---
title: "Blue Cross — charity rating & review | CharityCompare"
description: "Is Blue Cross a legitimate UK charity? Clarity Score 87/100. Accounts 2024: income £51m · 72% on charitable activities. Reg 224392."
source: https://www.charitycompare.org.uk/charity/blue-cross
retrieved: 2026-08-18T00:46:35.503Z
license: "Charity data © Crown copyright, Open Government Licence v3.0"
---

Quick answer

## Is Blue Cross a good charity?

Blue Cross scores 87/100 (4 stars, Good) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2024 (£51m total income, 72% of spending on charitable activities). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.

Oxford · UK-wide · OX18 4PF |
Reg [224392](https://www.charitycompare.org.uk/charity/blue-cross) | Registered charity | [Official website](https://www.bluecross.org.uk/) | [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/224392)

Donate

## How can you give to BLUE CROSS?

You leave CharityCompare to complete a donation on the official BLUE CROSS form. We do not process payments or take commission. Opens their official online donation form.

[Donate](https://www.bluecross.org.uk/?utm_source=charitycompare&utm_medium=referral&utm_campaign=donate&utm_content=224392)

## What does Blue Cross do?

Blue Cross is a registered charity (no. 224392) working in animals across the United Kingdom. Its latest Charity Commission filing directs 72% of spending to charitable activities, holding roughly 14 months of reserves, and files its annual accounts on time. Reported income has been growing (≈9% a year). CharityCompare's Clarity Score rates the organisation only from public Charity Commission accounts — accountability, financial health, efficiency and community support — not the quality or impact of its programmes.

Summarised from public filings — Blue Cross hasn't added its own description yet. [Work here? Add it free →](https://www.charitycompare.org.uk/claim?charity=blue-cross)

**In short:** BLUE CROSS scores 87 out of 100 (4 stars). 72% average program spend (3-year average). Filings are up to date with no major concerns.

## What is Blue Cross?

Blue Cross has a Clarity Score of 87 out of 100 on CharityCompare (4 stars, Good). Charity Commission registration number 224392. Status: Registered. Primary cause area: Animals. Latest accounts year 2024: total income £51m, with 72% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 14 months of operating costs. 1 filing concern(s) noted on this profile. Scores are independent and based on official filings — not a donation recommendation.

Data from [Charity Commission register](https://register-of-charities.charitycommission.gov.uk/), last updated 17 July 2026.

Overall score

87/100

4★ · Good

Cause spend

72%

3-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£51m

Latest year 2024

Reserves

14 mo

Months of running costs

Accounts filing

On time

Charity Commission

£3.7 raised per £1 fundraising (3-yr avg) ·
28% overhead · Website on register ·
Confidence: high

## How does BLUE CROSS compare?

Clarity Score percentile against similar UK charities — the share of peers BLUE CROSS scores higher than.

Income band (£10m+)83rdpercentile

**Scores higher than 83% of 943 charities in its income band** · 87/100 vs 77 peer average (marker).

Animals charities74thpercentile

**Scores higher than 74% of 370 charities in this cause** · 87/100 vs 78 peer average (marker).

## How reliable is Blue Cross's data?

Source

Charity Commission (England & Wales)

Accounts year

2024

Filing date

24 June 2026

Profile reviewed

17 July 2026

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.

Contains public sector information licensed under the Open Government Licence v3.0. Sources:
[Charity Commission for England and Wales](https://register-of-charities.charitycommission.gov.uk/),
[Office of the Scottish Charity Regulator](https://www.oscr.org.uk/) and
[Charity Commission for Northern Ireland](https://www.charitycommissionni.org.uk/).
[Open Government Licence v3.0](https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/).

