--- title: "City of Liverpool Young Men's Chri… rating | CharityCompare" description: "City of Liverpool Young Men" source: https://www.charitycompare.org.uk/charity/city-of-liverpool-young-men-s-christian-association-inc retrieved: 2026-08-18T02:48:49.353Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is City of Liverpool Young Men's Christian Association (Inc) a good charity? City of Liverpool Young Men's Christian Association (Inc) scores 61/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£16m total income, 100% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. Liverpool · L3 6HU | Reg [210443](https://www.charitycompare.org.uk/charity/city-of-liverpool-young-men-s-christian-association-inc) | Registered charity | [Official website](https://www.liverpoolymca.org.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/210443) Donate ## How can you give to CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC)? You leave CharityCompare to complete a donation on the official CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) form. We do not process payments or take commission. Opens their official online donation form. [Donate](https://www.liverpoolymca.org.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=210443) ## What does City of Liverpool Young Men's Christian Association (Inc) do? City of Liverpool Young Men's Christian Association (Inc) is a registered charity (no. 210443) working in homelessness in Liverpool · L3 6HU. Its latest Charity Commission filing directs 100% of spending to charitable activities, though its recent accounts were filed late. Reported income has been growing (≈25% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — City of Liverpool Young Men's Christian Association (Inc) hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=city-of-liverpool-young-men-s-christian-association-inc) **In short:** CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) scores 61 out of 100 (3 stars). 100% average program spend (Latest year, disclosed years only). Review the pillar breakdown below. ## What is City of Liverpool Young Men's Christian Association (Inc)? City of Liverpool Young Men's Christian Association (Inc) has a Clarity Score of 61 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 210443. Status: Registered. Primary cause area: Homelessness. Latest accounts year 2025: total income £16m, with 100% of expenditure on charitable activities. Accounts filing: late. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 61/100 3★ · Needs improvement Cause spend 100% latest year · charitable activities Accountability 75/100 Finance beacon Income £16m Latest year 2025 Reserves — Months of running costs Accounts filing Late Check register Fundraising efficiency not stated · 0% overhead · Website on register · Confidence: medium ## How does CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) compare? Clarity Score percentile against similar UK charities — the share of peers CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) scores higher than. Income band (£10m+)10thpercentile **Scores higher than 10% of 943 charities in its income band** · 61/100 vs 77 peer average (marker). Homelessness charities8thpercentile **Scores higher than 8% of 243 charities in this cause** · 61/100 vs 79 peer average (marker). ## How reliable is City of Liverpool Young Men's Christian Association (Inc)'s data? Source Charity Commission (England & Wales) Accounts year 2025 Filing date 24 June 2026 Profile reviewed 17 July 2026 Medium confidence — some data missing or late Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is City of Liverpool Young Men's Christian Association (Inc)'s Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 75/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 33% | 5/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 9 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 37/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | Not stated · 0/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 100% | 10/10 pts · 3-year average | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 20% | 48% · 1/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 100% · 10/10 pts (3-year average) | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | 8 volunteers / 226 staff · 0/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is City of Liverpool Young Men's Christian Association (Inc)'s Clarity Score? 61/100 total · Needs improvement · 3 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 75/100 Accountability & Transparency 37/100 Financial Health 100/100 Financial Efficiency 0/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 75/100 Filing history (5 years)5/15 pts Trustee oversight9 trustees · 15/15 pts Declared policies10/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 37/100 Reserves (months of cash)Not stated · 0/15 pts Income stability / growth10/10 pts · 3-year average Liabilities to assets48% · 1/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 100/100 Program expense ratio100% · 10/10 pts (3-year average) Fundraising efficiency0p per £1 income · 10/10 pts (3-year average) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 Volunteer-to-staff ratio8 volunteers / 226 staff · 0/10 pts ## How much does City of Liverpool Young Men's Christian Association (Inc) raise and spend? Latest filed year 2025 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £16m | — | | Total expenditure | £15m | — | | Charitable activities | Not disclosed | — | ## Where does the money go? Latest accounts (2025) · £15m spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split. ## What trust indicators does City of Liverpool Young Men's Christian Association (Inc) have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - — Accounts filed on time Filing status: late - ✓ Trustee board size (3–12) 9 trustees on the Charity Commission register - ✓ Workforce on register 226 employees · 8 volunteers (0:1 