---
title: "Chapman Charitable Trust charity rating | CharityCompare"
description: "Is Chapman Charitable Trust a legitimate UK charity? Clarity Score 63/100. Accounts 2025: income £443k · 92% on charitable activities. Reg 232791."
source: https://www.charitycompare.org.uk/charity/chapman-charitable-trust
retrieved: 2026-08-18T04:41:44.898Z
license: "Charity data © Crown copyright, Open Government Licence v3.0"
---

Quick answer

## Is Chapman Charitable Trust a good charity?

Chapman Charitable Trust scores 63/100 (3 stars, Needs improvement) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2025 (£443k total income, 92% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

London · UK-wide · EC3V 0BT |
Reg [232791](https://www.charitycompare.org.uk/charity/chapman-charitable-trust) | Registered charity | [Official website](https://www.chapmancharitabletrust.org.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/232791)

Donate

## How can you give to CHAPMAN CHARITABLE TRUST?

You leave CharityCompare to complete a donation on the official CHAPMAN CHARITABLE TRUST form. We do not process payments or take commission. Opens their official online donation form.

[Donate](https://www.chapmancharitabletrust.org.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=232791)

## What does Chapman Charitable Trust do?

Chapman Charitable Trust is a registered charity (no. 232791) working in disability across the United Kingdom. Its latest Charity Commission filing directs 92% of spending to charitable activities, holding roughly 302 months of reserves, and files its annual accounts on time. Reported income changed sharply in 2022 (likely a merger, transfer or reporting change) — year-on-year trend labels are not meaningful across that step. CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Chapman Charitable Trust hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=chapman-charitable-trust)

**In short:** CHAPMAN CHARITABLE TRUST scores 63 out of 100 (3 stars). 92% average program spend (Latest year, disclosed years only). Review the pillar breakdown below.

## What is Chapman Charitable Trust?

Chapman Charitable Trust has a Clarity Score of 63 out of 100 on CharityCompare (3 stars, Needs improvement). Charity Commission registration number 232791. Status: Registered. Primary cause area: Disability. Latest accounts year 2025: total income £443k, with 92% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 302 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026.

Overall score

63/100

3★ · Needs improvement

Cause spend

92%

latest year · charitable activities

Accountability

83/100

Finance beacon

Income

£443k

Latest year 2025

Reserves

302 mo

Months of running costs

Accounts filing

On time

Charity Commission

£96.6 raised per £1 fundraising (latest year) ·
3% overhead · Website on register ·
Confidence: high

## How does CHAPMAN CHARITABLE TRUST compare?

Clarity Score percentile against similar UK charities — the share of peers CHAPMAN CHARITABLE TRUST scores higher than.

Income band (£100k–£500k)33rdpercentile

**Scores higher than 33% of 972 charities in its income band** · 63/100 vs 70 peer average (marker).

Disability charities14thpercentile

**Scores higher than 14% of 711 charities in this cause** · 63/100 vs 79 peer average (marker).

## How reliable is Chapman Charitable Trust's data?

Source

Charity Commission (England & Wales)

Accounts year

2025

Filing date

24 June 2026

Profile reviewed

17 July 2026

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources:
[Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/),
[Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and
[Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/).
[Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/).

## What is Chapman Charitable Trust's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

83/100
| Metric | Score | Value |
| --- | --- | --- |
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 5 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 30% | 3/10 pts |

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

17/100
| Metric | Score | Value |
| --- | --- | --- |
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 0% | 302 months · 0/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 0% | 0/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 100% | 0% · 5/5 pts |

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 92% · 10/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 0p per £1 income · 10/10 pts (3-year average) |

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

50/100
| Metric | Score | Value |
| --- | --- | --- |
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 50% | 2 volunteers · 5/10 pts |

[How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology)

## What is Chapman Charitable Trust's Clarity Score?

63/100 total · Needs improvement · 3 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

83/100

Accountability & Transparency

17/100

Financial Health

100/100

Financial Efficiency

50/100

Community Support

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

83/100

Filing history (5 years)15/15 pts

Trustee oversight5 trustees · 15/15 pts

Declared policies3/10 pts

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

17/100

Reserves (months of cash)302 months · 0/15 pts

Income stability / growth0/10 pts · 3-year average

Liabilities to assets0% · 5/5 pts

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio92% · 10/10 pts (3-year average)

Fundraising efficiency0p per £1 income · 10/10 pts (3-year average)

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

50/100

Volunteer-to-staff ratio2 volunteers · 5/10 pts

## How much does Chapman Charitable Trust raise and spend?

Latest filed year 2025 · Source: Charity Commission filings
| Category | Amount | % of spend |
| --- | --- | --- |
| Total income | £443k | — |
| Total expenditure | £513k | — |
| Charitable activities | Not disclosed | — |

## Where does the money go?

Latest accounts (2025) · £513k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.

## What trust indicators does Chapman Charitable Trust have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

- ✓ Accounts filed on time

up to date · last filing 24 June 2026

- ✓ Trustee board size (3–12)

5 trustees on the Charity Commission register

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

[Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/)

Official register

Reg 232791

Full trustee list, accounts, and regulatory history on the Charity Commission.