## What is Blue Cross's Beacon report?

Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Filing history (5 years) 100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts. | 100% | 15/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 11 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 100% | 10/10 pts |

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

90/100
| Metric | Score | Value |
| --- | --- | --- |
| Reserves (months of cash) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years (hoarding) = 0 pts. | 100% | 14 months · 15/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 80% | 8/10 pts · 3-year average |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 80% | 11% · 4/5 pts |

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

50/100
| Metric | Score | Value |
| --- | --- | --- |
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 60% | 72% · 6/10 pts (3-year average) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 40% | 27p per £1 income · 4/10 pts (3-year average) |

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100
| Metric | Score | Value |
| --- | --- | --- |
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 100% | 2,797 volunteers / 893 staff · 10/10 pts |

[How we calculate beacon scores →](https://www.charitycompare.org.uk/methodology)

## What is Blue Cross's Clarity Score?

87/100 total · Good · 4 of 5 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100

Accountability & Transparency

90/100

Financial Health

50/100

Financial Efficiency

100/100

Community Support

### Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts

Trustee oversight11 trustees · 15/15 pts

Declared policies10/10 pts

### Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

90/100

Reserves (months of cash)14 months · 15/15 pts

Income stability / growth8/10 pts · 3-year average

Liabilities to assets11% · 4/5 pts

### Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

50/100

Program expense ratio72% · 6/10 pts (3-year average)

Fundraising efficiency27p per £1 income · 4/10 pts (3-year average)

### Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio2,797 volunteers / 893 staff · 10/10 pts

## How much does Blue Cross raise and spend?

Latest filed year 2024 · Source: Charity Commission filings
| Category | Amount | % of spend |
| --- | --- | --- |
| Total income | £51m | — |
| Total expenditure | £51m | — |
| Charitable activities | £37m | 74% |
| Fundraising | £13m | 26% |
| Governance & admin | £61k | 0% |

74%On charitable activities

## Where does the money go?

Latest accounts (2024) · £51m spent

- Charitable activities74% · £37m
- Fundraising26% · £13m
- Governance0% · £61k

## What trust indicators does Blue Cross have?

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

- ✓ Accounts filed on time

up to date · last filing 24 June 2026

- ✓ Trustee board size (3–12)

11 trustees on the Charity Commission register

- ✓ Workforce on register

893 employees · 2,797 volunteers (3:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

[Check Fundraising Regulator →](https://www.fundraisingregulator.org.uk/members/)

Official register

Reg 224392

Full trustee list, accounts, and regulatory history on the Charity Commission.

[View on Charity Commission →](https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/224392)

### Trustees & officers

- Stephen Paul Swift since 2014
- JEREMY ROSS STEWART since 2014
- Clive Everest MA FCA since 2016
- Christopher Martin since 2018
- Caroline Gosling since 2018
- Nicholas Robert Park since 2019
- Nicola Jane Brooks-Coppard since 2020
- Alison Forrestal since 2021
- Kath Qualtrough since 2022
- Kerry Blackstock since 2022
- Beth Brook Chair · since 2024

100
How we score charities
+The Clarity Score is a 100-point rating from UK regulator filings (Charity Commission for England and Wales, OSCR and CCNI). Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10) — each scored on a continuous scale, not pass/fail cutoffs. A statutory inquiry sets the score to 0 automatically.

[Full methodology →](https://www.charitycompare.org.uk/methodology)

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15, scaling up to a board of three or more), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15, full marks 3–24 months, tapering on both sides), income stability (10), liabilities to assets (5, scaling down as debt rises).

Financial Efficiency

Scored from filings

20 points — program expense ratio and fundraising cost, each on a graduated scale (not a single cutoff). Kept at 20% of the total: financial-ratio scoring alone is not a reliable effectiveness signal (see "why not just an overhead ratio?" below).

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data, scaling continuously up to a 2:1 ratio.

Overall score

Sum of all pillar points. Display stars use the same bands as the labels: 90–100 → 5★ Exceptional; 75–89 → 4★ Good; 60–74 → 3★ Needs improvement; 1–59 → 2★ Poor; 0 → not rated.