volunteer-to-staff) Fundraising Regulator Not listed as member Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 210443 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/210443) ### Trustees & officers - Rev Michelle Montrose since 2018 - Mike Barker Chair · since 2020 - Clare White since 2020 - Martin Farran since 2022 - Helen Klepper since 2022 - Tony Allen since 2023 - Julie Fadden since 2023 - John Hussey since 2024 - David Brigden since 2025 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have City of Liverpool Young Men's Christian Association (Inc)'s finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about City of Liverpool Young Men's Christian Association (Inc)? Overall score 61/100 (3★) Income £16m Cause spend 100% of expenditure Reg number 210443 Scope Local (liverpool) Reserves — Trustees 9 Accounts year 2025 Filing late ## How does CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) compare, and where else can you look? [Compare CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) with others](https://www.charitycompare.org.uk/compare-charities?ids=city-of-liverpool-young-men-s-christian-association-inc) [More homelessness charities](https://www.charitycompare.org.uk/browse/homelessness) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where CITY OF LIVERPOOL YOUNG MEN'S CHRISTIAN ASSOCIATION (INC) sits The causes this charity is classified under, and other charities working nearby. - [homelessness charities](https://www.charitycompare.org.uk/browse/homelessness) - [religion charities](https://www.charitycompare.org.uk/browse/religion) - [sport charities](https://www.charitycompare.org.uk/browse/sport) - [health charities](https://www.charitycompare.org.uk/browse/health) - [Charities in Liverpool](https://www.charitycompare.org.uk/cities/liverpool) ### Similar homelessness charities Top-rated peers by CharityCompare score - [ROUNDABOUT LIMITED](https://www.charitycompare.org.uk/charity/roundabout-limited) 98/100 · £9.4m - [DEAFBLIND UK](https://www.charitycompare.org.uk/charity/deafblind-uk) 98/100 · £3.6m - [SIGHT SUPPORT HULL AND EAST YORKSHIRE](https://www.charitycompare.org.uk/charity/sight-support-hull-and-east-yorkshire) 96/100 · £666k - [Churches Housing Action Team (Devon) Ltd](https://www.charitycompare.org.uk/charity/churches-housing-action-team-devon-ltd) 95/100 · £489k ## How can you share City of Liverpool Young Men's Christian Association (Inc)'s rating? 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BadgeScore widget [♥ CharityCompare Clarity Score 61/100 ★★★★★](https://www.charitycompare.org.uk/charity/city-of-liverpool-young-men-s-christian-association-inc) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 61/100 ★★★★★ Copy code ## What red flags does City of Liverpool Young Men's Christian Association (Inc) have? ## Frequently asked questions Common questions about City of Liverpool Young Men's Christian Association (Inc)'s rating, finances, and Charity Commission status. Is City of Liverpool Young Men's Christian Association (Inc) a good charity? + City of Liverpool Young Men's Christian Association (Inc) scores 61 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 100% of its spending goes to charitable activities and its accounts are late. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is City of Liverpool Young Men's Christian Association (Inc) a legitimate charity? + Yes — City of Liverpool Young Men's Christian Association (Inc) is a legitimate registered charity (charity number 210443). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/210443. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is City of Liverpool Young Men's Christian Association (Inc)'s charity number? + City of Liverpool Young Men's Christian Association (Inc)'s charity number is 210443. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is City of Liverpool Young Men's Christian Association (Inc)'s charity rating? + City of Liverpool Young Men's Christian Association (Inc) scores 61 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does City of Liverpool Young Men's Christian Association (Inc) have reviews and complaints? + CharityCompare does not host public user reviews for City of Liverpool Young Men's Christian Association (Inc). Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches City of Liverpool Young Men's Christian Association (Inc)? + According to its 2025 regulator filing, 100% of City of Liverpool Young Men's Christian Association (Inc)'s total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift. What are City of Liverpool Young Men's Christian Association (Inc)'s overheads? + According to its 2025 regulator filing, combined overheads (fundraising plus governance) were about 0% of total expenditure at City of Liverpool Young Men's Christian Association (Inc). The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what City of Liverpool Young Men's Christian Association (Inc)'s chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does City of Liverpool Young Men's Christian Association (Inc) receive? + City of Liverpool Young Men's Christian Association (Inc) reported £16m total income in its 2025 accounts, based on UK regulator filings. Five-year trend: growing. Are City of Liverpool Young Men's Christian Association (Inc)'s accounts up to date? + Filing status: late (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is City of Liverpool Young Men's Christian Association (Inc) based? + City of Liverpool Young Men's Christian Association (Inc) is listed at Liverpool · L3 6HU, focused on homelessness. How does CharityCompare score City of Liverpool Young Men's Christian Association (Inc)? + We calculate a Clarity Score of 0–100 from four pillars in City of Liverpool Young Men's Christian Association (Inc)'s regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and City of Liverpool Young Men's Christian Association (Inc)'s most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.