---
title: "Cornerstone Collective of Churches rating | CharityCompare"
description: "Is Cornerstone Collective of Churches a legitimate UK charity? Clarity Score 95/100. Accounts 2025: income £985k · 100% on charitable activities. Reg 1152099."
source: https://www.charitycompare.org.uk/charity/cornerstone-collective-of-churches
retrieved: 2026-08-18T02:16:30.338Z
license: "Charity data © Crown copyright, Open Government Licence v3.0"
---

Quick answer

## Is Cornerstone Collective of Churches a good charity?

Cornerstone Collective of Churches scores 95/100 (5 stars, Exceptional) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£985k total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Liverpool · L18 1DW |
Reg [1152099](https://www.charitycompare.org.uk/charity/cornerstone-collective-of-churches) | Registered charity | [Official website](https://www.cornerstone-collective.org/churches) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1152099)

Donate

## How can you give to CORNERSTONE COLLECTIVE OF CHURCHES?

You leave CharityCompare to complete a donation on the official CORNERSTONE COLLECTIVE OF CHURCHES form. We do not process payments or take commission. Opens their official online donation form.

[Donate](https://www.cornerstone-collective.org/churches?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=1152099)

## What does Cornerstone Collective of Churches do?

Cornerstone Collective of Churches is a registered charity (no. 1152099) working in religion in Liverpool · L18 1DW. Its latest Charity Commission filing directs 100% of spending to charitable activities, holding roughly 2 months of reserves, and files its annual accounts on time. Reported income has been growing (≈13% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Cornerstone Collective of Churches hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=cornerstone-collective-of-churches)

**In short:** CORNERSTONE COLLECTIVE OF CHURCHES scores 95 out of 100 (5 stars). 100% average program spend (3-year average). Filings are up to date with no major concerns.

## What is Cornerstone Collective of Churches?

Cornerstone Collective of Churches has a Clarity Score of 95 out of 100 on CharityCompare (5 stars, Exceptional). Charity Commission registration number 1152099. Status: Registered. Primary cause area: Religion. Latest accounts year 2025: total income £985k, with 100% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 2 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026.

Overall score

95/100

5★ · Exceptional

Cause spend

100%

3-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£985k

Latest year 2025

Reserves

2 mo

Months of running costs

Accounts filing

On time

Charity Commission

Fundraising efficiency not stated ·
3% overhead · Website on register ·
Confidence: high

## How does CORNERSTONE COLLECTIVE OF CHURCHES compare?

Clarity Score percentile against similar UK charities — the share of peers CORNERSTONE COLLECTIVE OF CHURCHES scores higher than.

Income band (£500k–£1m)90thpercentile

**Scores higher than 90% of 2,187 charities in its income band** · 95/100 vs 79 peer average (marker).

Religion charities93rdpercentile

**Scores higher than 93% of 519 charities in this cause** · 95/100 vs 78 peer average (marker).

## How reliable is Cornerstone Collective of Churches's data?

Source

Charity Commission (England & Wales)

Accounts year

2025

Filing date

24 June 2026

Profile reviewed

17 July 2026

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources:
[Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/),
[Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and
[Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/).
[Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/).

## What is Cornerstone Collective of Churches's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 7 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts |

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100
| Metric | Score | Value |
| --- | --- | --- |
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 67% | 2 months · 10/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 2% · 5/5 pts |

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 100% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) |

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 180 volunteers / 12 staff · 10/10 pts |

[How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology)

## What is Cornerstone Collective of Churches's Clarity Score?

95/100 total · Exceptional · 5 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100

Accountability & Transparency

83/100

Financial Health

100/100

Financial Efficiency

100/100

Community Support

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts

Trustee oversight7 trustees · 15/15 pts

Declared policies10/10 pts

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100

Reserves (months of cash)2 months · 10/15 pts

Income stability / growth10/10 pts · 3-year average

Liabilities to assets2% · 5/5 pts

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio100% · 10/10 pts (3-year average)

Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio180 volunteers / 12 staff · 10/10 pts

## How much does Cornerstone Collective of Churches raise and spend?

Latest filed year 2025 · Source: Charity Commission filings
| Category | Amount | % of spend |
| --- | --- | --- |
| Total income | £985k | — |
| Total expenditure | £773k | — |
| Charitable activities | £773k | 100% |
| Governance & admin | £5k | 1% |

100%On charitable activities

## Where does the money go?

Latest accounts (2025) · £773k spent

- Charitable activities100% · £773k
- Governance1% · £5k

## What trust indicators does Cornerstone Collective of Churches have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

- ✓ Accounts filed on time

up to date · last filing 24 June 2026

- ✓ Trustee board size (3–12)

7 trustees on the Charity Commission register

- ✓ Workforce on register

12 employees · 180 volunteers (15:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

[Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/)

Official register

Reg 1152099

Full trustee list, accounts, and regulatory history on the Charity Commission.