[View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/232791)

### Trustees & officers

- GUY JOHN ALEXANDER CHAPMAN since 1999
- RICHARD JOHN CHAPMAN Chair · since 1990
- BRYONY CHAPMAN since 2007
- Thomas Edward Oswin Williams since 2016
- Gregory William Chapman since 2021

100
How we score charities
+The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

[Full methodology →](https://www.charitycompare.org.uk/methodology)

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

## How have Chapman Charitable Trust's finances changed over five years?

- Income
- Spending
- Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

## What are the key facts about Chapman Charitable Trust?

Overall score

63/100 (3★)

Income

£443k

Cause spend

92% of expenditure

Reg number

232791

Scope

UK-wide

Reserves

302 months

Trustees

5

Accounts year

2025

Filing

up to date

## How does CHAPMAN CHARITABLE TRUST compare, and where else can you look?

[Compare CHAPMAN CHARITABLE TRUST with others](https://www.charitycompare.org.uk/compare-charities?ids=chapman-charitable-trust) [More disability charities](https://www.charitycompare.org.uk/browse/disability) [How we score charities](https://www.charitycompare.org.uk/methodology)

### Where CHAPMAN CHARITABLE TRUST sits

The causes this charity is classified under, and other charities working nearby.

- [disability charities](https://www.charitycompare.org.uk/browse/disability)
- [environment charities](https://www.charitycompare.org.uk/browse/environment)
- [arts charities](https://www.charitycompare.org.uk/browse/arts)
- [health charities](https://www.charitycompare.org.uk/browse/health)
- [Charities in London](https://www.charitycompare.org.uk/cities/london)
- [disability charities in London](https://www.charitycompare.org.uk/browse/disability/london)

### Similar disability charities

Top-rated peers by CharityCompare score

- [POLKA CHILDREN'S THEATRE LIMITED](https://www.charitycompare.org.uk/charity/polka-children-s-theatre-limited) 100/100 · £3.6m
- [TREWEN MEADOWS](https://www.charitycompare.org.uk/charity/trewen-meadows) 100/100 · £1.4m
- [CAMBRIDGE RAPE CRISIS CENTRE](https://www.charitycompare.org.uk/charity/cambridge-rape-crisis-centre) 100/100 · £916k
- [Kent Neuro Therapy Centre Limited](https://www.charitycompare.org.uk/charity/kent-neuro-therapy-centre-limited) 100/100 · £858k

## How can you share Chapman Charitable Trust's rating?

Share: [X](https://twitter.com/intent/tweet?text=Chapman%20Charitable%20Trust%20%E2%80%94%2063%2F100%20Clarity%20Score%20on%20CharityCompare&url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fchapman-charitable-trust)[LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fchapman-charitable-trust)[Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fchapman-charitable-trust)[Bluesky](https://bsky.app/intent/compose?text=Chapman%20Charitable%20Trust%20%E2%80%94%2063%2F100%20Clarity%20Score%20on%20CharityCompare%20https%3A%2F%2Fwww.charitycompare.org.uk%2Fcharity%2Fchapman-charitable-trust) Copy link

Print / save as PDFOpens a printer-friendly view of this profile for Chapman Charitable Trust.

For this charity

## How do you add Chapman Charitable Trust's rating to your site?

Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our [methodology](https://www.charitycompare.org.uk/methodology).

BadgeScore widget

[♥ CharityCompare Clarity Score 63/100 ★★★★★](https://www.charitycompare.org.uk/charity/chapman-charitable-trust)

Lightweight HTML badge (no iframe) — paste anywhere<a href="https://www.charitycompare.org.uk/charity/chapman-charitable-trust" target="_blank" rel="noopener" style="display:inline-flex;align-items:center;gap:9px;font-family:system-ui,-apple-system,sans-serif;text-decoration:none;border:1px solid #e7e2d6;border-radius:10px;padding:8px 12px;background:#fff;color:#0f0f0f;">
<span style="display:inline-flex;width:24px;height:24px;align-items:center;justify-content:center;border-radius:6px;background:#C74C05;color:#fff;font-weight:700;font-size:14px;">♥</span>
<span style="display:flex;flex-direction:column;line-height:1.25;">
<span style="font-size:11px;color:#5a5a5a;">CharityCompare Clarity Score</span>
<span style="font-weight:700;font-size:14px;">63/100 <span style="color:#C74C05;">★★★</span><span style="color:#cfc8ba;">★★</span></span>
</span>
</a>Copy code

## What red flags does Chapman Charitable Trust have?

## Frequently asked questions

Common questions about Chapman Charitable Trust's rating, finances, and Charity Commission status.

Is Chapman Charitable Trust a good charity? + Chapman Charitable Trust scores 63 out of 100 (3 stars — Needs improvement) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 92% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Chapman Charitable Trust a legitimate charity? + Yes — Chapman Charitable Trust is a legitimate registered charity (charity number 232791). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/232791. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Chapman Charitable Trust's charity number? + Chapman Charitable Trust's charity number is 232791. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Chapman Charitable Trust's charity rating? + Chapman Charitable Trust scores 63 out of 100 on CharityCompare (3 stars — Needs improvement). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Chapman Charitable Trust have reviews and complaints? + CharityCompare does not host public user reviews for Chapman Charitable Trust. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Chapman Charitable Trust? + According to its 2025 regulator filing, 92% of Chapman Charitable Trust's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Chapman Charitable Trust's overheads? + According to its 2025 regulator filing, fundraising costs were about 8% of total expenditure and combined overheads (fundraising plus governance) were about 3% of total expenditure at Chapman Charitable Trust. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Chapman Charitable Trust's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Chapman Charitable Trust receive? + Chapman Charitable Trust reported £443k total income in its 2025 accounts, based on UK regulator filings. Five-year trend: restructured.

Are Chapman Charitable Trust's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Chapman Charitable Trust based? + Chapman Charitable Trust is listed at London · UK-wide · EC3V 0BT and operates UK-wide, focused on disability.

How does CharityCompare score Chapman Charitable Trust? + We calculate a Clarity Score of 0–100 from four pillars in Chapman Charitable Trust's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Chapman Charitable Trust's most recent accounts cover 2025. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.