confidence — complete filing data Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Ft Financial Literacy and Inclusion Campaign's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 100/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 10 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 97/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 22 months · 15/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 13% · 4/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 96% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 3p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 100/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 25 volunteers / 6 staff · 10/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Ft Financial Literacy and Inclusion Campaign's Clarity Score? 99/100 total · Exceptional · 5 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 100/100 Accountability & Transparency 97/100 Financial Health 100/100 Financial Efficiency 100/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 100/100 Filing history (5 years)15/15 pts Trustee oversight10 trustees · 15/15 pts Declared policies10/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 97/100 Reserves (months of cash)22 months · 15/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets13% · 4/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio96% · 10/10 pts (3-year average) Fundraising efficiency3p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 100/100 Volunteer-to-staff ratio25 volunteers / 6 staff · 10/10 pts ## How much does Ft Financial Literacy and Inclusion Campaign raise and spend? Latest filed year 2025 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £847k | — | | Total expenditure | £702k | — | | Charitable activities | £668k | 95% | | Fundraising | £34k | 5% | | Governance & admin | £112k | 16% | 95%On charitable activities ## Where does the money go? Latest accounts (2025) · £702k spent - Charitable activities95% · £668k - Fundraising5% · £34k - Governance16% · £112k ## What trust indicators does Ft Financial Literacy and Inclusion Campaign have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - ✓ Accounts filed on time up to date · last filing 24 June 2026 - ✓ Trustee board size (3–12) 10 trustees on the Charity Commission register - ✓ Workforce on register 6 employees · 25 volunteers (4:1 volunteer-to-staff) Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 1194590 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1194590) ### Trustees & officers - Patrick John R Jenkins Chair · since 2021 - RITA DHUT since 2021 - Veronica Ahiagbede Kan-Dapaah since 2021 - Andreas Ernst Ferdinand Utermann ASIP,BA since 2021 - Claer Marie Robertson since 2021 - Diane Margaret Maxwell since 2021 - Hannah Leigh Sarney since 2021 - Lucy Rosamond Kellaway since 2021 - Finola Mary McDonnell since 2021 - STEPHEN JONES since 2024 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Ft Financial Literacy and Inclusion Campaign's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Ft Financial Literacy and Inclusion Campaign? Overall score 99/100 (5★) Income £847k Cause spend 96% of expenditure Reg number 1194590 Scope UK-wide Reserves 22 months Trustees 10 Accounts year 2025 Filing up to date ## How does FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN compare, and where else can you look? [Compare FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN with others](https://www.charitycompare.org.uk/compare-charities?ids=ft-financial-literacy-and-inclusion-campaign) [More poverty relief charities](https://www.charitycompare.org.uk/browse/poverty) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where FT FINANCIAL LITERACY AND INCLUSION CAMPAIGN sits The causes this charity is classified under, and other charities working nearby. - [poverty charities](https://www.charitycompare.org.uk/browse/poverty) - [education charities](https://www.charitycompare.org.uk/browse/education) - [children charities](https://www.charitycompare.org.uk/browse/children) - [Charities in London](https://www.charitycompare.org.uk/cities/london) - [poverty charities in London](https://www.charitycompare.org.uk/browse/poverty/london) ### Similar poverty relief charities Top-rated peers by CharityCompare score - [AMOS TRUST](https://www.charitycompare.org.uk/charity/amos-trust) 100/100 · £2.6m - [SUFRA - NW LONDON](https://www.charitycompare.org.uk/charity/sufra-nw-london) 100/100 · £1.7m - [WILDERNESS FOUNDATION UK](https://www.charitycompare.org.uk/charity/wilderness-foundation-uk) 100/100 · £1.6m - [BIRMINGHAM CITY MISSION](https://www.charitycompare.org.uk/charity/birmingham-city-mission) 100/100 · £1.4m ## How can you share Ft Financial Literacy and Inclusion Campaign's rating? 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For this charity ## How do you add Ft Financial Literacy and Inclusion Campaign's rating to your site? Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 99/100 ★★★★★](https://www.charitycompare.org.uk/charity/ft-financial-literacy-and-inclusion-campaign) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 99/100 ★★★★★ Copy code ## Frequently asked questions Common questions about Ft Financial Literacy and Inclusion Campaign's rating, finances, and Charity Commission status. Is Ft Financial Literacy and Inclusion Campaign a good charity? + Ft Financial Literacy and Inclusion Campaign scores 99 out of 100 (5 stars — Exceptional) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 96% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Ft Financial Literacy and Inclusion Campaign a legitimate charity? + Yes — Ft Financial Literacy and Inclusion Campaign is a legitimate registered charity (charity number 1194590). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1194590. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Ft Financial Literacy and Inclusion Campaign's charity number? + Ft Financial Literacy and Inclusion Campaign's charity number is 1194590. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Ft Financial Literacy and Inclusion Campaign's charity rating? + Ft Financial Literacy and Inclusion Campaign scores 99 out of 100 on CharityCompare (5 stars — Exceptional). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Ft Financial Literacy and Inclusion Campaign have reviews and complaints? + CharityCompare does not host public user reviews for Ft Financial Literacy and Inclusion Campaign. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Ft Financial Literacy and Inclusion Campaign? + According to its 2025 regulator filing, 96% of Ft Financial Literacy and Inclusion Campaign's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are Ft Financial Literacy and Inclusion Campaign's overheads? + According to its 2025 regulator filing, fundraising costs were about 4% of total expenditure and combined overheads (fundraising plus governance) were about 21% of total expenditure at Ft Financial Literacy and Inclusion Campaign. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Ft Financial Literacy and Inclusion Campaign's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Ft Financial Literacy and Inclusion Campaign receive? + Ft Financial Literacy and Inclusion Campaign reported £847k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing. Are Ft Financial Literacy and Inclusion Campaign's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Ft Financial Literacy and Inclusion Campaign based? + Ft Financial Literacy and Inclusion Campaign is listed at London · UK-wide · EC4M 9BT and operates UK-wide, focused on poverty relief. How does CharityCompare score Ft Financial Literacy and Inclusion Campaign? + We calculate a Clarity Score of 0–100 from four pillars in Ft Financial Literacy and Inclusion Campaign's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Ft Financial Literacy and Inclusion Campaign's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.