--- title: "Charinco Common Investment Fund rating | CharityCompare" description: "Is Charinco Common Investment Fund a legitimate UK charity? Clarity Score 25/100. Accounts 2018: income £3.6m · cause-spend split not disclosed. Reg 270540." source: https://www.charitycompare.org.uk/charity/charinco-common-investment-fund retrieved: 2026-08-18T02:10:04.032Z license: "Charity data © Crown copyright, Open Government Licence v3.0" --- Quick answer ## Is Charinco Common Investment Fund a good charity? Charinco Common Investment Fund scores 25/100 (2 stars, Poor) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2018 (£3.6m total income, cause-spend split not disclosed). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown. London · UK-wide · EC2N 2DL | Reg [270540](https://www.charitycompare.org.uk/charity/charinco-common-investment-fund) | Registered charity | [Official website](http://www.blackrock.co.uk/charities) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/270540) Donate ## How can you give to CHARINCO COMMON INVESTMENT FUND? You leave CharityCompare to complete a donation on the official CHARINCO COMMON INVESTMENT FUND form. We do not process payments or take commission. Opens their official online donation form. [Donate](http://www.blackrock.co.uk/charities?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=270540) ## What does Charinco Common Investment Fund do? Charinco Common Investment Fund is a registered charity (no. 270540) working in community across the United Kingdom. Its latest Charity Commission filing does not disclose a charitable-activities spend split in recent filings, though accounts are currently overdue or missing. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes. Summarised from public filings — Charinco Common Investment Fund hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=charinco-common-investment-fund) **In short:** CHARINCO COMMON INVESTMENT FUND scores 25 out of 100 (2 stars). Cause-spend split not disclosed in recent filings. Review the pillar breakdown below. ## What is Charinco Common Investment Fund? Charinco Common Investment Fund has a Clarity Score of 25 out of 100 on CharityCompare (2 stars, Poor). Charity Commission registration number 270540. Status: Registered. Primary cause area: Community. Latest accounts year 2018: total income £3.6m, cause-spend split not disclosed in that filing. Accounts filing: missing. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation. Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026. Overall score 25/100 2★ · Poor Cause spend N/D Not disclosed in filings Accountability 38/100 Finance beacon Income £3.6m Latest year 2018 Reserves — Months of running costs Accounts filing Missing Check register Fundraising efficiency not stated · Overhead not disclosed · Website on register · Confidence: low ## How does CHARINCO COMMON INVESTMENT FUND compare? Clarity Score percentile against similar UK charities — the share of peers CHARINCO COMMON INVESTMENT FUND scores higher than. Income band (£1m–£5m)0thpercentile **Scores higher than 0% of 2,776 charities in its income band** · 25/100 vs 78 peer average (marker). Community charities2ndpercentile **Scores higher than 2% of 216 charities in this cause** · 25/100 vs 72 peer average (marker). ## How reliable is Charinco Common Investment Fund's data? Source Charity Commission (England & Wales) Accounts year 2018 Filing date 24 June 2026 Profile reviewed 17 July 2026 Low confidence — key filing data unavailable Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact. Contains public sector information licensed under the Open Government Licence v3.0. Sources: [Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/), [Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and [Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/). [Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/). ## What is Charinco Common Investment Fund's Beacon report? Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report. ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 38/100 | Metric | Score | Value | | --- | --- | --- | | Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 0% | 0/15 pts | | Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 8 trustees · 15/15 pts | | Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 0% | 0/10 pts | ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 0/100 | Metric | Score | Value | | --- | --- | --- | | Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | Not stated · 0/15 pts | | Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 0% | 0/10 pts · Latest year | | Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 0% | Not stated · 0/5 pts | ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 50/100 | Metric | Score | Value | | --- | --- | --- | | Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 0% | Not stated · 0/10 pts | | Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (Latest year) | ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 | Metric | Score | Value | | --- | --- | --- | | Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts | [How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology) ## What is Charinco Common Investment Fund's Clarity Score? 25/100 total · Poor · 2 of 5 stars Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings. 38/100 Accountability & Transparency 0/100 Financial Health 50/100 Financial Efficiency 0/100 Community Support ### Accountability & Transparency Baseline trust from filing discipline, board oversight, and declared governance policies. 38/100 Filing history (5 years)0/15 pts Trustee oversight8 trustees · 15/15 pts Declared policies0/10 pts ### Financial Health Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts. 0/100 Reserves (months of cash)Not stated · 0/15 pts Income stability / growth0/10 pts · Latest year Liabilities to assetsNot stated · 0/5 pts ### Financial Efficiency How efficiently funds reach the cause — program spend and fundraising cost ratios. 50/100 Program expense ratioNot stated · 0/10 pts Fundraising efficiency0p per £1 income · 10/10 pts (Latest year) ### Community Support Grassroots backing from Charity Commission workforce data — volunteers vs paid staff. 0/100 Volunteer-to-staff ratioNot reported · 0/10 pts ## How much does Charinco Common Investment Fund raise and spend? Latest filed year 2018 · Source: Charity Commission filings | Category | Amount | % of spend | | --- | --- | --- | | Total income | £3.6m | — | | Total expenditure | £7.8m | — | | Charitable activities | Not disclosed | — | ## Where does the money go? Latest accounts (2018) · £7.8m spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split. ## What trust indicators does Charinco Common Investment Fund have? Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported. - — Accounts filed on time Filing status: missing - ✓ Trustee board size (3–12) 8 trustees on the Charity Commission register Fundraising Regulator Status not yet checked Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice. [Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/) Official register Reg 270540 Full trustee list, accounts, and regulatory history on the Charity Commission. [View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/270540) ### Trustees & officers - ROBERT RENTON POPE - Julian Arthur Vaughan Smith - DAVID LOUGH since 2011 - BNY MELLON TRUST & DEPOSITARY (UK) LIMITED since 2013 - JOHN HESKETT Chair · since 2014 - JEREMY THOMPSON since 2014 - Andrew Brettell since 2015 - BLACKROCK FUND MANAGERS LIMITED 100 How we score charities +The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically. [Full methodology →](https://www.charitycompare.org.uk/methodology) Accountability & Transparency Scored from filings 40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10). Financial Health Scored from filings 30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises). Financial Efficiency Scored from filings 20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below). Community Support Scored from filings 10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio. Overall score Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated. ## How have Charinco Common Investment Fund's finances changed over five years? - Income - Spending - Cause spend Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts ## What are the key facts about Charinco Common Investment Fund? Overall score 25/100 (2★) Income £3.6m Cause spend Not disclosed Reg number 270540 Scope UK-wide Reserves — Trustees 8 Accounts year 2018 Filing missing ## How does CHARINCO COMMON INVESTMENT FUND compare, and where else can you look? [Compare CHARINCO COMMON INVESTMENT FUND with others](https://www.charitycompare.org.uk/compare-charities?ids=charinco-common-investment-fund) [More community charities](https://www.charitycompare.org.uk/browse/community) [How we score charities](https://www.charitycompare.org.uk/methodology) ### Where CHARINCO COMMON INVESTMENT FUND sits The causes this charity is classified under, and other charities working nearby. - [community charities](https://www.charitycompare.org.uk/browse/community) - [Charities in London](https://www.charitycompare.org.uk/cities/london) - [community charities in London](https://www.charitycompare.org.uk/browse/community/london) ### Similar community charities Top-rated peers by CharityCompare score - [JW3 TRUST LIMITED](https://www.charitycompare.org.uk/charity/jw3-trust-limited) 100/100 · £4.2m - [RETHINK CHARITY](https://www.charitycompare.org.uk/charity/rethink-charity) 100/100 · £2.0m - [HEART OF ENGLAND COMMUNITY FOUNDATION](https://www.charitycompare.org.uk/charity/heart-of-england-community-foundation) 99/100 · £14m - [BIRTH COMPANIONS](https://www.charitycompare.org.uk/charity/birth-companions) 99/100 · £829k ## How can you share Charinco Common Investment Fund's rating? Share: [X](https://twitter.com/intent/tweet?text=Charinco%20Common%20Investment%20Fund%20%E2%80%94%2025%2F100%20Clarity%20Score%20on%20CharityCompare&url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fcharinco-common-investment-fund)[LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fcharinco-common-investment-fund)[Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fcharinco-common-investment-fund)[Bluesky](https://bsky.app/intent/compose?text=Charinco%20Common%20Investment%20Fund%20%E2%80%94%2025%2F100%20Clarity%20Score%20on%20CharityCompare%20https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fcharinco-common-investment-fund) Copy link Print / save as PDFOpens a printer-friendly view of this profile for Charinco Common Investment Fund. For this charity ## How do you add Charinco Common Investment Fund's rating to your site? Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology). BadgeScore widget [♥ CharityCompare Clarity Score 25/100 ★★★★★](https://www.charitycompare.org.uk/charity/charinco-common-investment-fund) Lightweight HTML badge (no iframe) — paste anywhere ♥ CharityCompare Clarity Score 25/100 ★★★★★ Copy code ## What red flags does Charinco Common Investment Fund have? ## Frequently asked questions Common questions about Charinco Common Investment Fund's rating, finances, and Charity Commission status. Is Charinco Common Investment Fund a good charity? + Charinco Common Investment Fund scores 25 out of 100 (2 stars — Poor) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Its recent filings do not disclose a charitable-activities spend split and its accounts are missing. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate. Is Charinco Common Investment Fund a legitimate charity? + Yes — Charinco Common Investment Fund is a legitimate registered charity (charity number 270540). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/270540. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact. What is Charinco Common Investment Fund's charity number? + Charinco Common Investment Fund's charity number is 270540. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals. What is Charinco Common Investment Fund's charity rating? + Charinco Common Investment Fund scores 25 out of 100 on CharityCompare (2 stars — Poor). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking. Does Charinco Common Investment Fund have reviews and complaints? + CharityCompare does not host public user reviews for Charinco Common Investment Fund. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate. How much of my donation reaches Charinco Common Investment Fund? + Charinco Common Investment Fund does not disclose a charitable-activities spend split in its recent UK regulator filings, so there is no official figure for how much of a donation reaches the cause. CharityCompare reports this as "not disclosed" rather than assuming a number. What are Charinco Common Investment Fund's overheads? + Charinco Common Investment Fund's recent UK regulator filings do not disclose a fundraising or governance cost split, so no official overhead percentage is available. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Charinco Common Investment Fund's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register. How much income does Charinco Common Investment Fund receive? + Charinco Common Investment Fund reported £3.6m total income in its 2018 accounts, based on UK regulator filings. Five-year trend: limited history. Are Charinco Common Investment Fund's accounts up to date? + Filing status: missing (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score. Where is Charinco Common Investment Fund based? + Charinco Common Investment Fund is listed at London · UK-wide · EC2N 2DL and operates UK-wide, focused on community. How does CharityCompare score Charinco Common Investment Fund? + We calculate a Clarity Score of 0–100 from four pillars in Charinco Common Investment Fund's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought. How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Charinco Common Investment Fund's most recent accounts cover 2018. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.