## How have Blue Cross's finances changed over five years?

- Income
- Spending
- Cause spend

Values in £ thousands · Cause spend plotted only when the filing discloses a split · Source: Charity Commission accounts

## What are the key facts about Blue Cross?

Overall score

87/100 (4★)

Income

£51m

Cause spend

72% of expenditure

Reg number

224392

Scope

UK-wide

Reserves

14 months

Trustees

11

Accounts year

2024

Filing

up to date

## How does BLUE CROSS compare, and where else can you look?

[Compare BLUE CROSS with others](https://www.charitycompare.org.uk/compare-charities?ids=blue-cross) [More animals charities](https://www.charitycompare.org.uk/browse/animals) [How we score charities](https://www.charitycompare.org.uk/methodology)

### Where BLUE CROSS sits

The causes this charity is classified under, and other charities working nearby.

- [animals charities](https://www.charitycompare.org.uk/browse/animals)
- [education charities](https://www.charitycompare.org.uk/browse/education)
- [children charities](https://www.charitycompare.org.uk/browse/children)
- [elderly charities](https://www.charitycompare.org.uk/browse/elderly)
- [Charities in Oxford](https://www.charitycompare.org.uk/cities/oxford)
- [animals charities in Oxford](https://www.charitycompare.org.uk/browse/animals/oxford)

### Similar animals charities

Top-rated peers by CharityCompare score

- [TEES RIVERS CHARITABLE TRUST](https://www.charitycompare.org.uk/charity/tees-rivers-charitable-trust) 100/100 · £2.0m
- [THE RSPCA DANAHER ANIMAL HOME](https://www.charitycompare.org.uk/charity/the-rspca-danaher-animal-home) 100/100 · £1.4m
- [GREENACRES RESCUE LIMITED](https://www.charitycompare.org.uk/charity/greenacres-rescue-limited) 100/100 · £884k
- [GREATWOOD CHARITY LIMITED](https://www.charitycompare.org.uk/charity/greatwood-charity-limited) 100/100 · £851k

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## How do you add Blue Cross's rating to your site?

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## What red flags does Blue Cross have?

## Frequently asked questions

Common questions about Blue Cross's rating, finances, and Charity Commission status.

Is Blue Cross a good charity? + Blue Cross scores 87 out of 100 (4 stars — Good) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 72% of its spending goes to charitable activities and its accounts are up to date. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.

Is Blue Cross a legitimate charity? + Yes — Blue Cross is a legitimate registered charity (charity number 224392). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/224392. Registration proves status; Clarity Score then summarises filing transparency on paper, not programme impact.

What is Blue Cross's charity number? + Blue Cross's charity number is 224392. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.

What is Blue Cross's charity rating? + Blue Cross scores 87 out of 100 on CharityCompare (4 stars — Good). The Clarity Score V1 sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.

Does Blue Cross have reviews and complaints? + CharityCompare does not host public user reviews for Blue Cross. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (1 filing concern(s) noted on this profile). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.

How much of my donation reaches Blue Cross? + According to its 2024 regulator filing, 72% of Blue Cross's total spending went to charitable activities (3-yr avg across disclosed years). That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.

What are Blue Cross's overheads? + According to its 2024 regulator filing, fundraising costs were about 28% of total expenditure and combined overheads (fundraising plus governance) were about 28% of total expenditure at Blue Cross. The filings CharityCompare uses do not publish CEO or senior-staff pay, so we cannot say what Blue Cross's chief executive is paid — where disclosure rules apply, senior pay appears in the trustees' annual report on the Charity Commission register.

How much income does Blue Cross receive? + Blue Cross reported £51m total income in its 2024 accounts, based on UK regulator filings. Five-year trend: growing.

Are Blue Cross's accounts up to date? + Filing status: up to date (last filing 2026-06-24). CharityCompare flags late or missing accounts separately from the financial score.

Where is Blue Cross based? + Blue Cross is listed at Oxford · UK-wide · OX18 4PF and operates UK-wide, focused on animals.

How does CharityCompare score Blue Cross? + We calculate a Clarity Score of 0–100 from four pillars in Blue Cross's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.

How often is this page updated? + This profile was last updated on 17 July 2026 from the latest UK regulator data available to CharityCompare, and Blue Cross's most recent accounts cover 2024. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.