[View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1152099)

### Trustees & officers

- ALAN JOHN TAYLOR since 2013
- ANDREW CURTIS CRAIG since 2013
- STEVEN LEE ROBINSON since 2013
- ANNA NICOLE WOOD since 2017
- CHRISTIAN NEIL FORSYTHE since 2017
- LEE STANLEY HORNE since 2016
- MATTHEW ROBERT NEWBERRY Chair · since 2017

100
How we score charities
+The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

[Full methodology →](https://www.charitycompare.org.uk/methodology)

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

## How have Cornerstone Collective of Churches's finances changed over five years?

- Income
- Spending
- Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

## What are the key facts about Cornerstone Collective of Churches?

Overall score

95/100 (5★)

Income

£985k

Cause spend

100% of expenditure

Reg number

1152099

Scope

Local (liverpool)

Reserves

2 months

Trustees

7

Accounts year

2025

Filing

up to date

## How does CORNERSTONE COLLECTIVE OF CHURCHES compare, and where else can you look?

[Compare CORNERSTONE COLLECTIVE OF CHURCHES with others](https://www.charitycompare.org.uk/compare-charities?ids=cornerstone-collective-of-churches) [More religion charities](https://www.charitycompare.org.uk/browse/religion) [How we score charities](https://www.charitycompare.org.uk/methodology)

### Where CORNERSTONE COLLECTIVE OF CHURCHES sits

The causes this charity is classified under, and other charities working nearby.

- [religion charities](https://www.charitycompare.org.uk/browse/religion)
- [children charities](https://www.charitycompare.org.uk/browse/children)
- [elderly charities](https://www.charitycompare.org.uk/browse/elderly)
- [Charities in Liverpool](https://www.charitycompare.org.uk/cities/liverpool)

### Similar religion charities

Top-rated peers by CharityCompare score

- [BIRMINGHAM DIOCESAN TRUST](https://www.charitycompare.org.uk/charity/birmingham-diocesan-trust) 100/100 · £24m
- [ARCHDIOCESE OF CARDIFF-MENEVIA](https://www.charitycompare.org.uk/charity/archdiocese-of-cardiff-menevia) 100/100 · £6.0m
- [FRIENDS INTERNATIONAL MINISTRIES](https://www.charitycompare.org.uk/charity/friends-international-ministries) 100/100 · £2.9m
- [THE ENGLISH SANGHA TRUST LIMITED](https://www.charitycompare.org.uk/charity/the-english-sangha-trust-limited) 100/100 · £2.2m

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## Frequently asked questions

Common questions about Cornerstone Collective of Churches's rating, finances, and Charity Commission status.

Is Cornerstone Collective of Churches a good charity? + Cornerstone Collective of Churches scores 95 out of 100 (5 stars — Exceptional) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Cornerstone Collective of Churches a legitimate charity? + Yes — Cornerstone Collective of Churches is a legitimate registered charity (charity number 1152099). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1152099. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Cornerstone Collective of Churches's charity number? + Cornerstone Collective of Churches's charity number is 1152099. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Cornerstone Collective of Churches's charity rating? + Cornerstone Collective of Churches scores 95 out of 100 on CharityCompare (5 stars — Exceptional). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Cornerstone Collective of Churches have reviews and complaints? + CharityCompare does not host public user reviews for Cornerstone Collective of Churches. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts. For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Cornerstone Collective of Churches? + According to its 2025 regulator filing, 100% of Cornerstone Collective of Churches's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Cornerstone Collective of Churches's overheads? + According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 3% of total expenditure at Cornerstone Collective of Churches. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Cornerstone Collective of Churches's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Cornerstone Collective of Churches receive? + Cornerstone Collective of Churches reported £985k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing.

Are Cornerstone Collective of Churches's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Cornerstone Collective of Churches based? + Cornerstone Collective of Churches is listed at Liverpool · L18 1DW, focused on religion.

How does CharityCompare score Cornerstone Collective of Churches? + We calculate a Clarity Score of 0–100 from four pillars in Cornerstone Collective of Churches's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Cornerstone Collective of Churches's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.